100 doctor loan: What is a "doctor loan" ? - 07/08/13 05:27 AM
You have no doubt heard a variation of the title—maybe "Physician Loans," "100% Financing for Doctors," or more commonly "The Doctor Loan." So, what are doctor loans?
Basically, it’s a high LTV (loan-to-value) or little-money-down loan for doctors. There is typically no mortgage insurance—upfront or monthly—and the doctor can put as little as no money down. Banks may differ but the mortgage I offer has 30-year and 15-year fixed options as well as a list of ARMs from as short as one month to as long as ten years without an adjustment. The rates are very competitive and typically the conforming loan … (6 comments)

Brent Eckhardt

Brent Eckhardt

Wilmington, NC

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Address: Wilmington, NC, 28403

Mobile: (910) 262-4042



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