california: The FHA Simple Refinance - 09/15/15 01:58 AM
FHA's Simple Refinance 
On 9-14-2015,  HUD has released new FHA Guidance that includes dozens of changes to FHA Rules for qualifying borrowers to purchase and refinance homes.  This article will focus on FHA's new Simple Refinance.   The new FHA Guidelines eliminated that FHA Streamline Refinance with Appraisal.   This Streamline was beneficial to some FHA refinances as the Closing Costs and Prepaid items such as Property Tax and Insurance could be included in the Loan.   With a FHA Streamline without Appraisal,  the Closing Costs and Prepaid items such as Property Tax and Insurance must be paid either by the borrower … (0 comments)

california: Eastvale VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender - 07/22/14 05:53 AM
Eastvale VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Eastvale.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Eastvale Homebuyers and Eastvale Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Eastvale FHA Loans are available up to $355,350 with … (0 comments)

california: Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:27 PM
Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Torrance.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Torrance Homebuyers and Torrance Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Torrance FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

california: Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:25 PM
Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Clarita.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Clarita Homebuyers and Santa Clarita Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Clarita FHA Loans are available up … (0 comments)

california: Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:23 PM
Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Marina Del Rey.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Marina Del Rey Homebuyers and Marina Del Rey Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Marina Del … (0 comments)

california: Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:15 PM
Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Burbank.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Burbank Homebuyers and Burbank Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Burbank FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

california: Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:10 PM
Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Monica.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Monica Homebuyers and Santa Monica Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Monica FHA Loans are available up … (0 comments)

california: Los Angeles VA Loans and FHA Home Mortgage Loan info for 2019 - 04/06/14 04:08 PM
Los Angeles VA Loans and FHA Home Mortgage Loan info for 2019 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Los Angeles FHA Loans are available up to … (0 comments)

california: Riverside VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 03:55 PM
Riverside VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Riverside.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Riverside Homebuyers and Riverside Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Riverside FHA Loans are available up to $355,350 with just 3.5% down … (0 comments)

california: Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 03:49 PM
Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Long Beach.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Long Beach Homebuyers and Long Beach Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Long Beach FHA Loans are available up to … (0 comments)

california: Murrieta VA Loans and FHA Home Mortgage Loan info for 2014 - 04/06/14 03:42 PM
Murrieta VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Murrieta FHA Loans are available up to $355,350 with just 3.5% down … (0 comments)

california: Mono VA Loan Limit for 2014 revised higher - 03/09/14 03:44 PM
Mono VA Loan Limit for 2014 revised higher
The Mono VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.    The VA has reassessed their calculations, and increased the Mono County VA Loan limit to $529,000 for the remainder of 2014.   
This allows Mono County Vets to purchase a home up to $529,000 with no down payment required, as well as expand VA Refinance options. Mono Vets can also purchase homes that exceed $598K with an accompanying Down payment of 25% of the difference between the VA County Loan Limit and your purchase price.   
 
Please visit our VA Loan … (0 comments)

california: San Luis Obispo VA Loan Limit for 2014 revised higher - 03/09/14 03:39 PM
San Luis Obispo VA Loan Limit for 2014 revised higherThe San Luis Obispo VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.    The VA has reassessed their calculations, and increased the San Luis Obispo County VA Loan limit to $561,200 for the remainder of 2014.   This allows San Luis Obispo County Vets to purchase a home up to $561,200 with no down payment required, as well as expand VA Refinance options. San Luis Obispo Vets can also purchase homes that exceed $598K with an accompanying Down payment of 25% of the difference between the VA County … (0 comments)

california: Alpine County CA - VA Loan Limit for 2014 revised - 03/09/14 03:28 PM
Alpine County CA - VA Loan Limit for 2014 revised 
The Alpine County, California VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.   The VA reassessed their calculations, and increased the Alpine County VA Loan limit to $463,450 for the remainder of 2014.   
This allows Alpine County Vets to purchase a home up to $463,450 with no down payment required, as well as expand VA Refinance options. 
Please visit our VA Loan Infosite for more info on VA Loans and VA Jumbo Loans.
 
