The Government Loan Pro's - VA, VA Jumbo, FHA, Conventional, & Jumbo Lender

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Mortgage and Lending - VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender - NMLS 220268 / 3035
VanDyk Mortgage - Nationwide Mortgage Banker, Direct lender, VA Lender, FHA Lender, VA Jumbo Lender, San Marcos California, VA loans, VA Jumbo Loans, FHA Loans, Conventional Loans, Jumbo Loans, FHA Jumbo Loans, VA High Balance Loans, San Diego, Los Angeles, Bay Area, Northern California & Southern California Home Loan Info, Seattle Area Home Loan Info, Virginia Home Loans, Wyoming Home Loans, Massachusetts Home loans, Georgia Home Loans, Michigan Home loans, and more. Serving AL, CA, CO, GA, IL, IN, MA, MI, MS, TN, TX, VA, WA, WY. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct.

ARCHIVED BLOG POSTS

2014 

Can I buy a rental home with less than 20% down? The answer is Yes,  you can buy a rental home with less than 20% down.    We offer non-owner occupied purchases (aka Rental home or Investment home purchase) with as little as 15% down.  We offer this program for Single Family Homes and Condominium...
02/27/2014
Massachusetts VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short SaleMany Massachusetts Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created fin...
02/24/2014
Massachusetts VA Loans after Hardship - Bankruptcy, Foreclosure, Short SaleMany Massachusetts Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial...
02/24/2014
A quick word of Thanks and Hope for our Vets The first part of this article is a big Thank you to our Veterans and Active Duty Military Members for your service to our country,  helping to preserve our freedom and democracy.     The second part of the message is to open the door of Hope for VA Ho...
02/24/2014
Downpayment from Gift Funds for 95% Conforming Loans We now offer 95% conventional loans (5% down) up to $417K with the entire down payment can be from gift funds.  Recent upgrades from our PMI providers make this new option available.   Fannie Mae and Freddie Mac lifted their Gift Fund resctrict...
02/19/2014
Gift Funds OK for 95% conventional Loans We now offer 95% conventional loans (5% down) up to $417K with the entire downpayment being gift funds.  Recent PMI company changes make this possible, as Fannie Mae and Freddie Mac lifted their Gift Fund resctrictions last year.   The gift funds do have t...
02/19/2014
What is the Maximum Debt Ratio- (aka DTI) with a VA Loan with QM?There has been much talk about how QM will result in more denials for VA Home Buyers using VA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also known as Qualified Mortgages, as defined  in ...
02/16/2014
What is the Maximum Debt Ratio- (aka DTI) with a FHA Loan with QM?Much has been written about how QM will result in more Turn Downs or credit denials for Home Buyers using FHA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also know as Qualified Mortgages,...
02/16/2014
What is the Maximum Debt Ratio- (aka DTI) with a Fannie Mae Loan with QM? Much has been written about how QM will result in more credit denials for conventional Home Buyers due to new Federally Mandated restrictions regarding Qualified Mortgage Loans.    QM stands for Qualified Mortgages, a defin...
02/16/2014
What is the max DTI with a Freddie Mac Loan with QM? Much has been written about how QM will result in more credit denials for Home Buyers due to new Federally Mandated restrictions regarding Mortgage Loans.    QM stands for Qualified Mortgages, a definition made in the Dodd-Frank legislation.   ...
02/16/2014
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Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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