direct lender: VA FAQ #7 - Can I use a VA Loan to refinance my non VA loan? - 10/10/13 09:36 AM
VA FAQ #7 - Can I use my VA Home Loan Benefit to refinance my non VA loan?
The short answer is YES, qualified Vets can utilize a VA Home Loan or VA Jumbo Loan to refinance your non-VA loan into a safe, secure VA Loan.  VA & VA Jumbo Loans can be used to refinance out of FHA loans, Conventional Loans, Helocs, Seconds, and Jumbo Loans into a new VA Loan or VA Jumbo Loan.  
There are many benefits of utilizing your VA benefit to refinance.   
VA Loan rates are very good when compared to Conventional Home Loan Rates … (0 comments)

direct lender: Is this Boston Condo VA Approved? - 10/10/13 07:20 AM
Is this Boston Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Boston, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Boston VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another abbreviation, loosely based … (0 comments)

direct lender: Now Serving Indiana Home Buyers and Home Owners - 09/02/13 03:50 AM
Now Serving  Indiana Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners throughout the State of Indiana.   We will be posting more information on our Loan Programs and how they can help Indiana Homeowners and Indiana Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

direct lender: Now Serving Wyoming Home Buyers and Home Owners - 09/01/13 01:07 AM
Now Serving  Wyoming Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of Wyoming.   We will be posting more information on our Loan Programs and how they can help Wyoming Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

direct lender: California FHA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 04/27/13 12:12 AM
California FHA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many California Families and Individual Homeowners have encountered financial Hardship during the past several years.  Job Loss, Failed Businesses, Risky Mortgage Loans, falling Real Estate Prices, etc have created financial Hardship for many homeowners across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for prospective homebuyers looking to re-enter the market:   You can get a FHA Loan soon as 2-3 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
California FHA Loans After Financial Hardship:
FHA … (0 comments)

direct lender: 2013 Washington Conforming Loan limits - 01/05/13 06:30 AM
2013 Washington Conforming Loan limits (Freddie Mac and Fannie Mae)
Fannie Mae & Freddie Mac have retained their conventional Loan Limits for 2013.  The standard conventional loan limit remains at $417K accross much of the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the HERA housing bill, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  When you exceed $417K, Fannie and Freddie require … (0 comments)

direct lender: Is this Redmond Condo VA Approved? - 07/05/12 03:51 AM
Is this Redmond Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Redmond, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Redmond VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this Issaquah Condo VA Approved? - 06/29/12 01:14 AM
Is this Issaquah Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Issaquah, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Issaquah VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this Bothell Condo VA Approved? - 06/29/12 01:13 AM
Is this Bothell Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Bothell, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Bothell VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this Bellevue Condo VA Approved? - 06/20/12 08:07 AM
Is this Bellevue Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Bellevue, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Bellevue VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: VA Jumbo IRRRL Streamline Refinance Options for Washington Veterans - Rates have never been lower! - 06/19/12 03:22 AM
VA Jumbo IRRRL Streamline Refinance Options for Washington Veterans - Rates have never been lower!
The VA Jumbo IRRRL Streamline Refinance is a great option to reduce the interest rate on your Washington VA Jumbo Loan.   The VA Jumbo Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes). 
Basic requirements for a Washington VA IRRRL Streamline … (0 comments)

direct lender: Is this Edmonds Condo VA Approved? - 06/18/12 01:13 PM
Is this Edmonds Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Edmonds, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Edmonds VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert! - 06/18/12 01:12 PM
VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert!
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Washington VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   Rates have never been lower on VA or VA Jumbo IRRRL Streamlines!
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for … (0 comments)

direct lender: VA IRRRL Streamline Refinance Options for California Veterans - Rates have never been lower! - 06/18/12 07:36 AM
VA IRRRL Streamline Refinance Options for California Veterans - Rates have never been lower!
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a California VA IRRRL Streamline Refinance:
On-time … (0 comments)

direct lender: Is this Newcastle Condo VA Approved? - 06/11/12 03:29 PM
Is this Newcastle Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Newcastle, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Newcastle VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this Kirkland Condo VA Approved? - 06/11/12 03:28 PM
Is this Kirkland Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Kirkland, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Kirkland VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this Mercer Island Condo VA Approved? - 06/11/12 03:27 PM
Is this Mercer Island Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Mercer Island, WA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Mercer Island VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map … (0 comments)

direct lender: VA IRRRL Streamline Refinance Options for California Veterans (VA Jumbo IRRRL too) - 06/06/12 10:56 AM
VA IRRRL Streamline Refinance Options for California Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes).    
If your VA Loan Interest Rate is 4.25% or higher, a VA Streamline may be able to save … (0 comments)

direct lender: Is this Anaheim Condo VA Approved? - 05/23/12 05:24 AM
Is this Anaheim Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Anaheim, CA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Anaheim VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another … (0 comments)

direct lender: Is this La Jolla Condo VA Approved? - 05/23/12 05:23 AM
Is this La Jolla Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in La Jolla, CA.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a La Jolla VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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