los angeles: The time is now for FHA Streamline Refinances - 09/02/10 04:52 AM
The time is now for FHA Streamline Refinances
With HUD's announcement of changes to FHA Mortgage Insurance Premiums beginning on October 4, 2010, it brings urgency to those homeowner with current FHA Mortgage Loans to consider a FHA Streamline Refinance  and get started before the changes go into effect.   Although the UFMIP, or Upfront Mortgage Insurance Premium is being reduced from 2.25% to 1.0%, the Annual MIP rate is being increased from .55% to .90%, this is paid monthly by the borrower with their Mortgage payment.   The Net effect of this increase is approx. $22 per month per $100K … (0 comments)

los angeles: Mortgage Market Update for August 31, 2010 - All-time low rates continue. - 08/31/10 04:22 AM

Mortgage Market Update for August 31, 2010 All-time low rates continue.   There has never been a better time to purchase a home or refinance with  FHA, VA & Conventional Loans.
30 year fixed rate loans for Purchase & Refinance including all of the following loan types are at continued all-time lows:
FHA for purchase or refinance VA for purchase or refinance Conforming for purchase or refinance FHA Jumbo VA Jumbo Conforming Jumbo FHA Streamline Refinance VA IRRRL Streamline Refinance FHA Jumbo Streamline Refinance VA Jumbo IRRRL Streamline Refinance Home Affordable Refinance 203K Rehab Loans for purchase or refinance Be … (0 comments)

los angeles: Long Beach VA & FHA Loans - Direct Lender - 08/28/10 11:03 AM

Long Beach VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Long Beach. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Long Beach Homebuyers and Long Beach Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Long Beach … (0 comments)

los angeles: Using your VA Home Loan Benefit in Los Angeles -part 2 - refinance your home with a VA Loan - 08/28/10 08:57 AM
Using your VA Home Loan Benefit in Los Angeles -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and Active Duty Military to refinance a LA home or Los Angeles condo.   We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $700,000 in Los Angeles, throughout Los Angeles County. 

VA Refinance Loans - available up to 90% of your homes value VA Jumbo … (0 comments)

los angeles: Using your VA Home Loan Benefit in Los Angeles, part 1 - Purchase a home - 08/28/10 08:28 AM
Using your VA Home Loan Benefit in Los Angeles, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and Active Duty Military to purchase a LA home or condo. We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $700,000 in Los Angeles, throughout Los Angeles County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $700,000 … (0 comments)

los angeles: VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve - 08/28/10 08:26 AM
VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve.  
This may sound a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Purchase Loans.   VA now allows higher loan amounts up to $1,500,000, and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for purchase of a home or condo than typical VA requirements.  True Jumbo Conventional Loans require at least 20% down payment to purchase a home, and more if you exceed $625K. … (0 comments)

los angeles: Product Highlight - California Home Purchase with 5% downpayment - 08/27/10 06:26 AM
Product Highlight - California Home Purchase with 5% downpayment
We offer Conventional Loans up to 95% (5% downpayment) to purchase single family homes in California.  VanDyk Mortgage is a Direct Lender serving California and Washington.
Quick Highlights: 
Competitive 30 year fixed rate (call for today's rate) Loan amounts up to $417K Purchase price up to $438K w 5% down payment Available in California and Washington Not restricted by declining market policies Maximum debt ratio - 41% Minimum downpayment - 5% Minimum Fico - 680 Flips - 1 day owned OK  (aka investor homes, corporate owned, rehabs, etc).  Primary Homes only Take … (0 comments)

los angeles: Market Alert - Opportunity time for low rates on Conventional Purchase and Refinance Loans - 08/24/10 05:28 AM
Opportunity time for low rates on Conventional Purchase and Refinance Loans
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) continue to remain at all -time lows today.   
World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.  This has driven down US Mortgage rates, especially Conforming Loans and Conventional Loans under $417K such as Fannie Mae and Freddie Mac Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are very volatile.   … (0 comments)

los angeles: California Mortgage Market Update for August 24-2010 - 08/24/10 05:11 AM
California Mortgage Market Update for August 24-2010
Rates on Home loans continue at all time low rates this week.  World money market worries have driven investors to the safe haven of Mortgage Bonds and Treasuries for their monies, which are the basis of US Mortgage Rates.  
There have never been lower rates for FHA & FHA Jumbo Loans, VA & VA Jumbo loans, Conforming Loans, or Conforming Jumbo Loans.   If you have thought about refinancing, now is the time to talk to an expert.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter … (0 comments)

los angeles: VA Loan Benefit for California Veterans and CA Active Duty Military - 08/08/10 06:27 AM
VA Loan Benefit for California Veterans and CA Active Duty Military
California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $962,500 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $593,750 with no down payment.    2011 VA Loan updates here
We are also able to exceed the VA County VA Loan limit with downpayment of 25% of the … (0 comments)

los angeles: An overview of the California VA Loan process - 07/25/10 01:47 PM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage in California is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

