purchase: We are now Serving Georgia Home Buyers and Home Owners - 09/19/13 04:35 AM
We are now Serving  Georgia Home Buyers and Home Owners
     We are now proudly serving Home Buyers and Home Owners in the State of Georgia.   We will be posting more information on our Loan Programs and how they can help Georgia Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
We look forward to being your Direct Lender of choice for Georgia home loans!
 
Check back … (0 comments)

purchase: CA Conforming Loan Limits 2013 - 01/05/13 06:38 AM
2013 California Fannie Mae & Freddie Mac Loan limits for 2013 - FNMA & FHLMC - AKA Conforming Loans
Fannie Mae & Freddie Mac have announced Conforming loan limits for 2013. The standard conventional loan limit remains at $417K across the USA. This is also called the Conforming Loan Limit ($417K).  High Cost Areas have loan limits based on the Permanent High Cost Loan Limit established in the HERA bill.  These loans are also called Conforming Jumbo, Conforming High Balance, or Super Conforming loans.
 
There are different debt ratio maximums and loan to value ratios for the Fannie Mae & Freddie Mac loans … (0 comments)

purchase: 100% financing in California - 2012 Loan Options - 01/14/12 11:19 AM
100% financing in California - 2012 Loan Options
There have been alot of change in the Mortgage industry the past couple years, especially with regard to 100% financing, or no-money down loans to purchase a home.   We offer two separate US Government backed programs that allow for zero down, or no down payment financing of your new home. The VA Loan and the USDA Rural Development Loan both allow 100% financing and require no downpayment.   Learn more about our VA Loans and VA Jumbo Loans on our VA pages (click the links).   VA Jumbo's are VA Loans for high cost markets that exceed the … (0 comments)

purchase: Purchase Financing Options for Owners with Multiple Properties - 12/26/11 08:12 AM
Purchase Financing Options for Owners with Multiple Properties
Many Real Estate Investors with Multiple financed properties run into difficulty with new financing when purchasing Rental Homes.   We allow you to have up to 10 financed Properties when purchasing a new Investment Home or Condo.   We have no limit on total properties when buying a new primary home. 
We offer new financing on Primary Homes, Second Homes or Investment properties (NOO) for Buyers with up to 10 financed properties.   There is a lot of opportunity for Real Estate Investors to add more Assets to their Real Estate Portfolio,  but … (0 comments)

purchase: Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane Area - 07/03/11 03:25 PM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane  Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Spokane Homebuyers.    Here are some basic details:
The Spokane Area is now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider WA a declining market, so we are able to offer these enhance financing options … (0 comments)

purchase: Riverside VA Loans - VA Lender serving California - 2011 update - 03/19/11 07:18 AM
Riverside VA Loans - VA Lender serving California  - 2011 update  
VanDyk Mortgage is your source for VA Loans in Riverside and Riverside County.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Riverside Homebuyers and Inland Empire Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Riverside VA Loans are available up to $417,000 with zero downpayment. The Riverside County VA Loan … (0 comments)

purchase: Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home - 01/30/11 10:36 AM
 
Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home 
The VA Home Loan benefit is a great opportunity for San Jose Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $843,750 in San Jose and throughout Santa Clara County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $843,750 … (0 comments)

purchase: California Mortgage Outlook for Sept 20, 2010 - 09/20/10 09:48 AM
California Mortgage Outlook for Sept 20, 2010
Our California Mortgage Outlook for this week remains strong (ie low rates continue).  The past 3 Friday, the mortgage bond market has been a little erratic, only to correct on Monday following the weekend (or Tuesday after the holiday weekend).   Holiday weekends always create a little action up or down in the markets, but the last two weeks action on Fridays leads me to believe that rates are ready to rise anytime.   This will undoubtedly come without warning.  
If you want to save money on your current loan, or purchase a … (0 comments)

purchase: An overview of the California VA Loan process - 06/20/10 05:33 AM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

purchase: Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 06/01/10 05:15 PM
Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   
VanDyk Mortgage is your source for VA Loans and FHA Loans in Vista.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Vista Homebuyers and Vista Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Vista FHA Loans are available up to $697,500 … (0 comments)

purchase: Poway VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 06/01/10 05:12 PM
Poway VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Poway.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Poway Homebuyers and Poway Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Poway FHA Loans are available up to $697,500 with just … (0 comments)

purchase: Riverside FHA Loans - VA Loans - Conforming Loans - VanDyk Mortgage - VA Lender & FHA Lender. - 05/26/10 12:40 PM
Riverside VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Riverside.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Riverside Homebuyers and Riverside Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Riverside FHA Loans are available up to $500,000 … (0 comments)

purchase: Encinitas California VA loans and FHA Home Loans with VanDyk Mortgage - VA, FHA, & Conforming Direct lender - 04/04/10 07:57 AM
Encinitas VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Encinitas.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Encinitas Homebuyers and Encinitas Homeowners to Purchase and refinance homes in Encinitas.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Encinitas FHA Loans are available up to $697,500 … (0 comments)

purchase: Getting FHA & VA offers approved - 03/31/10 02:53 PM
Getting FHA & VA purchase offers approved can seem daunting to a home buyer (and Realtors too).  
Many buyers experience a long frustrating process when trying to bid on Bank Owned, REO, Short Sale, or Corporate Owned Properties with a FHA loan or VA loan.   Why is this?   Steve Hall with RE/Max United,  one of our preferred Realtors here in North County San Diego, wrote a great success story on his blog regarding FHA & VA purchase offers.  
I fully agree with Steve that it boils down to much more than the type of loan you are using when trying to get an offer … (0 comments)

purchase: USDA Rural Home Loans - the 100% financing alternative. - 01/11/09 04:18 PM
USDA Rural Home Loans - the 100% financing alternative, & Seller Paid closing costs are allowed!  
That's right, in this tight credit environment where the big banks won't give a break to the "Joe Six-Pack" homebuyer (in the words of Sarah Palin), the little known USDA Rural Development Loan program comes to the rescue.  
With the USDA Rural Development Loan you can:
*zero down payment  - 100% financing
*finance your closing costs - up to 6% 
*get all your closing costs paid by the seller (up to 6%)  
Affordable, Fixed rate Home Loans for much of America.   Please call … (0 comments)

purchase: USDA Rural Home loans - 100% financing still exists! - 01/11/09 01:53 PM
USDA Rural Home loans - 100% financing still exists!   VanDyk Mortgage is proud to offer another US Government backed home loan program direct to consumers:  The USDA Rural home loan.   This program allows ZERO down payment, and is available in all 50 states.   There are restrictions on eligible locations & total household income, but this program offers a fantastic alternative for Families wishing to Purchase a new home, or refinance their existing home who may not qualify for other loan programs.  
Call the USDA Home Loan Experts at VanDyk Mortgage to find out if your home or future home qualifies … (0 comments)

purchase: FHA Moves to the forefront in lending again - 03/12/08 06:11 PM

FHA moves to the forefront in lending again The past couple weeks have seen significant news for Mortgage holders, lenders, and banks. Loan amount increases are officiall for FHA, FNMA, & Freddie Mac loans. This will help hundreds of thousands of US homeowners get lower rates for the purchase, refinance, or construction of their home. The benefits aren't just for people in Los Angeles ( now $729,750), Seattle, (now $569,500), San Diego (now $697,500) and other high cost areas though. Prior to the new limits, the minimum FHA loan amount in much of America was $200,160, which has now been increased … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


Listings

Links

Archives

RSS 2.0 Feed for this blog