california: Plumas County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/04/12 04:10 AM
Plumas County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Plumas County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Plumas County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes. VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

california: VA IRRRL Streamline Refinance for California Non-owner occupied Homes - 02/04/12 04:10 AM
Can I get a VA IRRRL Streamline Refinance for my California Non-owner occupied home?  
A common question for Califonia Veterans and California based Active Duty Military Personel who have utilized their VA Benefit to purchase a home in California using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or if they have purchased another home to adjust to a new family size or larger home, etc.  
So what is the answer to the question - Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied home?  (AKA Rental Home or … (0 comments)

california: Napa County VA and VA Jumbo Home Mortgage Loan info - Direct Lender - 02/02/12 05:26 PM
Napa County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.  VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Napa County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Napa County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA Jumbo … (0 comments)

california: Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here - 01/16/12 04:57 AM
Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here
Fannie Mae & Freddie Mac have extended and enhanced teh HARP Refinance program into 2012 for California homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized an extension on the HARP Refinance initiative throughout 2012 for California Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows California homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, No Maximum Loan … (0 comments)

california: USDA Streamline Refinance options in California for 2012 - 01/14/12 11:33 AM
USDA Streamline Refinance options in California for 2012
Take advantage of record Low Rates -  Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamline Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?” or "I heard that USDA was no longer allowing Refinances".    The answer is Yes, you can Refinance your Rural … (0 comments)

california: California Condo - 95% Financing Options - 01/14/12 11:07 AM
California Condo - 95% Financing Options 
California Condo Financing Options up to 95% with Conventional Financing - there are a variety of loans available to finance condo purchases and refinances in California - FHA - VA - Conventional - Jumbo,  We will highlight our 95% Conventional Loan for California Condo Purchases. 
California Condo Financing - 95% Conventional Loan - aka 95% Conforming Loan
We offer Conventional Loans with just 5% down payment to finance Condo's throughout California 
VanDyk Mortgage offers Conventional Purchase loans for Condominiums up to $417,000 with just a 5% down payment.   Here are some basic details:
California and … (0 comments)

california: California Refinance up to 95% LTV - Conventional Loan - 01/14/12 10:51 AM
 
California Refinance up to 95% LTV - Conventional Loan
We offer Conventional Loans up to 95% (5% equity) to refinance single family homes throughout California.  VanDyk Mortgage is a Direct Lender serving California and Washington.
Here are some Highlights: 
Competitive 30 year fixed rate (call for today's rate) Loan amounts up to $417K Available throughout California and Washington No declining market restrictions  Condo's OK up to 95% Maximum debt ratio - 45% Minimum downpayment - 5% Minimum Fico - 660 Primary Occupancy Homes only Ask about no Monthly PMI options!
Take advantage of the record low interest rates now.  
(0 comments)

california: California Home Purchase with 5% downpayment Conventional Loan - 01/14/12 10:48 AM
California Home Purchase with 5% downpayment Conventional Loan
We offer Conventional Loans up to 95% (5% downpayment) to purchase single family homes throughout California.  VanDyk Mortgage is a Direct Lender serving California and Washington.
Here are some Highlights: 
Competitive 30 year fixed rate (call for today's rate) Loan amounts up to $417K Purchase price up to $438K w 5% down payment Available throughout California and Washington No declining market restrictions  Condo's OK up to 95% Maximum debt ratio - 45% Minimum downpayment - 5% Minimum Fico - 660 Flips OK - 1 day owned OK  (aka investor homes, corporate owned, rehabs, … (0 comments)

california: Napa County VA and VA Jumbo Loan info - Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance - 01/08/12 12:02 PM
Napa County VA and VA Jumbo Loan info – Direct Lender – VA Purchase, VA Refinance, and VA IRRRL Streamline Refinance
VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Napa County, CA.   We have been helping Veterans with VA loans since 1987.   VanDyk Mortgage is a Direct Lender offering VA and VA Jumbo Loans.   We offer many VA loan programs for Napa County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes, as well as Streamline Refinance using the VA IRRRL Program.
VA Loans   (Purchase and Refinance) VA Jumbo Loans  (Purchase and Refinance) VA … (0 comments)

california: California Conforming Loan Limits for 2012 - 01/01/12 10:22 AM
2012 California FNMA & FHLMC - Fannie Mae & Freddie Mac Loan limits 2012
 
Fannie Mae & Freddie Mac have announced Conforming loan limits for 2012. The standard conventional loan limit remains at $417K accross the USA. This is also called the Conforming Loan Limit ($417K). High Cost Areas have loan limits based on the Permanent High Cost Loan Limit established in the HERA bill. These loans are also called Conforming Jumbo, Conforming High Balance, or Super Conforming loans.
 
