short sales: Social Media Strategy: What are the important steps for YOU to take? - 08/23/11 11:23 AM
When starting your social media venture there are many questions along the way. One question to ponder; is everyone doing social media the same way? The answer to that question is no. Every product, program, and profession should have its own unique strategy.
The most important piece is how to differentiate yourself from your competition. That is the first question that you should be able to answer for yourself, and your potential clients. What are your unique qualities, attributes, services & how can I add value to my potential clients and current clients by using social media?
Without a strategy for … (2 comments)

short sales: Are You Ready To Fight For Your Home? How to Fight Foreclosure! - 08/11/11 10:10 AM
Foreclosure is something that many people think can never happen to them.  The reality is it can happen to anyone.  It happens to good, responsible people every day.  There are many reasons that may leave us believing that foreclosure is the only option.
 
Rising interest rates Unemployment Health problems Divorce Personal tragedy such as the loss of a family member With the foreclosure process varies from state to state, here in Utah it is up to the lender and their attorney to determine how close they want to conform to the guidelines.  To help educate you on the process of … (0 comments)

short sales: Hey I make my mortgage payments on time, but I want to short sale my home, is that possible? - 07/27/11 01:25 PM
Hypothetically, let’s say your boss transfers you to a new city.  One of your biggest worries may be the prospect of having to sell your home during a housing slump.  Even if you have been making timely payments, this is no time to take on two mortgage payments but you know it may be difficult to sell your home.  This is just one scenario. People need to sell their home for other reasons, such as divorce or needing a bigger place for a growing family; or needing a smaller place after retirement.  So, you may be wondering; “Do I have to … (4 comments)

short sales: 5 Debt Relief Tips That You Should Know During A Recession - 07/15/11 12:45 PM
With reports of a recession frequently in the news, more and more people are searching for ways to save money, protect themselves, and get out of debt.  According to Mishaun Taylor, here are 5 simple tips for debt relief during worrisome talks of an impending recession:
1.  Reduce Your Personal Debt.
Do something about your credit cards.  If you're a customer in good standing, call each of your creditors and ask what can be done to either reduce the amount of your monthly bills, or get them paid down faster.  If you have multiple credit cards, pay down the card with … (2 comments)

short sales: What is required to do a short sale? - 07/05/11 01:25 PM
In order to apply for a short sale, there must be a proven hardship of some kind. The bank wants to know what happened to make your expenses go up (medical bills, new baby, rate adjustment etc.) or what happened to make your household income go down (job loss/transfer, divorce, cut back in hours, etc.) This will all be explained in a hardship letter that you will need to write on your behalf.
Along with the hardship letter, the bank will want to see documentation to back up the hardship, as well as all of your financial data disclosed; just the … (0 comments)

short sales: What are the Loan Modification Programs Available? - 07/03/11 10:18 AM
“We pick politicians by how they look on TV, and Miss America on where she stands on the issues.” This ironic statement made by Jay Leno goes to show that every program comes with strange quirks, even loan modification programs.
Because loan modification programs are just now becoming mainstream, there is not much in standardization.  We can serve as your loan modification counselors to ensure you understand and choose the best one for your situation.
These brief explanations will help you become familiar with some of the options for loan modification: The White House/Treasury Program: Under the direction of the US … (0 comments)

short sales: I want to do a short sale! Who can qualify for a short sale? - 07/01/11 06:05 AM
Not everyone qualifies for a short sale. You can’t just change your mind on your mortgage and decide one day to pack up and move. Just as we discussed in the Loan Modification section, a homeowner must meet the criteria to be considered for a short sale.  Some of those same terms you learned will apply here, like figuring out your debt-to-income ratio.
The three main reasons to go through a short sale are:
The homeowner is going through hard times. i.e. – job loss or layoff, a major medical issue or illness, divorce or spouse leaving, bankruptcy, or if the … (0 comments)

 
Brian Pitcher (The Pitcher Group)

Brian Pitcher

Salt Lake City, UT

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The Pitcher Group

Address: 1214 E. Wilmington Avenue, Salt Lake City, UT, 84106

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