fha rehab: FHA 203K Renovation and FHA 203K Streamline Rehab Loans - 08/08/10 07:34 AM
FHA Rehab Loans - FHA 203K streamline rehab and FHA 203K Rehab- Renovation loans.
VanDyk Mortgage offers FHA 203K Streamlined Rehab loans and FHA 203K Rehab/Renovation Loans direct to consumers.   In this artile, we will focus on the FHA 203K Streamline.  We have a full 203K renovation article coming soon.   These loans offer the ability to finance upfront up to $35K in upgrades to rehabilitate a home.   These are offered up to $729,750, or the FHA Mortgage limit for your area, if less.
There is no doubt that the current real estate market offers a lot of great bargains on bank … (0 comments)

fha rehab: Washington FHA lender - FHA & FHA Jumbo - Direct Lender - 06/28/10 04:31 AM
Washington FHA lender - FHA & FHA Jumbo - Direct Lender.    VanDyk Mortgage is your source for FHA Loans in Washington. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Washington Homebuyers and Washington Homeowners to Purchase and refinance homes.
FHA Purchase Loans FHA Refinance Loans FHA Jumbo (aka High Balance) FHA Streamline Loans Washington FHA Loans are available up to $567,500 with just 3.5% down payment in high cost counties (King, Pierce, and Snohomish counties).   The FHA 2011 Loan Limit for Washington is up … (0 comments)

fha rehab: California FHA lender - FHA & FHA Jumbo - Direct Lender - 06/28/10 04:28 AM

California FHA Home Mortgage Loans - VanDyk Mortgage - California FHA Lender.  VanDyk Mortgage is your source for FHA Loans in California.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.
FHA Purchase Loans FHA Refinance Loans FHA Jumbo (aka High Balance) FHA Streamline Loans California FHA Loans are available up to $729,750 with just 3.5% down payment in high cost counties. The FHA 2011 Loan Limita for California are up to $729,750.   California FHA Loans that … (0 comments)

fha rehab: VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans. - 06/19/10 07:25 AM
VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans.
VanDyk Mortgage has been making FHA loans since 1987, and one of the more useful FHA loans is the FHA 203K loan.  It allows you to finance rehab and renovation costs into a one-time close FHA Loan. 
We offer the FHA 203K loan products up to your FHA county limits.  
Here are some past articles on 203K loans that we have reposted for your reference:
Please don't fear Rehab
Want to buy a Bank Repo or Bank REO?
FHA Streamlines for homebuyers
There are many uses for … (0 comments)

fha rehab: FHA - a few things you should know....... - 12/02/08 02:57 PM
With the re-emergence of FHA as one of the best ways to buy a home this year (or in my opinion, the best way) many old wives tales have come back into water cooler & family dinner table discussions about FHA loan qualifications.     
FHA Myth #1  -  FHA is for First Time Home Buyers
FHA Reality:  FHA is for all Home Buyers, there is NO requirement that you be a First Time HomeBuyer (FTHB).  It has just always been most common that people use FHA for their first home, as they may not have a large downpayment.   Most second time … (0 comments)

fha rehab: New FHA Jumbo size loan limits for 2009 released - 11/10/08 03:51 AM
New Loan Limits for FHA loans made in 2009 have been released. The Base FHA Loan Limit remains at $271,050 accross much of the USA. The new Maximum limit for higher cost areas is now $625,500, with many counties accross America falling somewhere inbetween.   We are offering loan with these limits now, no waiting for January necessary. Here are some highlights of the new loan limits: Bellevue, WA $506,000 Carlsbad, CA $546,250 Chula Vista, CA $546,250 Escondido, CA $546,250 Everett, WA $506,000 Greene County, GA $515,200 Key West, FL $529,000 Kirkland, WA $506,000 Long Beach, CA $625,500 Los Angeles, CA $625,500 … (0 comments)

fha rehab: Why FHA loans are the Affordable, Safe alternative to Fannie & Freddie Conforming loans - 10/07/08 05:39 AM
We strongly believe that FHA Loans are the safer, more affordable alternative to Fannie & Freddie loans.   Here is a quick comparison of the benefits and differences between the two.    
All comparisons are based on a purchase price of $250K, fico score of 675, and full documentation.   Rates are example only, presented for sample scenario comparison only.  Fannie & Freddie require a minimum of 10% down in California (are capped at 90% LTV).    
FHA requires just 3% down (goes to 97%).   You can keep the 7% difference in the bank, which gives you liquidity, security, and peace of mind.  (the difference … (0 comments)

fha rehab: Instant Equity Growth in a down market - How to create equity in your new California home. - 09/28/08 12:31 PM
How can I create Instant Equity Growth in a down market?  Read on to find out how to create instant equity in your new California home purchase.   (warning:  reading this article might make you want to purchase a bank REO, REPO or Short Sale utilizing our new VanDyk FHA Rehab Express loan!) 
One sure fire way to create instant Equity Growth in your new home is to utilize the VanDyk FHA Rehab Express Loan.  Our VanDyk Rehab Express loan allows you combine the cost & installation of new paint, flooring, appliances, roof, siding, patio, interior upgrades, and more with your new home purchase.
This … (0 comments)

fha rehab: Fannie & Freddie Bailout helps FHA Borrowers too - 09/08/08 05:17 PM
This weekends blockbuster government takeover of Government Sponsored Mortgage Giants Fannie Mae (FNMA) and Freddie Mac (FHLMC) has created a welcome stability and confidence in both the mortgage market and the money markets as a whole.   These entities are too large, effect too many individuals, and would create too much havoc if crippled for the US government to let them fail.   I am not a personal fan of more government, but in this case, hoorah.  It is necessary for the stability of many levels of our economy.
So the real question I promised to answer was, How does the Fannie & Freddie bailout … (0 comments)

fha rehab: Please don't fear the Rehab project - 08/10/08 06:19 PM
This post isn't talking about some hollywood celebrity fearing another stay at the Betty Ford Clinic, rather it is regarding Realtors & HomeBuyers fearing the Rehab Property and the Rehab loan.Many Realtors & Homebuyers are discouraged when they see a bank-owned REO or Bank Repo that is in exceptionally Poor Condition.  Dirty, filthy carpets, dire need of fresh paint, needs new appliances, and otherwise simple repairs, but they all cost money.  The problem is that the house just doesn't show well.  It leaves a bad taste in your mouth just looking at it.   But for those with a little design vision … (0 comments)

fha rehab: Want to buy a bank repo home? REO? Bank Owned foreclosure? But the house is kinda hammered? - 08/05/08 03:04 PM
There is no doubt that the current real estate market offers a lot of great bargains on bank owned, Foreclosed, REO, Repo'd, etc homes.   One problem.  many have been hammered on by the previous owner and left in poor condition.   Missing appliances, ruined carpet & flooring, holes in the wall, etc.  Most loan programs will not be able to help folks buy homes in this condition.  At least not without a very large downpayment. 
This is where a little known program called the FHA 203K Rehab loan comes in.   The FHA 203K Rehab loan is becoming very necessary for the purchase of … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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