 
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california: **REVISED ** Complete California VA Loan Limits for 2015 - 03/07/14 06:45 AM
**REVISED ** Complete California VA Loan Limits for 2015 
The VA has increased the VA Loan Limits for many California Counties effective 1-01-2015, increasing the California VA Loan Limits in some counties, and reducing some others to the "permanent high cost loan limit" of $625,500.   Some counties increased, most notable,  San Diego County is now at $562,350, Sacramento/Placer/El Dorado/Yolo counties are now at $474,950, and Ventura is up to $603K for 2015.  The Bay Area counties of San Francisco, Marin, San Mateo, Contra Costa and Alameda top the VA Loan Limits for No Money Down VA Jumbo Loans at $625,500, and LA/OC counties are at … (0 comments)

california: VA FAQ #9 - Should I get a VA Pre-Qualification or VA Loan Pre-Approval? - 01/10/14 05:05 AM
VA FAQ #9 - Should I get a VA Loan Pre-Qualification or VA Loan Pre-Approval?
YES.   You should get a full VA Loan Pre-Approval before shopping for a Home when planning to use VA Loan Financing from a Direct Lender that specializes in VA and VA Jumbo Loans, such as VanDyk Mortgage.
Why should I get Pre-Approved vs Pre-qualified?  A VA Mortgage Loan Pre-Approval from a VA direct lender is superior to a simplistic VA Loan Pre-qualification.   Our VA Loan Pre-Approval means we have reviewed your documentation, qualifications, credit report, and any special circumstances particular to your situation to ensure that you qualify for a new VA … (0 comments)

california: VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? - 11/23/13 07:23 PM
VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? 
 
For a VanDyk Mortgage VA Jumbo Loan up to $1.5m,  we require a minimum of a 580 middle credit score.
 
Yes, that is correct,  we underwrite direct to VA Guidelines with no investor overlays. 
 
VA Jumbo (aka VA high Balance, VA Super Conforming), loans are affordable alternatives to True Jumbo Financing, as VA Loans allow 100% LTV's up to the county Loan Limit ($636.150 in Bay Area, $636,150K in Nantucket).     
 
VA Jumbo Loans include all VA Loans that exceed $424K.
 
For Short Sales, Foreclosures, and Short Sales with late payments,  we offer … (0 comments)

california: VA FAQ #7 - Can I use a VA Loan to refinance my non VA loan? - 10/10/13 09:36 AM
VA FAQ #7 - Can I use my VA Home Loan Benefit to refinance my non VA loan?
The short answer is YES, qualified Vets can utilize a VA Home Loan or VA Jumbo Loan to refinance your non-VA loan into a safe, secure VA Loan.  VA & VA Jumbo Loans can be used to refinance out of FHA loans, Conventional Loans, Helocs, Seconds, and Jumbo Loans into a new VA Loan or VA Jumbo Loan.  
There are many benefits of utilizing your VA benefit to refinance.   
VA Loan rates are very good when compared to Conventional Home Loan Rates … (0 comments)

california: Los Angeles - VA & FHA Loan update for 2014 - 05/14/13 02:34 AM
Los Angeles  VA Loans and FHA Home Mortgage Loan info for 2014 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Los Angeles FHA Loans are available up … (0 comments)

california: California FHA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 04/27/13 12:12 AM
California FHA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many California Families and Individual Homeowners have encountered financial Hardship during the past several years.  Job Loss, Failed Businesses, Risky Mortgage Loans, falling Real Estate Prices, etc have created financial Hardship for many homeowners across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for prospective homebuyers looking to re-enter the market:   You can get a FHA Loan soon as 2-3 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
California FHA Loans After Financial Hardship:
FHA … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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