orange: Orange VA Loans and FHA Home Mortgage Loan info for 2012 - 02/27/12 01:29 AM
Orange  VA Loans and FHA Home Mortgage Loan info for 2012 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Orange.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Orange Homebuyers and Orange Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Orange FHA Loans are available up to $729,750 with … (0 comments)

orange: FHA Loan Limits for California Counties in 2012 - 01/02/12 07:59 AM
California FHA Loan Limits for 2012
For 2012,  Congress has restored the higher FHA Loan Limits also known as Temporary High Balance or FHA Jumbo Loan Limits.   These allow homebuyers to purchase homes in higher cost areas with as little as 3.5% down payment.   The higher FHA Loan Limits also allow homeowners to refinance their non-FHA loans into safe, secure FHA loans up to 97.75% Loan to value, and can even help you consolidate your first and second mortgage in one loan with a 30 year fixed rate.   VanDyk Mortgage allows you to consolidate a second mortgage or Home Equity … (0 comments)

orange: Mortgage Market Rate Alert - record low rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans AKA Fannie Mae High Balance or Super Conforming - 08/04/11 06:27 AM
Mortgage Market Rate Alert - record low rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans AKA Fannie Mae High Balance or Super Conforming
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans, Super Conforming, or Fannie Mae High Balance Loans) are now at all -time lows this week.
The US Debt Ceiling saga in DC paired with World and Euro Money market worries continue to cast doubt about the economic recovery worldwide have driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.125% or higher),  please give us a call to get … (0 comments)

orange: Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance - 08/04/11 06:18 AM
Rate Alert for FHA & FHA Jumbo Home Loans - Purchase and Refinance -  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week.   
The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.  This has driven down US Mortgage rates dramatically.   FHA and FHA Jumbo (AKA FHA High Balance) Loans are now at their lowest point ever this week.
If your current … (0 comments)

orange: VA Loan Limits to remain unchanged for remainder of 2011 - 08/03/11 09:48 AM
VA Loan Limits to remain unchanged for remainder of 2011. 
The VA has announced that the County Loan Limits for VA Loans will remain unchanged for Oct. 1, 2011- the extension will last until Dec 31, 2011.   This announcement from the VA alleviates concerns that the end of the Temporary High Cost Loan Limits for Fannie Mae, Freddie Mac and FHA Loans set to end on Sept. 30, 2011 would have an adverse impact on Veterans utilizing the VA Jumbo or VA High Balance loan program during the last quarter of 2011.
Here is a link to the VA Announcement … (0 comments)

orange: The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011. - 01/30/11 10:58 AM
The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011.    This sounds a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Refinance Loans. VA now allows higher loan amounts up to $1,500,000, (even thought you may not need that much!) and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for both rate/term refinance and cash out refinance than VA requirements. True Jumbo Conventional Loans require at least 20% equity in your home … (0 comments)

orange: Orange VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender - 09/26/10 05:56 PM

Orange VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Orange. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Orange Homebuyers and Orange Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Orange FHA Loans are available up to … (0 comments)

orange: Garden Grove VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender - 09/26/10 05:52 PM




Garden Grove VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Garden Grove . We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Huntington Beach Homebuyers and Huntington Beach Homeowners to Purchase and refinance homes.

FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans … (0 comments)

orange: Using your VA Home Loan Benefit in Orange County -part 2 - refinance your home with a VA Loan - 08/29/10 08:38 AM
 
Using your VA Home Loan Benefit in Orange County -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Orange County  Veterans and Active Duty Military to refinance an OC home or Orange County condo.   We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $700,000 in Orange County.
VA Refinance Loans - available up to 90% of your homes value VA Jumbo Refinance Loans  - also available up … (0 comments)

orange: Rate Alert - Conventional and Conforming Rates at all time lows today - 05/25/10 05:56 AM
Market Alert - Great rates on Conventional Purchase and Refinance Loans - Opportunity Alert!
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US Mortgage rates.  
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited time opportunity alert due to market conditions!  Do not delay, the market is changing daily.
Call 760-752-4480 and … (0 comments)

orange: California VA Loan Limits by County for 2010 - 03/07/10 04:27 AM
California VA Loan Limits by County for 2010
The Veterans Administration, in concert with some help from Congress in 2008 now allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits.  Some examples in California are San Jose, San Francisco, Oakland, Fremont and much of the Bay Area may qualify for a 100% VA Jumbo loan up to $962,500.   Los Angeles and Orange county cities such as Los Angeles (duh), Irvine, Anaheim, Newport Beach, Costa Mesa, Laguna, Orange, Santa Monica, Hermosa Beach, … (0 comments)

orange: California FHA Loan Limits for 2010 - 02/27/10 04:19 AM
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.   FHA Loans for single family homes are available up to $729,750 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Monterey, Orange County, Santa Clara, Santa Cruz, Ventura, San Benito, Marin, and Santa Barbara.   San Diego Homebuyers and Homeowners can get FHA Loans up to $697,500, Riverside and San Bernardino up to $500,000, Sacramento, El Dorado, and Placer counties up to $580,000.  Here is a list of the FHA loan limits for Single Family, Duples, Tri-plex and Four-Plex for all California … (0 comments)

orange: VA Jumbo Refinance loans offer solutions conventional loans don't allow pt2 - 10/31/09 07:43 AM
In our first post of this 2 part series, we outlined a few scenarios that VA Jumbo loans can help, whereas conventional jumbo loans simply cannot.
Here are two more compelling examples where VA Jumbo loans can help our Vets with safe, secure and affordable financing for their home:
Scenario 3.   You live in San Diego,  your home is worth $750K.   You have a first mortgage is $550K , and you have a second mortgage of $90K that you used to upgrade your home, and enhance it's value.    A conventional jumbo loan will consider this a Cash-Out transaction due to the second mortgage being … (0 comments)

orange: Congress Approves higher Loan Limit Extension through 2010 - 10/30/09 06:55 AM
Congress Approves higher Loan Limit Extension through 2010
Today,  Congress approved an extension of higher loan limits for FNMA, FHLMC, and FHA (Fannie Mae, Freddie Mac & FHA) that will extend the current loan limits in place for 2009 to the end of 2010.   This will help avoid any disruption in the mortgage market as the housing sector tries to recover.  
The loan limits for your area can be found by clicking on the following links: 
FHA Loan Limits for high cost counties
Fannie & Freddie Loan Limits for high cost counties
VA Loan limits for high cost counties
VanDyk Mortgage … (0 comments)

orange: The Home Ownership Accelerator is back - 10/25/09 04:27 AM
The Home Ownership Accelerator is back!   (aka the HOA).  
We are proud to announce that we are again offering the Home Ownership Accelerator loan (HOA).  
One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program.   This loan program allowed USA homeowners the power to utilize interest saving techniques used in Australia & much of Europe to pay off their Home Mortgage Early without paying any extra money each month.    The Program has helped thousands of US homeowners speed up their loan payoff by years while maintaining their current lifestyle and no reduction in available spending … (0 comments)

orange: Fannie & Freddie Bailout helps FHA Borrowers too - 09/08/08 05:22 PM
This weekends blockbuster government takeover of Government Sponsored Mortgage Giants Fannie Mae (FNMA) and Freddie Mac (FHLMC) has created a welcome stability and confidence in both the mortgage market and the money markets as a whole.   These entities are too large, effect too many individuals, and would create too much havoc if crippled for the US government to let them fail.   I am not a personal fan of more government, but in this case, hoorah.  It is necessary for the stability of many levels of our economy.
So the real question I promised to answer was, How does the Fannie & Freddie bailout … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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