conforming: Downpayment from Gift Funds for 95% Conforming Loans - 02/19/14 04:21 AM
Downpayment from Gift Funds for 95% Conforming Loans
We now offer 95% conventional loans (5% down) up to $417K with the entire down payment can be from gift funds. 
Recent upgrades from our PMI providers make this new option available.   Fannie Mae and Freddie Mac lifted their Gift Fund resctrictions last year.   The gift funds do have to be sourced,  be from an immediate family member, and be documented. We can help guide you in the process to make sure this is handled correctly. 
We allow gift funds for 5% Down Conforming Loans  on Single Family Residences and Condominiums up to $417K. 
We … (0 comments)

conforming: Low Down, No Down and Zero Down Payment Mortgage Loan options for Washington Homebuyers in 2012 - 01/14/12 11:26 AM
Low Down, No Down and Zero Down Payment Mortgage Loan options for Washington Homebuyers in 2012
Here are the 2012 options for No Down, Low Down and Zero down payment home loans for Washington State Home buyers.  Below is a list of our Low, No, and Zero Downpayment loan options for Washington state Home buyers for 2012 - Including Conventional, FHA, VA, USDA RD Loans, FHA Jumbo, and VA Jumbo loans:
>>be sure to click on the links to find out more info about each low downpayment option
No Downpayment Home Loans in Washington:
VA Loan - up to 100% financing with … (0 comments)

conforming: Low Down Payment options for California Homebuyers in 2013 (and no downpayment options!) - 01/14/12 11:20 AM
Low Down Payment options for California Homebuyers in 2013 (and no downpayment options!)
Here is a quick overview of Low Downpayment and No Downpayment loan options for California Homebuyers in 2013 - Including Conventional, FHA, VA, USDA RD Loans, FHA Jumbo, and VA Jumbo loans:
>>be sure to click on the links to find out more info about each low downpayment option
No Downpayment Home Loans in California in 2013: 
VA Home Loan - up to 100% financing with zero down required, up to $417K VA Jumbo Home Loan - up to 100% financing with zero down required - up to your County … (0 comments)

conforming: Rate Update and Alert - Conventional Purchase and Refinance Loans at all time lows - 08/04/11 06:23 AM
Rate Update and Alert - Conventional Purchase and Refinance Loans at all time lows
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) are now at all -time lows.  
The US Debt Ceiling Saga, and with World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.   This has Driven US Mortgage rates down, especially Conforming Loans and Conventional Loans under $417K such as Fannie Mae and Freddie Mac Loans.   
If your current Interest Rate is too high (4.875% or higher),  please give us a call to get started and lock in your low rate.    … (0 comments)

conforming: Conforming Loans with just 3% down payment - we offer throughout California - 08/02/11 05:11 AM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Conforming Loans with just 3% down payment - we offer these throughout California. 97% conventional financing options for California Home Buyers
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment.   Here are some basic details:
We offer Conforming Conventional Fannie Mae Loans up to 97% Loan to Value throughout California - Only 3% down payment is required.    We no longer consider CA a declining market,, so we are able to offer these enhance financing … (0 comments)

conforming: Vancouver Conventional Loans with 3% down payment - 97% conventional financing options for the Vancouver WA Area - 07/03/11 03:30 PM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Vancouver Conventional Loans with 3% down payment - 97% conventional financing options for the Vancouver WA Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Vancouver, Washington Homebuyers.    Here are some basic details:
Vancouver and Washington state is now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider Vancouver, WA a declining market, so we are able … (0 comments)

conforming: Seattle Conventional Loans with 3% down payment - 97% conventional financing options for the Seattle Area - 07/03/11 03:22 PM
 This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Seattle Conventional Loans with 3% down payment - 97% conventional financing options for the Seattle  Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Seattle Homebuyers.    Here are some basic details:
The Seattle Area is now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider WA a declining market, so we are able to offer these enhance … (0 comments)

conforming: Conventional Loans with 3% down payment in Washington - 97% conventional financing options - 07/03/11 03:19 PM
 This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Conventional Loans with 3% down payment in Washington - 97% conventional financing options
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Washington Homebuyers.    Here are some basic details:
Washington state is now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider WA a declining market, so we are able to offer these enhance financing options for Conventional … (0 comments)

conforming: Oceanside CA Conventional Loans with 3% down payment - three percent down - 97% conventional financing options for Oceanside and San Diego Home Buyers - 05/30/11 01:31 PM
 This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Oceanside CA Conventional Loans with 3% down payment - three percent down - 97% conventional financing options for Oceanside and San Diego Home Buyers
VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for Oceanside and San Diego County Homes. Here are some basic details:
Oceanside and San Diego county cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required. We do not … (0 comments)

conforming: Chula Vista Conventional Loans with 3% down payment - three percent down - 97% conventional financing options for Chula Vista and San Diego Home Buyers - 05/30/11 01:28 PM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Chula Vista Conventional Loans with 3% down payment - three percent down - 97% conventional financing options for Chula Vista and San Diego Home Buyers
VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for Chula Vista and San Diego County Homes. Here are some basic details:
Chula Vista and San Diego county cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required. … (0 comments)

conforming: Long Beach Conventional Loans with 3% down payment - Yes, 3 percent - 97% conventional financing options for Long Beach Home Buyers - 05/30/11 01:25 PM
Long Beach Conventional Loans with 3% down payment - Yes, 3 percent - 97% conventional financing options for Long Beach Home Buyers
VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for Long Beach and Los Angeles County Homes. Here are some basic details:
Long Beach and Los Angeles County Cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required.   We do not consider Long Beach or Los Angeles a declining market, so we are able to offer these enhanced 97%/ … (0 comments)

