refinance: CA Conforming Loan Limits 2013 - 01/05/13 06:38 AM
2013 California Fannie Mae & Freddie Mac Loan limits for 2013 - FNMA & FHLMC - AKA Conforming Loans
Fannie Mae & Freddie Mac have announced Conforming loan limits for 2013. The standard conventional loan limit remains at $417K across the USA. This is also called the Conforming Loan Limit ($417K).  High Cost Areas have loan limits based on the Permanent High Cost Loan Limit established in the HERA bill.  These loans are also called Conforming Jumbo, Conforming High Balance, or Super Conforming loans.
 
There are different debt ratio maximums and loan to value ratios for the Fannie Mae & Freddie Mac loans … (0 comments)

refinance: Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/31/12 02:17 AM
Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Spokane homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater and upside down Spokane Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Spokane, Washington Homeowners.  This is also called the Home Affordable Refinance Program.   … (0 comments)

refinance: Enhanced Refinance Options for Los Angeles Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/19/12 02:43 AM
Enhanced Refinance Options for Los Angeles Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Los Angeles homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater Los Angeles Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Los Angeles, California Homeowners.  This is also called the Home Affordable Refinance … (0 comments)

refinance: Enhanced Refinance Options for San Diego Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/19/12 02:40 AM
Enhanced Refinance Options for San Diego Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for San Diego homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater San Diego Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for San Diego, California Homeowners.  This is also called the Home Affordable Refinance … (0 comments)

refinance: Enhanced Refinance Options for Seattle Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/18/12 05:19 PM
Enhanced Refinance Options for Seattle Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Seattle homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater and upside down Seattle Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Seattle, Washington Homeowners.  This is also called the Home Affordable Refinance Program.   … (0 comments)

refinance: The Solution to remove Monthly PMI, MIP, or Mortgage Insurance from your Loan - 03/18/12 05:12 PM
The Solution to remove Monthly PMI, MIP, or Mortgage Insurance from your Loan
Our Mortgage Insurance Removal Loan for California Refinances is the answer.  We offer California Refinance Loans up to 95% ltv with no Monthly PMI, MI, or MIP.  These are available up to $417K.
We offer up to 95% financing in California with no monthly MI, PMI, or MIP. 
Many California Homeowners ask the question:  How do I eliminate my PMI or MIP?  (or Mortgage Insurance?).   The answer is the  NO Monthly PMI refinance Loan - available up to 95% Loan to Value.  You don't have to … (0 comments)

refinance: More info on Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 - 03/09/12 02:46 AM
More info on Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012
Fannie Mae & Freddie Mac have extended and enhanced the HARP Refinance program into 2012 for California homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative throughout 2012 for California Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows California homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, … (0 comments)

refinance: Can I refinance my Califonria home loan with no PMI or MIP? - 02/18/12 05:23 AM
Can I refinance my Califonria home loan with no PMI or MIP?  
We offer California Refinances up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in California with no MI, PMI, or MIP. 
Many California Homeowners ask the question:   Can I refinance my Califonria home loan with no PMI or MIP?  or How do I eliminate my PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO MI refinance Loan - available up to 95% Loan to Value.  You don't have … (0 comments)

refinance: Can I refinance my Washington home loan with no PMI or MIP? - 02/18/12 05:19 AM
Can I refinance my Washington home loan with no PMI or MIP?  
We offer Washington State Refinances up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Washington with no MI, PMI, or MIP. 
Many Washington State Homeowners ask the question:  Can I refinance my Home Loan without PMI or MIP?   How do I eliminate my PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO MI refinance Loan - available up to 95% Loan to Value.  You don't have … (0 comments)

refinance: Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here - 01/16/12 04:57 AM
Enhanced Options for Fannie Mae and Freddie Mac Refinances - HARP 2012 is here
Fannie Mae & Freddie Mac have extended and enhanced teh HARP Refinance program into 2012 for California homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized an extension on the HARP Refinance initiative throughout 2012 for California Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows California homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, No Maximum Loan … (0 comments)

refinance: Washington Refinance up to 95% LTV - Conventional Loan - 01/14/12 10:53 AM
 Washington Refinance up to 95% LTV - Conventional Loan
We offer Conventional Loans up to 95% (5% equity) to refinance single family homes throughout Washington.  VanDyk Mortgage is a Direct Lender serving Washington.
Here are some Highlights: 
Competitive 30 year fixed rate (call for today's rate) Loan amounts up to $417K Available throughout Washington No declining market restrictions  Condo's OK up to 95% Maximum debt ratio - 45% Minimum downpayment - 5% Minimum Fico - 660 Primary Occupancy Homes only Ask about no Monthly PMI options!
Take advantage of the record low interest rates now.  
 
