Mortgage Planning Solutions

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Mortgage and Lending - Brian Kludt Mortgage Team / Waterstone Mortgage

ARCHIVED BLOG POSTS

2008 

Housing and Economic Recovery Act of 2008... Gotta love Uncle Sam.  In an effort to kick-start the housing market, a key provision of the Housing and Economic Recory ACT of 2008 provides a TAX CREDIT to 1st time Home Buyers - Up to $7500!  For those of us who are income-tax code challenged (99.78...
07/30/2008
Ahh, had I only known 10 years ago what I learned 5 years ago.  Incredible growth can come from what appears to be total failure.  I've been a firm believer that the only thing we can control is action, not outcomes.  The following illustration exemplifies this theory.  In 2003 I ran a marketing...
07/20/2008
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According to Seth Godin in his outstanding read, Meatball Sundae, "Human beings hate to make comittments, because commitments represent risk, and risk is frightening."  I'm convinced this is a truth we need to embrace daily in our efforts to sell more homes and close more loans. We're not in the...
07/18/2008
Much to the shagrin of many local lenders, WHEDA's appetite for condos has weaned considerably.  In the rapidly changing loan environment, WHEDA appeared to be a haven for 1st time condo buyers with low down payments, allowing for as little as 5% down.  Given the rising surplus of condos , howev...
07/18/2008
Rainer
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Brian Kludt

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Reflection and insight into the world of mortgage financing