There are different debt ratio maximums and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed … (0 comments)

california: The MI Removal Loan - Riverside Refinance - up to 95% ltv with no PMI, no MI, and no MIP. Available up to $417K loan amounts - 09/12/11 05:40 AM
The MI Removal Loan - Riverside Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Riverside, CA with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Riverside and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your existing loan … (0 comments)

california: The MI Removal Loan - Corona Refinance - up to 95% ltv with no PMI, no MI, and no MIP. - 09/12/11 05:40 AM
 
The MI Removal Loan - Corona Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Corona, CA with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Corona and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a 1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your … (0 comments)

california: The MI Removal Loan - Sacramento NO MI Refinance - up to 95% ltv - 09/12/11 05:39 AM
The MI Removal Loan - Sacramento NO MI Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Sacramento, CA with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Sacramento and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your … (0 comments)

california: The MI Removal Loan - Temecula Refinance - up to 95% ltv with no PMI, no MI, and no MIP. Available up to $417K loan amounts - 09/11/11 12:31 PM
The MI Removal Loan - Temecula Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Temecula, CA with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Temecula and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your existing loan … (0 comments)

california: Homepath financing on Fannie Mae owned REOs/Foreclosures in California - 08/27/11 01:13 PM
Homepath financing on Fannie Mae owned REOs/Foreclosures in California
We offer 95% financing on California Homes being sold by Fannie Mae (FNMA) with no MI required. 
If you are purchasing a Fannie Mae Owned Foreclosure Property, you may be eligible for our HomePath Fannie Foreclosure Mover Loan.   This loan allows you to finance up to 95% of the Purchase price with ZERO Mortgage Insurance (no PMI). 
97% Homepath options are available as well - we feel that the 95% option is a better value for our customers, as the 3% down Homepath loan is more costly.      
Loan amounts … (0 comments)

california: Fresno County VA and VA Jumbo Home Mortgage Loan info – Direct Lender - 08/23/11 06:18 PM
Fresno County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Fresno County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Fresno County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes. VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

california: San Bernardino County VA and VA Jumbo Home Mortgage Loan info – Direct Lender. - 08/23/11 06:05 PM
San Bernardino County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in San Bernardino County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for San Bernardino County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans … (0 comments)

california: Santa Monica VA Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender. - 08/20/11 01:04 PM
Santa Monica VA Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans in Santa Monica, CA.   We have been making VA Loans since 1987.  VanDyk Mortgage is your Direct Lender.   We offer many loan programs for Santa Monica Homebuyers and Santa Monica Homeowners to Purchase and refinance homes.
VA Loans - zero downpayment required - up to 100% financing VA Jumbo Loans  - zero downpayment required up to  $621K in Santa Monica (aka VA High Balance) VA Condo Loans - Purchase and Refinance - Up to $700K with zero down in Santa Monica VA … (0 comments)

california: USDA Streamline Refinance options in California - 08/20/11 10:42 AM
USDA Streamline Refinance options in California 
You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a USDA Guaranteed … (0 comments)

california: Common myth about VA Loans explained - the VA County Loan Limit - 07/03/11 03:19 PM
Common myth about VA Loans explained - the VA County Loan Limit
A common myth with VA Loans is that they aren't relevant or used very often for your area, or the loan amounts are too low for your area or that VA Loans are only available up to the VA Loan Limit for your County.   In the past these may have been true, but recent changes to VA Loans and VA Jumbo have altered the picture, especially in California.   Many Lenders also do not offer VA Loans exceeding your county VA Loan Limit.   VanDyk Mortgage allows you to … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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