sacramento: **REVISED ** Complete California VA Loan Limits for 2015
- 03/07/14 06:45 AM
**REVISED ** Complete California VA Loan Limits for 2015 The VA has increased the VA Loan Limits for many California Counties effective 1-01-2015, increasing the California VA Loan Limits in some counties, and reducing some others to the "permanent high cost loan limit" of $625,500. Some counties increased, most notable, San Diego County is now at $562,350, Sacramento/Placer/El Dorado/Yolo counties are now at $474,950, and Ventura is up to $603K for 2015. The Bay Area counties of San Francisco, Marin, San Mateo, Contra Costa and Alameda top the VA Loan Limits for No Money Down VA Jumbo Loans at $625,500, and LA/OC counties are at … (0 comments)
sacramento: Sacramento VA Loan Limits for 2014 revised and increased
- 03/07/14 04:29 AM
Sacramento VA Loan Limits for 2014 revised and increased The Sacramento VA Loan Limit for 2014 has been revised and increased by the VA. They revisited their calculations, and increased the Sacramento County VA Loan limit to $474,950 for the remainder of 2014. This allows Sacramento Vets to purchase a home up to $474,950 with no down payment required, as well as expand VA Refinance options. For instance, a Sacrament Veteran could utilize a VA Jumbo loan to refinance a first and second mortgage up to $787,500 on a $875K home. Sacramento, El Dorado, Placer, and Yolo counties … (0 comments)
sacramento: VA FAQ #11 Can I get a VA Home Loan if another Lender has denied my VA Loan?
- 01/10/14 05:20 AM
VA FAQ #11 Can I get a VA Home Loan if another VA Lender has denied my VA Loan? The answer is possibly. There are many reasons why VA home buyers can be denied for home loans, some of those reasons can be overcome by working with an experienced VA Lender such as VanDyk Mortgage. We understand that not all situations are alike, your situation is unique, and that your VA Loan is worthy of a second look to see if you may qualify for a new VA or VA Jumbo Home Loan. Many Lenders turn down VA and VA Jumbo Loans based … (0 comments)
sacramento: 2014 FHA Loan Limits for California
- 12/06/13 09:51 AM
2014 FHA Loan Limits for California FHA has announced the 2014 FHA Loan Limits, and max FHA Loan Amounts accross much of California will be lower in 2014. The FHA Loan Limits are based on a formula created back in 2009 for the HERA bill (Housing and Economic Recovery Act, aka one of the many stimulus bills that actually stifled parts of the economy). The good news - the loan amounts are still strong enough to help most folks buying homes, as they exceed average county home prices in virtually every California County. In Higher Priced counties such as … (0 comments)
sacramento: Improved Options for Sacramento FHA Streamline Refinances
- 07/21/12 09:50 AM
Improved Options for Sacramento FHA Streamline Refinances Improved Options for Sacramento FHA Streamline Refinances are coming. The Whitehouse authorized changes to the FHA Streamline Refinance Program are available now, and will help many Sacramento Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month. VanDyk Mortgage allows you to streamline your FHA Loan, even if it exceeds the current FHA Loan limits. The options for FHA Streamlines for Sacramento and Sacramento County Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates. The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers. The new … (0 comments)
sacramento: VA IRRRL Streamline Refinance Options for Sacramento Veterans
- 04/30/12 06:11 AM
VA IRRRL Streamline Refinance Options for Sacramento Veterans The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Sacramento VA Loan. The VA Streamline requires reduced documentation, and offers a streamlined process. VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo Streamlines are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans. (Rental Properties are also known as Non-owner, or Investment Homes) Basic requirements for a Sacramento VA IRRRL Streamline Refinance: On-time Mortgage Payments last 6 months No income or asset … (0 comments)
sacramento: How long do I have to wait to get a VA Loan after a Short Sale?
- 04/23/12 01:50 AM
How long do I have to wait to get a VA Loan after a Short Sale? Many Veterans have encountered financial Hardship during the past several years, including the Short Sale of their home. Active Duty Recalls, Deployments, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in the necessity to Short Sell their home. We have good news for our Vets: You can get a VA Loan soon as 2 years after the Short Sale Date in California. Some cases qualify even sooner. California VA Loans After Short … (0 comments)
sacramento: How long do I have to wait to get a VA Loan after Bankruptcy?
- 04/23/12 01:49 AM
How long do I have to wait to get a VA Loan after Bankruptcy? Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in Bankruptcy for the Veteran. We have good news for our Vets: You can get a VA Loan soon as 2 years after Bankruptcy Discharge California VA Loans After Bankruptcy: the minimum waiting period is 2 years after the Bankruptcy Discharge (for Chapter 7). It will require that you have zero … (0 comments)
sacramento: How long do I have to wait to get a VA Loan after Foreclosure?
- 04/23/12 01:47 AM
How long do I have to wait to get a VA Loan after Foreclosure? Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Deployments, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country, resulting in a Foreclosure of the Veteran's home. We have good news for our Vets: You can get a VA Loan soon as 2 years after the Foreclosure Sale Date in California. California VA Loans After Foreclosure: the minimum waiting period is 2 years after the Foreclosure Sale Date. The Underwriter will … (0 comments)
sacramento: Can I Purchase a home in Sacramento with no PMI or MIP?