conforming: Low Down, No Down and Zero Down Payment Mortgage Loan options for Washington Homebuyers - 05/30/11 01:11 PM
Low Down, No Down and Zero Down Payment Mortgage Loan options for Washington Homebuyers
Here are options for No Down, Low Down and Zero down payment home loans for Washington State Home buyers. Below is a quick list of Low, No, and Zero Downpayment loan options for Washington state Home buyers - Including Conventional, FHA, VA, USDA RD Loans, FHA Jumbo, and VA Jumbo loans:
>>be sure to click on the links to find out more info about each low downpayment option
No Downpayment Home Loans in Washington:
VA Loan - up to 100% financing with zero down required, up to $417K … (0 comments)

conforming: Low Down Payment options for California Homebuyers (and no downpayment options!) - 05/30/11 12:47 PM
Low Down Payment options for California Homebuyers (and no downpayment options!)
Here is a quick list of Low Downpayment and No Downpayment loan options for California Homebuyers - Including Conventional, FHA, VA, USDA RD Loans, FHA Jumbo, and VA Jumbo loans:
>>be sure to click on the links to find out more info about each low downpayment option
No Downpayment Home Loans in California: 
VA Home Loan - up to 100% financing with zero down required, up to $417K VA Jumbo Home Loan - up to 100% financing with zero down required - up to your County VA Loan Limit  USDA … (0 comments)

conforming: Elk Grove VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender. - 05/28/11 12:14 PM
 
Elk Grove VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Elk Grove and Sacramento. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender. We offer many loan programs for Elk Grove Homebuyers and Elk Grove Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Elk Grove FHA … (0 comments)

conforming: Los Angeles Conventional Loans with 3% down payment - Yes, in California! - 97% conventional financing options for Los Angeles Home Buyers - 05/28/11 09:12 AM
 This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Los Angeles Conventional Loans with 3% down payment - Yes, in California! - 97% conventional financing options for Los Angeles Home Buyers
VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for Los Angeles County Homes. Here are some basic details:
Los Angeles and Los Angeles county Cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required. We do not consider Los Angeles … (0 comments)

conforming: Conventional Loans with 3% down payment in California - 97% conventional financing options - 05/26/11 07:25 AM
 This program will be retired by Fannia Mae and Freddie Mac (FNMA and FHLMC) on Jan 8, 2014
Conventional Loans with 3% down payment in California - 97% conventional financing options
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment. Here are some basic details:
California and Washington state are now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider CA or WA declining markets, so we are able to offer these enhance financing options for Conventional loans.
Minimum … (0 comments)

conforming: California Condo Financing - 95% Conventional Loan - 04/13/11 04:06 PM
California Condo Financing - 95% Conventional Loan
We offer Conventional Loans with just 5% down payment to finance Condo's in California 
VanDyk Mortgage offers Conventional Purchase loans for Condominiums up to $417,000 with just a 5% down payment.   Here are some basic details:
California and Washington state are now eligible for our Conventional Fannie Mae Condo Loans up to 95% Loan to Value - Only 5% down payment is required.   We do not consider CA a declining market, so we are able to offer these enhance financing options for Conventional loans.
Minimum credit score = 680
Maximum Debt Ratio = 41% … (0 comments)

conforming: 2011 Pasadena Conforming Loan Limit update - Conforming Jumbo Loan Limits - 01/22/11 05:21 AM
2011 Pasadena Conforming Loan Limit update - Conforming Jumbo Loan Limits
Congress has approved an extension of the 2010 Conforming Loan Limit for Pasadena until Sept 30, 2011.   This will retain the current High Balance Loan limit of $729,750 for Pasadena and  Los Angeles County Cities.   VanDyk Mortgage is a Direct Lender offering Conforming Jumbo (Aka Conforming High Balance) loans in Pasadena for Purchase, Refinance, and Harp Streamline Refinance.   
Pasadena Conforming Jumbo loans require a 10% down payment for a Home Purchase.  This would allow you to purchase a home up to $810,800 with a 10% down payment. … (0 comments)

conforming: 2011 Santa Clarita Conforming Loan Limit update - Conforming Jumbo Loan Limits - 01/22/11 05:17 AM
2011 Santa Clarita Conforming Loan Limit update - Conforming Jumbo Loan Limits
Congress has approved an extension of the 2010 Conforming Loan Limit for Santa Clarita until Sept 30, 2011.   This will retain the current High Balance Loan limit of $729,750 for Santa Clarita and  Los Angeles County Cities.   VanDyk Mortgage is a Direct Lender offering Conforming Jumbo (Aka Conforming High Balance) loans in Santa Clarita for Purchase, Refinance, and Harp Streamline Refinance.   
Santa Clarita Conforming Jumbo loans require a 10% down payment for a Home Purchase.  This would allow you to purchase a home up to $810,800 … (0 comments)

conforming: 2011 Long Beach Conforming Loan Limit update - Conforming Jumbo Loan Limits - 01/22/11 05:11 AM
 
2011 Long Beach Conforming Loan Limit update - Conforming Jumbo Loan Limits
Congress has approved an extension of the 2010 Conforming Loan Limit for Long Beach until Sept 30, 2011.   This will retain the current High Balance Loan limit of $729,750 for Long Beach and  Los Angeles County Cities.   VanDyk Mortgage is a Direct Lender offering Conforming Jumbo (Aka Conforming High Balance) loans in Long Beach for Purchase, Refinance, and Harp Streamline Refinance.   
Long Beach Conforming Jumbo loans require a 10% down payment for a Home Purchase.  This would allow you to purchase a home up to … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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