everett: Washington FHA Streamline Refinances- not restricted to your current Lender - 06/20/12 08:07 AM
Washington FHA Streamline Refinances- improved optons for 2012 available now - we have no current Lender Restrictions!
Some major Lenders have announced additional restrictions on FHA Streamlines.   They no longer allow you to refinance your FHA Loan with them using a FHA Streamline, unless your current FHA or FHA Jumbo Loan is with them (ie Wells Fargo among others).  We do not restrict you from qualifying for a FHA or FHA Jumbo Streamline refinance with us based on your current Lender.  We will approve you based on your qualification, not who is your current Lender.  
VanDyk Mortgage also offer … (0 comments)

everett: Washington FHA Jumbo Streamline Refinances - 06/19/12 03:22 AM
Washington FHA Jumbo Streamline Refinances
Improved Options for Washington FHA Streamline Refinances are now here.  The Whitehouse authorized changes to the FHA Streamline Refinance Program  are now available.    These FHA Streamline Fee reductions will help many Washington Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
We offer FHA Jumbo Streamlines that exceed the current FHA Loan Limits
The options for FHA Streamlines for Washington Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers.  The new program will reduce the … (0 comments)

everett: Can I Purchase a home in Washington with no PMI or MIP? - 02/24/12 01:30 AM
Can I Purchase a home in Washington with no PMI or MIP?  
We offer Washington State Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.  We offer the NO PMI Purchase Loan up to $417K loan amounts.  
We offer up to 95% financing in Washington with no MI, PMI, or MIP. 
Many Washington State Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up to … (0 comments)

everett: VA IRRRL Streamline Refinance for Washington Non-owner occupied home - 02/04/12 04:12 AM
Can I get a VA IRRRL Streamline Refinance for my Washington Non-owner occupied home?  
This is a common question for many Washington state Veterans and Washington based Active Duty Military Personel who have utilized their VA Benefit to purchase a home in Washington using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or if they have purchased another home to adjust to a new family size or larger home, etc.  
So what is the answer to the question - Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied … (0 comments)

everett: Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - 08/20/11 12:50 PM
Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized a 1 year extension on the HARP Refinance initiative until June 2012 for Washington Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows Washington homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, higher Loan to Values allowable, reduced income documention, etc.
The Fannie Mae program is called Harp, Refi Plus … (0 comments)

everett: 2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011 - 10/17/10 07:38 AM

2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011
Fannie Mae & Freddie Mac have retained the Temporary High Cost 2010 loan limits for 2011 until Sept. 30th, 2011.   The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae … (0 comments)

everett: Seattle VA and VA Jumbo Home Loan info - Direct Lender - 09/29/10 07:25 AM
Seattle VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Seattle.   We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Seattle Veteran Homebuyers and Seattle Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance VA Jumbo IRRRL Streamline Refinance eattle VA Loans are available up to $500K with zero downpayment. … (0 comments)

everett: Everett WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender - 08/31/10 08:42 AM
 
Everett WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender VanDyk Mortgage is your source for VA Loans and FHA Loans in Everett. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Everett Homebuyers and Seattle Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Everett FHA Loans are available … (0 comments)

everett: Washington FHA lender - FHA & FHA Jumbo - Direct Lender - 06/28/10 04:31 AM
Washington FHA lender - FHA & FHA Jumbo - Direct Lender.    VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.
FHA Purchase Loans FHA Refinance Loans FHA Jumbo (aka High Balance) FHA Streamline Loans Washington FHA Loans are available up to $567,500 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties).   The FHA 2011 Loan Limit for Washington is up … (0 comments)

everett: Washington VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender - 06/19/10 07:12 AM
Washington VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Washington FHA Loans are available up to $567,500 with … (0 comments)

everett: FHA Flip rule - 1 day owned by seller OK - 05/14/10 10:01 AM
FHA Flip rule - 1 day owned by seller OK
The Seller seasoning requirement on our FHA Loans is one day.  That is correct, one day.  While FHA has released guidance for lenders allowing the Flip Rule to be Waived for all Sellers until Feb 1, 2011, many lenders still require that sellers own a home for 90-180 days before it is eligible for their FHA Financing. We do not require these waiting periods for FHA Loans. Seller Seasoning simply means how long the current owner has owned the property (as recorded on Title Records).   Seller seasoning is also called Owner seasoning.   The contract date … (0 comments)

everett: FHA Home Loans are not just for First Time Homebuyers. - 03/14/10 07:56 AM
FHA Home Loans are not just for First Time Homebuyers.   It is a long held myth that FHA Loans are for First Time Homebuyers.   This is not the case.   FHA Loans are eligible for Primary Home Purchase and Primary Home refinance.   With increased FHA Loan limits up to $729,750 and several FHA refinance options and benefits,  FHA Home Loans offer current Homeowners opportunities. 
Homeowners looking to purchase a new home (ie move up buyer) can now take advantage of much higher FHA Loan limits to purchase their primary home.   Click here to find the FHA Loan limits for your area.
You can Refinance your Non-FHA Loan into … (0 comments)

everett: VA Home Loans not just for First Time Homebuyers anymore - 03/10/10 02:54 AM
VA Home Loans are not just for First Time Homebuyers anymore.   With increased VA Loan limits and enhanced VA refinance options,  VA Home Loans offer current Veteran Homeowners two opportunities. 
Veterans looking to purchase a new home (ie move up VA buyer) can now take advantage of much higher VA Loan limits to purchase their primary home.  We will discuss VA Loan limits further in this article.
Refinance your Non-VA Loan into a safe, fixed rate VA loan (with no mortgage insurance, and up to 90% of your homes value, and this amount can include cash out).
Veteran Homebuyers in the greater Seattle-Tacoma-Everett … (0 comments)

everett: 2010 Washington State VA Loan Limits - 03/07/10 04:45 AM
2010 Washington State VA Loan Limits.
The Veterans Administration, in concert with some help from Congress in 2008 now allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits.  Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, and Woodinville may qualify for a 100% VA Jumbo loan up to $481,250.   Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Spanaway, Roy, Sumner and  Fife can borrow up to … (0 comments)

everett: 2010 Washington Loan Limits for FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010 - 02/27/10 09:12 AM
2010 Washington FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010
Fannie Mae & Freddie Mac have retained the expanded 2009 loan limits for 2010.  The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  They … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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