fha: Get Started here for your FHA Loan Approval - 02/28/15 01:12 AM
We offer fully Underwritten Approvals for FHA & FHA Jumbo Purchase Loans prior to finding a property.  
We call this our Fast Forward Approval program.   
Our proprietary Fast Forward Approval process solidifies your qualifications, and also allows you to move through your FHA Purchase Transaction in a comfortable, timely fashion that has much less stress than rushing through both the loan and home purchase at the same time.   Most of the heavy lifting is done up front so you can concentrate on finding and closing on the best home for your family.  
Let's get started,  we … (0 comments)

fha: Eastvale VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender - 07/22/14 05:53 AM
Eastvale VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Eastvale.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Eastvale Homebuyers and Eastvale Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Eastvale FHA Loans are available up to $355,350 with … (0 comments)

fha: Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:27 PM
Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Torrance.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Torrance Homebuyers and Torrance Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Torrance FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

fha: Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:25 PM
Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Clarita.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Clarita Homebuyers and Santa Clarita Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Clarita FHA Loans are available up … (0 comments)

fha: Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:23 PM
Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Marina Del Rey.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Marina Del Rey Homebuyers and Marina Del Rey Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Marina Del … (0 comments)

fha: Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:15 PM
Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Burbank.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Burbank Homebuyers and Burbank Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Burbank FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

fha: Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:10 PM
Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Monica.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Monica Homebuyers and Santa Monica Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Monica FHA Loans are available up … (0 comments)

fha: Los Angeles VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:08 PM
Los Angeles VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Los Angeles FHA Loans are available up … (0 comments)

fha: Riverside VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 03:55 PM
Riverside VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Riverside.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Riverside Homebuyers and Riverside Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Riverside FHA Loans are available up to $355,350 with just 3.5% down … (0 comments)

fha: Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 03:49 PM
Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Long Beach.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Long Beach Homebuyers and Long Beach Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Long Beach FHA Loans are available up to … (0 comments)

fha: Murrieta VA Loans and FHA Home Mortgage Loan info for 2014 - 04/06/14 03:42 PM
Murrieta VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Murrieta FHA Loans are available up to $355,350 with just 3.5% down … (0 comments)

fha: What is the Maximum Debt Ratio- (aka DTI) with a FHA Loan with QM? - 02/16/14 02:20 PM
What is the Maximum Debt Ratio- (aka DTI) with a FHA Loan with QM?
Much has been written about how QM will result in more Turn Downs or credit denials for Home Buyers using FHA Financing due to new Federally Mandated restrictions regarding Mortgage Loans.    QM is also know as Qualified Mortgages, as defined  in the Dodd-Frank legislation.   It went into effect the same time as ATR,   ATR stands for Ability to Repay.   This basically codified how and what lenders must verify, document and consider when qualifying FHA borrowers for FHA Loans under QM/ ATR.  FHA stands for … (0 comments)

fha: Complete California FHA Loan Limits for 2014 - 01/20/14 08:33 AM
Complete California FHA Loan Limits for 2014
FHA has released the FHA Loan Limits for California Counties.   Many counties have a lower FHA Loan Limit in 2014, as congressional mandate has returned the cap in high cost counties to the "Permanent High Cost Loan Limit" of $625,500. This FHA Loan Limit  cap was established in the HERA bill several years ago, and were meant to curb FHA (and Conventional Lending), and reduce exposure to risk for these agencies.
Bay Area counties San Francisco, Marin, San Mateo, Contra Costa and Alameda top the FHA Single Family Loan Limits for 3.5% down … (0 comments)

fha: We are now Serving Georgia Home Buyers and Home Owners - 09/19/13 04:35 AM
We are now Serving  Georgia Home Buyers and Home Owners
     We are now proudly serving Home Buyers and Home Owners in the State of Georgia.   We will be posting more information on our Loan Programs and how they can help Georgia Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
We look forward to being your Direct Lender of choice for Georgia home loans!
 
Check back … (0 comments)

fha: Now Serving Michigan Home Buyers and Home Owners - 09/08/13 03:43 AM
Now Serving  Michigan Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of MIchigan.   We will be posting more information on our Loan Programs and how they can help Michigan Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

fha: Now Serving Indiana Home Buyers and Home Owners - 09/02/13 03:50 AM
Now Serving  Indiana Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners throughout the State of Indiana.   We will be posting more information on our Loan Programs and how they can help Indiana Homeowners and Indiana Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

fha: Now Serving Massachusetts Home Buyers and Home Owners - 09/02/13 03:47 AM
Now Serving  Massachusetts Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of Massachusetts.   We will be posting more information on our Loan Programs and how they can help Massachusetts Homeowners and MA Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

fha: Los Angeles - VA & FHA Loan update for 2014 - 05/14/13 02:34 AM
Los Angeles  VA Loans and FHA Home Mortgage Loan info for 2014 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Los Angeles FHA Loans are available up … (0 comments)

fha: FHA Mortgage Insurance Increases coming April 1 (aka MIP) - 02/02/13 05:42 AM
FHA Mortgage Insurance Increases coming April 1 (aka MIP)
HUD announced this week that they will be increasing the MIP rates (aka Mortgage Insurance Premiums) by up to another .10% beginning on April 1 to 1.35% per year for most FHA Loans.   HUD is the US Agency that runs the Federal Housing Administration (FHA), and HUD sets policies for FHA Loans.   They have steadily increased the MIP rates over the past several years in an attempt to bolster their Reserves - so they can handle the foreclosure claims from failed loans.  
Another key element is the new requirement … (0 comments)

fha: 2013 Washington Conforming Loan limits - 01/05/13 06:30 AM
2013 Washington Conforming Loan limits (Freddie Mac and Fannie Mae)
Fannie Mae & Freddie Mac have retained their conventional Loan Limits for 2013.  The standard conventional loan limit remains at $417K accross much of the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the HERA housing bill, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  When you exceed $417K, Fannie and Freddie require … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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