Call 760-752-4480 and we … (0 comments)

refinance: The MI Removal Loan - Corona Refinance - up to 95% ltv with no PMI, no MI, and no MIP. - 09/12/11 05:40 AM
 
The MI Removal Loan - Corona Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Corona, CA with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Corona and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a 1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your … (0 comments)

refinance: Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane Area - 07/03/11 03:25 PM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane  Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Spokane Homebuyers.    Here are some basic details:
The Spokane Area is now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider WA a declining market, so we are able to offer these enhance financing options … (0 comments)

refinance: Riverside VA Loans - VA Lender serving California - 2011 update - 03/19/11 07:18 AM
Riverside VA Loans - VA Lender serving California  - 2011 update  
VanDyk Mortgage is your source for VA Loans in Riverside and Riverside County.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Riverside Homebuyers and Inland Empire Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Riverside VA Loans are available up to $417,000 with zero downpayment. The Riverside County VA Loan … (0 comments)

refinance: Using your 2011 VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan - 01/30/11 12:05 PM
 
Using your 2011 VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for San Francisco  Veterans and Active Duty Military to refinance a San Francisco home or San Francisco condo.   We thought it would be a good idea to quickly review the benefits of VA Loans for our San Francisco Veterans, and a few ways to use them to your benefit.   Check out the 2011 updates for San Francisco VA Loans here.
VA Loans require zero downpayment to purchase a home … (0 comments)

refinance: California Mortgage Outlook for Sept 20, 2010 - 09/20/10 09:48 AM
California Mortgage Outlook for Sept 20, 2010
Our California Mortgage Outlook for this week remains strong (ie low rates continue).  The past 3 Friday, the mortgage bond market has been a little erratic, only to correct on Monday following the weekend (or Tuesday after the holiday weekend).   Holiday weekends always create a little action up or down in the markets, but the last two weeks action on Fridays leads me to believe that rates are ready to rise anytime.   This will undoubtedly come without warning.  
If you want to save money on your current loan, or purchase a … (0 comments)

refinance: Encinitas California VA loans and FHA Home Loans with VanDyk Mortgage - VA, FHA, & Conforming Direct lender - 04/04/10 07:57 AM
Encinitas VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Encinitas.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Encinitas Homebuyers and Encinitas Homeowners to Purchase and refinance homes in Encinitas.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Encinitas FHA Loans are available up to $697,500 … (0 comments)

refinance: Freddie Mac Loan Holders - Refinance options are still open - 03/08/10 10:46 AM
Freddie Mac Loan Holders  - Refinance options are still open for Millions of US Homeowners who have not been able to, or thought they couldn't refinance their Freddie Mac Loan due to reduced equity in their home.    We are able to Refinance Freddie Mac home loans up to 125% of your current value.   These refinances do require income documentation, but it is at a reduced level versus the normal requirements.
Call us today to find out if you can take advantage of these low Mortgage rates with the Freddie Mac Home Affordable Refinance Program (HARP).   Here is a related post on the options for refinance of a Fannie … (0 comments)

refinance: Fannie Mae Loan Holders - Refinance options still open for Millions of Homeowners - 03/08/10 10:42 AM
Fannie Mae Loan Holders - Refinance options are still open for Millions of US Homeowners who have not been able to, or thought they couldn't refinance their Fannie Mae loan due to reduced equity in their home.    We are able to Refinance Fannie Mae home loans up to 125% of your current value.  We are also able to get the appraisal requirement waived in certain cases  (case by case analysis and basis).  These refinances do require income documentation, but it is at a reduced level versus the normal requirements.
Call us today to find out if you can take advantage of … (0 comments)

refinance: 2010 Washington Loan Limits for FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010 - 02/27/10 09:12 AM
2010 Washington FNMA & FHLMC - WA Fannie Mae & Freddie Mac Loan limits 2010
Fannie Mae & Freddie Mac have retained the expanded 2009 loan limits for 2010.  The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed the standard limit of $417K.  They … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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