- 03/31/12 09:23 AM
Can I Purchase a home in Sacramento with no PMI or MIP? We offer Sacramento and Sacramento County Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP. We offer the NO PMI Purchase Loan up to $417K loan amounts. We offer up to 95% financing throughoutSacramento and Sacramento Countywith no MI, PMI, or MIP. Many Sacramento Homebuyers ask the question: Can I get a Home Loan without PMI or MIP to buy a home? How do I avoid PMI or MIP? (or Mortgage Insurance?). The answer is our NO PMI Purchase Loan - available up … (0 comments)
sacramento: Sacramento FHA Streamline Refinances - improvements for 2012
- 03/17/12 12:10 AM
Improved Options for Sacramento FHA Streamline Refinances Improved Options for Sacramento FHA Streamline Refinances are coming. The Whitehouse announced this week that HUD has authorized changes to the FHA Streamline Refinance Program that will help many Sacramento and Sacramento area Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month. The options for FHA Streamlines for Sacramento Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates. The new program will reduce the Upfront Mortgage Insurance Premium (UFMIP) to .01% according the news release by the Whitehouse today (that is less than $50 … (0 comments)
Fannie Mae & Freddie Mac have announced Conforming loan limits for 2012. The standard conventional loan limit remains at $417K accross the USA. This is also called the Conforming Loan Limit ($417K). High Cost Areas have loan limits based on the Permanent High Cost Loan Limit established in the HERA bill. These loans are also called Conforming Jumbo, Conforming High Balance, or Super Conforming loans.
There are different debt ratio maximums and loan to value ratios for the Fannie Mae & Freddie Mac loans that exceed … (0 comments)
sacramento: The MI Removal Loan - Sacramento NO MI Refinance - up to 95% ltv
- 09/12/11 05:39 AM
The MI Removal Loan - Sacramento NO MI Refinance - up to 95% ltv with no PMI, no MI, and no MIP. Available up to $417K loan amounts. We offer up to 95% financing in Sacramento, CA with no MI, PMI, or MIP. Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Sacramento and California homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor. You can utlize our MI Removal Loan to get the monthly savings you deserve. You can refinance your … (0 comments)
sacramento: Can I have two FHA Loans?
- 08/20/11 10:54 AM
Can I have two FHA Loans? FHA Limits the number of FHA Loans that any individual borrower can have at a time to one FHA Loan. However, the great thing about FHA Loan programs in general is that FHA allows exceptions in certain cases. The easiest exception to work with in this scenario is if you have a FHA Loan on your home now, and must relocate to another area outside a reasonable commute. FHA will allow you to purchase another home with FHA Financing in this case. Whether the Relocation is your Employers Choice or the Borrowers Choice, … (0 comments)
sacramento: Conforming Loans with just 3% down payment - we offer throughout California
- 08/02/11 05:11 AM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC) on Jan 8, 2014 Conforming Loans with just 3% down payment - we offer these throughout California. 97% conventional financing options for California Home Buyers VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment. Here are some basic details: We offer Conforming Conventional Fannie Mae Loans up to 97% Loan to Value throughout California - Only 3% down payment is required. We no longer consider CA a declining market,, so we are able to offer these enhance financing … (0 comments)
sacramento: Common myth about VA Loans explained - the VA County Loan Limit
- 07/03/11 03:19 PM
Common myth about VA Loans explained - the VA County Loan Limit A common myth with VA Loans is that they aren't relevant or used very often for your area, or the loan amounts are too low for your area or that VA Loans are only available up to the VA Loan Limit for your County. In the past these may have been true, but recent changes to VA Loans and VA Jumbo have altered the picture, especially in California. Many Lenders also do not offer VA Loans exceeding your county VA Loan Limit. VanDyk Mortgage allows you to … (0 comments)
sacramento: Citrus Heights VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender
- 05/28/11 12:19 PM
Citrus Heights VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Citrus Heights and Sacramento. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Citrus Heights Homebuyers and Citrus Heights Homeowners to Purchase and refinance homes. FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Citrus Heights FHA Loans … (0 comments)
sacramento: Sacramento VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender.
- 05/28/11 11:55 AM
Sacramento VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Sacramento. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Sacramento Homebuyers and Sacramento Homeowners to Purchase and refinance homes. FHA & FHA Jumbo(aka High Balance) VA & VA Jumbo(aka High Balance) Conforming & Conforming Jumbo(aka High Balance or Super Conforming) Jumbo Loans to $3m Sacramento FHA Loans are available up to $580,000 … (0 comments)
We offer Sacramento Conventional Loans with 3% down payment - Yes, 3 percent down - 97% conventional financing options for Sacramento Home Buyers VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for Sacramento and Sacramento County Homes. Here are some basic details: Sacramento and Sacramento County Cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required. We do not consider Sacramento a declining market, … (0 comments)
VanDyk Mortgage is your source for VA Loans in Sacramento, Sacramento County and Eldorado County. We have been making VA and VA Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Sacramento Homebuyers and Homeowners to Purchase and refinance homes.. VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Sacramento VA Loans are available up to $417,000 with zero downpaymnt. The Sacramento County VA Loan … (0 comments)
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**REVISED ** Complete California VA Loan Limits for 2015 
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