Fannie Mae and Freddie Mac to Increase Fees Fannie Mae and Freddie Mac to Increase Fees on home purchase loans.Starting in April, 2012, Fannie Mae and Freddie Mac are expected to increase their fees, which will impact home buyers. Why is this happening? Fannie and Freddie were seized the the government in 2008 to help protect them from failing. That's important because Fannie and Freddie, as well as other government agencies, actually guarantee about 90% of all new home loans. With the difficulties that the recent housing market has seen, those guarantees have been important. Fannie and Freddie have also (0 comments)