los angeles: Mortgage Rate Alert - all -time lows - 07/22/10 10:43 AM
Immediate Rate Alert!   All-time low rates are available on FHA, VA & Conventional Loans available now.    
30 year fixed rate loans for Purchase & Refinance including all of the following loan types are at all-time lows:
FHA for purchase or refinance VA for purchase or refinance Conforming for purchase or refinance FHA Jumbo VA Jumbo Conforming Jumbo FHA Streamline Refinance VA IRRRL Streamline Refinance FHA Jumbo Streamline Refinance VA Jumbo IRRRL Streamline Refinance Home Affordable Refinance 203K Rehab Loans for purchase or refinance Whether you are purchasing a home or need to refinance to lock in these low rates, Do … (0 comments)

los angeles: California FHA lender - FHA & FHA Jumbo - Direct Lender - 06/28/10 04:28 AM

California FHA Home Mortgage Loans - VanDyk Mortgage - California FHA Lender.  VanDyk Mortgage is your source for FHA Loans in California.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.
FHA Purchase Loans FHA Refinance Loans FHA Jumbo (aka High Balance) FHA Streamline Loans California FHA Loans are available up to $729,750 with just 3.5% down payment in high cost counties. The FHA 2011 Loan Limita for California are up to $729,750.   California FHA Loans that … (0 comments)

los angeles: California VA lender - VA & VA Jumbo - Direct Lender - 06/26/10 06:01 AM

California VA Loans - VanDyk Mortgage - California VA Lender.  VanDyk Mortgage is your source for VA Loans in California.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.
VA Purchase VA Refinance VA Jumbo VA IRRRL Streamline Refinance California VA Loans are available up to $1,000,000 with ZERO downpayment in many parts of the San Francisco Bay area, and up to $700,000 in Los Angeles and Orange Counties.  The California VA Loan Limit in 2011 is … (0 comments)

los angeles: Pasadena FHA Loan & FHA Jumbo Loan info - VanDyk Mortgage - California FHA Lender - 06/23/10 08:04 AM
Pasadena FHA Loan & FHA Jumbo Loan info - VanDyk Mortgage - California FHA Lender. VanDyk Mortgage is your source for FHA Loans in Pasadena. We have been making FHA loans since 1987. VanDyk Mortgage is a Direct Lender. We offer FHA & FHA Jumbo loan programs for Pasadena Homebuyers and Pasadena Homeowners to Purchase and refinance homes.
FHA loans up to $417,000 FHA Jumbo Loans - up to $729,750 FHA Jumbo are also called FHA High Balance loans Pasadena FHA Loans are available up to $729,750 with just 3.5% down payment. The FHA 2011 Loan Limit for Pasadena is $729,750. … (0 comments)

los angeles: 95% financing in California with no MI - 06/20/10 07:47 PM
We now offer 95% financing in California with no MI (IE No Private Mortgage Insurance)
VanDyk mortgage offers Mortgage Loans up to 95% loan to value with No Mortgage Insurance required.  This new loan allows you to finance up to 95% of the Purchase price of your new home with ZERO Mortgage Insurance (MI).     
Loan amounts up to $417K are eligible up to 95%.      
This is even available in California and Washington with these terms.     
There are no Declining Market restrictions on this loan program.  
We also offer these for the High Balance or Conforming Jumbo … (0 comments)

los angeles: An overview of the California VA Loan process - 06/20/10 05:33 AM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

los angeles: VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans. - 06/19/10 07:25 AM
VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans.
VanDyk Mortgage has been making FHA loans since 1987, and one of the more useful FHA loans is the FHA 203K loan.  It allows you to finance rehab and renovation costs into a one-time close FHA Loan. 
We offer the FHA 203K loan products up to your FHA county limits.  
Here are some past articles on 203K loans that we have reposted for your reference:
Please don't fear Rehab
Want to buy a Bank Repo or Bank REO?
FHA Streamlines for homebuyers
There are many uses for … (0 comments)

los angeles: VA Condo Loans -VA Loans for the purchase and refinance Condos - VA Jumbo Too - 06/19/10 05:38 AM
VA Condo Loans -VA Loans for the purchase or refinance Condo's and Condominiums.  We also offer VA Jumbo Loans for Condo's too!
VanDyk Mortgage offers VA Loans and VA Jumbo Loans for the purchase or refinance of Condominiums.  While changes in the past couple years have made it difficult to purchase condo's with FHA and Conventional loans, the VA allows many benefits and advantages when financing a Condo.

The first step is to determine if the condo unit qualifies for a VanDyk VA Condo Loan.  To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search here for VA … (0 comments)

los angeles: Market Update for June 18 2010 - 06/19/10 04:07 AM
Rates on Home loans continue to be quite attractive this week, as the world money market troubles have drive investors to safe havens for their monies such as US Treaauries and more specifically, US Mortgage Backed Securities (which are the basis of US Mortgage Rates.  
We have never seen lower rates for FHA & FHA Jumbo Loans, VA & VA Jumbo loans, Conforming Loans, or Conforming Jumbo Loans.   If you have thought about refinancing, now is the time to talk to an expert.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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