freddie mac: What is the max DTI with a Freddie Mac Loan with QM? - 12/30/13 02:01 PM
What is the max DTI with a Freddie Mac Loan with QM?
Much has been written about how QM will result in more credit denials for Home Buyers due to new Federally Mandated restrictions regarding Mortgage Loans.    QM stands for Qualified Mortgages, a definition made in the Dodd-Frank legislation.   It went into effect in Tandem with ATR,   ATR stands for Ability to Repay.   This basically codified how and what lenders must verify, document and consider when qualifying borrowers for Freddie Mac Loans under QM/ ATR.  Freddie Mac is the common name for FHLMC, or the Federal Home … (0 comments)

freddie mac: Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/31/12 02:17 AM
Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Spokane homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater and upside down Spokane Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Spokane, Washington Homeowners.  This is also called the Home Affordable Refinance Program.   … (0 comments)

freddie mac: Enhanced Refinance Options for Los Angeles Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/19/12 02:43 AM
Enhanced Refinance Options for Los Angeles Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Los Angeles homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater Los Angeles Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Los Angeles, California Homeowners.  This is also called the Home Affordable Refinance … (0 comments)

freddie mac: Enhanced Refinance Options for San Diego Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/19/12 02:40 AM
Enhanced Refinance Options for San Diego Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for San Diego homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater San Diego Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for San Diego, California Homeowners.  This is also called the Home Affordable Refinance … (0 comments)

freddie mac: Enhanced Refinance Options for Seattle Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/18/12 05:19 PM
Enhanced Refinance Options for Seattle Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Seattle homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater and upside down Seattle Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Seattle, Washington Homeowners.  This is also called the Home Affordable Refinance Program.   … (0 comments)

freddie mac: Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here - 01/16/12 04:57 AM
Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here
Fannie Mae & Freddie Mac have extended and enhanced teh HARP Refinance program into 2012 for California homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized an extension on the HARP Refinance initiative throughout 2012 for California Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows California homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, No Maximum Loan … (0 comments)

freddie mac: Fannie & Freddie extend HARP Refinance program into 2012 for underwater homeowners - HARP -Home Affordable Refinance Program for conventional conforming loans. - 08/20/11 11:31 AM
Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for underwater homeowners - HARP -Home Affordable Refinance Program for conventional conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized a 1 year extension on the HARP Refinance initiative until June 2012.  This is also called the Home Affordable Refinance Program.   This program allows homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, higher Loan to Values allowable, reduced income documention, etc.
The Fannie Mae program is called Harp, Refi Plus or DU Refi Plus.  … (0 comments)

freddie mac: Case Study for a FHA Refinance - 03/14/10 07:15 AM
Here is a scenario to show why it can be beneficial to Refinance your loan or loans into a safe, secure, fixed rate FHA Loan.   Let's say you live in Seattle, Washington.    Your home is worth $600K and you currently owe $460K on your first mortgage, and you have a second mortgage for $100K.  Let's say that you used the $100K to completely remodel and upgrade your home.  New Kitchen, Baths, flooring, windows, etc.  You have put alot of love and effort into your home and want to stay there for a few more years.   Your first mortgage is a 5/1 … (0 comments)

freddie mac: Freddie Mac Loan Holders - Refinance options are still open - 03/08/10 10:46 AM
Freddie Mac Loan Holders  - Refinance options are still open for Millions of US Homeowners who have not been able to, or thought they couldn't refinance their Freddie Mac Loan due to reduced equity in their home.    We are able to Refinance Freddie Mac home loans up to 125% of your current value.   These refinances do require income documentation, but it is at a reduced level versus the normal requirements.
Call us today to find out if you can take advantage of these low Mortgage rates with the Freddie Mac Home Affordable Refinance Program (HARP).   Here is a related post on the options for refinance of a Fannie … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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