down payment assistance: Down Payment Help and Options - St. Louis MO - 03/22/16 05:42 AM
How much do I need for Down Payment?    
Is There a Zero Down Payment Mortgage?
What is the Minimum Down Payment?
Do I have to have 20% down payment?
These are very typical questions regarding down payment that I hear every day as a mortgage loan officer. There is a lot of misunderstanding and lack of knowledge when it comes to mortgage down payment, especially so within the media. For instance, you do not need 20% down payment to purchase a new home.
There are two great mortgage programs that allow for a ZERO down payment, that's right zip, nada, nothing, etc. … (2 comments)

down payment assistance: VA Mortgage Lender - Zero Down Payment- St. Louis Mo - 02/18/16 12:57 AM

Many Times The Veteran Will Get Money Back On The Day of Closing!
The VA Mortgage is one if not the number one best mortgage program because of its flexibility to provide more to the veteran borrower than any other mortgage program.
The advantages of the VA mortgage; zero down payment, no private mortgage insurance, very competitive interest rates, and the VA mortgage is easier for you to qualify for than a conventional mortgage and most other mortgage programs.
You … (0 comments)

down payment assistance: St. Peters MO House for Sale - 4 bedrooms - Finished Basement - 3 Bath - 02/13/14 04:11 AM
This wonderfully large home at 3 Sherri Lane in St. Peters MO 63376 can be found in the Brookmount Subdivision only a few minutes from the St. Peters Rec-Plex, maybe even a short walk when the seather permits. Are you looking for a house with 4 bedrooms, 3 full baths, and a large finished lower level?
Your new home is located in the Ft. Zumwalt School District, where you children will attend the new and highly rated Ft. Zumwalt … (2 comments)

down payment assistance: First Time Home Buyer - Mortgages - Down Payment Assistance - Grants - 06/15/13 07:12 AM
First Time Home Buyer Programs
and Down Payment Assistance for
St. Louis and St. Charles
As a Mortgage Loan Officer for nearly 20 years, I have always considered First Time Home Buyers my number one niche. Mostly, I work with home buyers in the St. Louis, St. Charles, Lincoln, Jefferson Counties area but have helped many home buyers all throughout the State of Missouri. My experience with First Time Home Buyers has shown that there are two items that most first timers are concerned with, getting approved and money.
MORTGAGE PROGRAMS for First Time Home Buyers
FHA: I start with … (0 comments)

down payment assistance: The #1 Best First Time Home Buyer Mortgage - St. Charles and St. Louis - 05/08/13 05:32 AM

What is the best
first time home buyer
'What mortgage programs are available for first time home buyers?', I have been a mortgage lender in the St. Louis and St. Charles Mo area for going on 20 years and I seem to be asked that question nearly every day.
That question has meant many different things to the person who was asking, they were looking for easier qualification, less down payment requirement, no down payment, down payment assistance, lower credit scores and so many other things.
In my 20 years … (2 comments)

down payment assistance: Top 10 Reasons For an FHA Mortgage, When You Buy a New Home in St. Louis, St. Charles or Missouri - 10/12/11 10:19 AM
Since 1934, the Federal Housing Administration, (FHA) has offered home ownership assistance to Americans in the form of FHA financing. The program originated to combat the effects of the Great Depression, when the rate of foreclosures and loan defaults were high and home ownership for the average American was very low. In response to the recent economic downturn, modifications have been made to the FHA program. Now there are even more reasons to consider FHA financing.
1. FHA financing allows home-buyers a low down payment alternative for their home purchase. The minimum down payment is a low 3.5%. Click here to … (0 comments)

down payment assistance: 3 bedroom home in Hazelwood Mo for sale - Down Payment Help - First Time Home Buyer Dream! - 08/04/11 04:30 AM
3 bedroom ranch home is for sale in Hazelwood Mo, and it is a must see! This beautiful and well maintained house for sale is the perfect home for a first time home buyer. This home is close to everything you want and need. The oversize garage is a rare fine and perfect for those rainy days. The finished basement makes this home bigger, more comfortable and a dream for whoever buys this great home!
The City of Hazelwood was originally incorporated as the Village of Hazelwood, on September 7, 1949. Hazelwood has grown substantially since then and an … (0 comments)

Bob Rutledge, FHA 203k - USDA - FHA - Down Payment Assistance (USA Mortgage) Rainmaker large

Bob Rutledge

FHA 203k - USDA - FHA - Down Payment Assistance

Saint Louis, MO

More about me…

USA Mortgage

Address: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Mo, 63141

Office: (314) 628-2218

Mobile: (314) 913-9678

Email Me




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