bay area: San Jose FHA Streamline Refinances - new improvements for 2012 - 03/17/12 12:10 AM
San Jose FHA Streamline Refinances - new improvements for 2012
Improved Options for San Jose FHA Streamline Refinances are coming.  The Whitehouse announced this week that HUD has authorized changes to the FHA Streamline Refinance Program that will help many San Jose  Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
The options for FHA Streamlines for San Jose  Homeowners have been prohibitive recently due to increased FHA Mortgage Insurance rates.   The new program will reduce the Upfront Mortgage Insurance Premium (UFMIP) to .01% according the news release by the Whitehouse today (that is less than $50 on a typical … (0 comments)

bay area: Sacramento VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender. - 05/28/11 11:55 AM
 
Sacramento VA Loans,  FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Sacramento. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Sacramento Homebuyers and Sacramento Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo(aka High Balance) VA & VA Jumbo(aka High Balance) Conforming & Conforming Jumbo(aka High Balance or Super Conforming) Jumbo Loans to $3m Sacramento FHA Loans are available up to $580,000 … (0 comments)

bay area: 2012 FHA Loan limit snapshot by city for California and Washington - 02/21/11 02:50 PM
2012 FHA Loan limit snapshot by city for California and Washington
2012 Loan Limits for FHA loans in California and Washington are adding support to the housing markets with purchase prices over $400K and helping those who want to borrow over $417,000 to purchase their new home. The Base FHA Loan Limit remains at $271,050 accross much of the USA. The Maximum limit for higher cost areas is now $729,750, with many counties accross America falling somewhere in between.   
Here are some highlights of the 2012 loan limits: Bellevue, WA $567,500 Carlsbad, CA $697,500 Chula Vista, CA $697,500 Escondido, CA … (0 comments)

bay area: Using your VA Home Loan Benefit in San Francisco, part 1 - Purchase a home in 2011 with a VA Jumbo Loan - 01/30/11 11:52 AM
 
Using your VA Home Loan Benefit in San Francisco, part 1 - Purchase a home in 2011 with a VA Jumbo Loan
The VA Home Loan benefit is a great opportunity for San Francisco Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $1,000,000 in San Francisco.
VA Jumbo Loans - zero downpayment required up to $1,000,000 VA Jumbo Loans are also known as VA … (0 comments)

bay area: Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home - 01/30/11 11:31 AM
 
Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to purchase a home or condo utilizing a VA Loan.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $1,000,000 in Oakland for 2011
 
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $1,000,000 (aka VA … (0 comments)

bay area: VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan still don't serve in 2011 - 01/30/11 11:24 AM
VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan still don't serve in 2011.  
This sounds a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Purchase Loans.   VA now allows higher loan amounts up to $1,500,000,  and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for purchase of a home or condo than typical VA requirements.  True Jumbo Conventional Loans require at least 20% down payment to purchase a home, and more if you … (0 comments)

bay area: Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home - 01/30/11 10:36 AM
 
Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home 
The VA Home Loan benefit is a great opportunity for San Jose Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $843,750 in San Jose and throughout Santa Clara County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $843,750 … (0 comments)

bay area: Mortgage Market Update for August 31, 2010 - All-time low rates continue. - 08/31/10 04:22 AM

Mortgage Market Update for August 31, 2010 All-time low rates continue.   There has never been a better time to purchase a home or refinance with  FHA, VA & Conventional Loans.
30 year fixed rate loans for Purchase & Refinance including all of the following loan types are at continued all-time lows:
FHA for purchase or refinance VA for purchase or refinance Conforming for purchase or refinance FHA Jumbo VA Jumbo Conforming Jumbo FHA Streamline Refinance VA IRRRL Streamline Refinance FHA Jumbo Streamline Refinance VA Jumbo IRRRL Streamline Refinance Home Affordable Refinance 203K Rehab Loans for purchase or refinance Be … (0 comments)

