oakland: Improved Options for Oakland FHA Streamline Refinances - 08/12/12 01:42 PM
Improved Options for Oakland  FHA Streamline Refinances
Improved Options for Oakland FHA Streamline Refinances are coming.  The Whitehouse authorized changes to the FHA Streamline Refinance Program are available now, and will help many Oakland Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
VanDyk Mortgage allows you to streamline your FHA Loan, even if it exceedw the current FHA Loan limits. 
The options for FHA Streamlines for Oakland and Alameda County  Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers. The … (0 comments)

oakland: VA IRRRL Streamline Refinance Options for Oakland Veterans - 05/02/12 02:17 AM
VA IRRRL Streamline Refinance Options for Oakland Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Oakland VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo Streamlines are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a Oakland VA IRRRL Streamline Refinance and VA Jumbo IRRRL Streamline:
On-time Mortgage Payments last 6 … (0 comments)

oakland: Can I Purchase a home in Oakland with no PMI or MIP? - 04/11/12 03:49 AM
Can I Purchase a home in Oakland with no PMI or MIP?  
We offer Oakland and Alameda County Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.   We offer the NO PMI Purchase Loan up to $417K loan amounts.  
We offer up to 95% financing throughoutOakland and Alameda Countywith no MI, PMI, or MIP. 
Many Oakland Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up … (0 comments)

oakland: Mortgage Market Rate Alert - record low rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans AKA Fannie Mae High Balance or Super Conforming - 08/04/11 06:27 AM
Mortgage Market Rate Alert - record low rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans AKA Fannie Mae High Balance or Super Conforming
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans, Super Conforming, or Fannie Mae High Balance Loans) are now at all -time lows this week.
The US Debt Ceiling saga in DC paired with World and Euro Money market worries continue to cast doubt about the economic recovery worldwide have driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.125% or higher),  please give us a call to get … (0 comments)

oakland: Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance - 08/04/11 06:18 AM
Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance -  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week.   
The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.  This has driven down US Mortgage rates dramatically.   FHA and FHA Jumbo (AKA FHA High Balance) Loans are now at their lowest point ever this week.
If your current … (0 comments)

oakland: Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan - 01/30/11 11:45 AM
 
Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to refinance an Oakland home or Oakland condo.  We thought it would be a good idea to quickly review the benefits of VA Loans for our Oakland Veterans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $1,000,000 in Oakland and throughout Alameda County.  
VA Refinance Loans - available up to 90% of your homes value … (0 comments)

oakland: Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home - 01/30/11 11:31 AM
 
Using your 2011 VA Home Loan Benefit in Oakland, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to purchase a home or condo utilizing a VA Loan.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $1,000,000 in Oakland for 2011
 
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $1,000,000 (aka VA … (0 comments)

oakland: VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan still don't serve in 2011 - 01/30/11 11:24 AM
VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan still don't serve in 2011.  
This sounds a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Purchase Loans.   VA now allows higher loan amounts up to $1,500,000,  and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for purchase of a home or condo than typical VA requirements.  True Jumbo Conventional Loans require at least 20% down payment to purchase a home, and more if you … (0 comments)

oakland: The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011. - 01/30/11 10:58 AM
The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011.    This sounds a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Refinance Loans. VA now allows higher loan amounts up to $1,500,000, (even thought you may not need that much!) and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for both rate/term refinance and cash out refinance than VA requirements. True Jumbo Conventional Loans require at least 20% equity in your home … (0 comments)

oakland: Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home - 01/30/11 10:36 AM
 
Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home 
The VA Home Loan benefit is a great opportunity for San Jose Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $843,750 in San Jose and throughout Santa Clara County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $843,750 … (0 comments)

oakland: Using your VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan - 10/19/10 04:11 PM







Using your VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to refinance an Oakland home or Oakland condo.  We thought it would be a good idea to quickly review the benefits of VA Loans for our Oakland Veterans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $962,500 in Oakland and throughout Alameda County.  
VA Refinance Loans - available up to … (0 comments)

oakland: Using your VA Home Loan Benefit in Oakland, part 1 - Purchase a home - 10/19/10 04:10 PM
Using your VA Home Loan Benefit in Oakland, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to purchase a home or condo utilizing a VA Loan.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.   (check out the 2011 updated page here)
VA Loans require zero downpayment up to $962,500 in Oakland.

VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up … (0 comments)

oakland: 2011 FHA Loan Limits for California - 10/17/10 07:54 AM
 
2011 FHA Loan Limits for California
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.   FHA Loans for single family homes are available up to $729,750 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Monterey, Orange County, Santa Clara, Santa Cruz, Ventura, San Benito, Marin, and Santa Barbara.   San Diego Homebuyers and Homeowners can get FHA Loans up to $697,500, Riverside and San Bernardino up to $500,000, Sacramento, El Dorado, and Placer counties up to $580,000.  Here is a list of the 2011 FHA loan limits for Single … (0 comments)

oakland: Fremont FHA & VA Home Loan Info - FHA Jumbo - VA Jumbo Lender - 09/26/10 05:28 PM



Fremont VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.  VanDyk Mortgage is your source for VA Loans and FHA Loans in Fremont. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Fremont  Homebuyers and Oakland Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Fremont FHA Loans are available up to $729,750 with just 3.5% down … (0 comments)

oakland: Alameda County VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender. - 09/26/10 07:49 AM
Alameda County VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.  ** Updated for 2012! 
VanDyk Mortgage is your source for VA Loans and FHA Loans in Alameda County . We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender. We offer many loan programs for Alameda County Homebuyers and Oakland Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Alameda County FHA Loans are available up … (0 comments)

oakland: All time low rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans AKA High Balance - 09/15/10 07:02 PM
All time low rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans AKA High Balance
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans, Super Conforming, or Fannie Mae High Balance Loans) are at continued all -time lows this week.   Ask us about no point/ no fee options. 
World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.  This has driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    … (0 comments)

oakland: VA & VA Jumbo Rates at all time lows. The time is now to Refi and Purchase a home - 09/15/10 07:00 PM
VA & VA Jumbo Rates at all time lows.    Rate Alert - Great rates available now on VA Loans, VA Jumbo Loans, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance
The continued flight of money markets to the safe haven of Treasuries and Mortgage Bonds has resulted in very low rates for VA Loans, VA Jumbo Loans, VA High Balance Loans, VA Refinance, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance.  VA Loan rates and VA Jumbo rates for VA loans over $417,000 are at their lowest point ever now.   
If your current VA Rate is too high (5.25% or higher),  … (0 comments)

oakland: VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve - 08/28/10 08:26 AM
VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve.  
This may sound a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Purchase Loans.   VA now allows higher loan amounts up to $1,500,000, and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for purchase of a home or condo than typical VA requirements.  True Jumbo Conventional Loans require at least 20% down payment to purchase a home, and more if you exceed $625K. … (0 comments)

oakland: VA Loan Benefit for California Veterans and CA Active Duty Military - 08/08/10 06:27 AM
VA Loan Benefit for California Veterans and CA Active Duty Military
California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $962,500 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $593,750 with no down payment.    2011 VA Loan updates here
We are also able to exceed the VA County VA Loan limit with downpayment of 25% of the … (0 comments)

oakland: Rate Alert - Great rates on FHA and FHA Jumbo Loans- Opportunity Alert! - 06/04/10 08:09 AM
Rate Alert - Great rates on FHA and FHA Jumbo Loans- Opportunity Alert!
Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances  continue to remain at all -time lows today.   The volatility in the Euro Money markets over the past few weeks, plus the Korean Crisis, and new doubts about the economic recovery in the US have driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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