bay area: Product Highlight - California Home Purchase with 5% downpayment - 08/27/10 06:26 AM
Product Highlight - California Home Purchase with 5% downpayment
We offer Conventional Loans up to 95% (5% downpayment) to purchase single family homes in California.  VanDyk Mortgage is a Direct Lender serving California and Washington.
Quick Highlights: 
Competitive 30 year fixed rate (call for today's rate) Loan amounts up to $417K Purchase price up to $438K w 5% down payment Available in California and Washington Not restricted by declining market policies Maximum debt ratio - 41% Minimum downpayment - 5% Minimum Fico - 680 Flips - 1 day owned OK  (aka investor homes, corporate owned, rehabs, etc).  Primary Homes only Take … (0 comments)

bay area: Mortgage Rate Alert - all -time lows - 07/22/10 10:43 AM
Immediate Rate Alert!   All-time low rates are available on FHA, VA & Conventional Loans available now.    
30 year fixed rate loans for Purchase & Refinance including all of the following loan types are at all-time lows:
FHA for purchase or refinance VA for purchase or refinance Conforming for purchase or refinance FHA Jumbo VA Jumbo Conforming Jumbo FHA Streamline Refinance VA IRRRL Streamline Refinance FHA Jumbo Streamline Refinance VA Jumbo IRRRL Streamline Refinance Home Affordable Refinance 203K Rehab Loans for purchase or refinance Whether you are purchasing a home or need to refinance to lock in these low rates, Do … (0 comments)

bay area: Great rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans -Opportunity Alert! - 05/25/10 06:00 AM
Market Alert - Great rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans -Opportunity Alert! 
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans or Fannie Mae High Balance Loans) are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US Mortgage rates, especially Conforming High Balance Loans.  
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited time opportunity alert due … (0 comments)

bay area: San Jose VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. - 04/04/10 09:05 AM
San Jose VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in San Jose.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Jose Homebuyers and San Jose Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Jose FHA Loans are … (0 comments)

bay area: VA Home Loans not just for First Time Homebuyers anymore - 03/10/10 02:54 AM
VA Home Loans are not just for First Time Homebuyers anymore.   With increased VA Loan limits and enhanced VA refinance options,  VA Home Loans offer current Veteran Homeowners two opportunities. 
Veterans looking to purchase a new home (ie move up VA buyer) can now take advantage of much higher VA Loan limits to purchase their primary home.  We will discuss VA Loan limits further in this article.
Refinance your Non-VA Loan into a safe, fixed rate VA loan (with no mortgage insurance, and up to 90% of your homes value, and this amount can include cash out).
Veteran Homebuyers in the greater Seattle-Tacoma-Everett … (0 comments)

bay area: VA Jumbo Refinance loans offer solutions conventional loans don't allow pt2 - 10/31/09 07:43 AM
In our first post of this 2 part series, we outlined a few scenarios that VA Jumbo loans can help, whereas conventional jumbo loans simply cannot.
Here are two more compelling examples where VA Jumbo loans can help our Vets with safe, secure and affordable financing for their home:
Scenario 3.   You live in San Diego,  your home is worth $750K.   You have a first mortgage is $550K , and you have a second mortgage of $90K that you used to upgrade your home, and enhance it's value.    A conventional jumbo loan will consider this a Cash-Out transaction due to the second mortgage being … (0 comments)

bay area: Jumbo Loan program Update - 02/08/09 09:11 AM
VanDyk Mortgage is proud to introduce our new Jumbo Loan Programs.   We call it our Premier Jumbo Line.    
Here are the basics:   
> Available in 3yr ARM, 5 yr ARM, or 7 yr ARM  (+ 15 yr fixed).
> Principal & Interest or Interest Only (10 yr period)
> Loan to Value ratios up to 80%  (70% in declining markets, call for details on your market status)
> Loan amounts up to $2 million
> Competitive rates, similar to Conforming Jumbo Rates  (unlike most Jumbo programs that are well over 8-9%, these are typically under 6.5% and sometimes even … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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