san diego: California VA lender - VA & VA Jumbo - Direct Lender - 06/26/10 06:01 AM

California VA Loans - VanDyk Mortgage - California VA Lender.  VanDyk Mortgage is your source for VA Loans in California.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for California Homebuyers and California Homeowners to Purchase and refinance homes.
VA Purchase VA Refinance VA Jumbo VA IRRRL Streamline Refinance California VA Loans are available up to $1,000,000 with ZERO downpayment in many parts of the San Francisco Bay area, and up to $700,000 in Los Angeles and Orange Counties.  The California VA Loan Limit in 2011 is … (0 comments)

san diego: 95% financing in California with no MI - 06/20/10 07:47 PM
We now offer 95% financing in California with no MI (IE No Private Mortgage Insurance)
VanDyk mortgage offers Mortgage Loans up to 95% loan to value with No Mortgage Insurance required.  This new loan allows you to finance up to 95% of the Purchase price of your new home with ZERO Mortgage Insurance (MI).     
Loan amounts up to $417K are eligible up to 95%.      
This is even available in California and Washington with these terms.     
There are no Declining Market restrictions on this loan program.  
We also offer these for the High Balance or Conforming Jumbo … (0 comments)

san diego: An overview of the California VA Loan process - 06/20/10 05:33 AM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

san diego: VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans. - 06/19/10 07:25 AM
VanDyk Mortgage offers FHA 203K Rehab Loans and FHA 203K Streamline Rehab Loans.
VanDyk Mortgage has been making FHA loans since 1987, and one of the more useful FHA loans is the FHA 203K loan.  It allows you to finance rehab and renovation costs into a one-time close FHA Loan. 
We offer the FHA 203K loan products up to your FHA county limits.  
Here are some past articles on 203K loans that we have reposted for your reference:
Please don't fear Rehab
Want to buy a Bank Repo or Bank REO?
FHA Streamlines for homebuyers
There are many uses for … (0 comments)

san diego: VA Condo Loans -VA Loans for the purchase and refinance Condos - VA Jumbo Too - 06/19/10 05:38 AM
VA Condo Loans -VA Loans for the purchase or refinance Condo's and Condominiums.  We also offer VA Jumbo Loans for Condo's too!
VanDyk Mortgage offers VA Loans and VA Jumbo Loans for the purchase or refinance of Condominiums.  While changes in the past couple years have made it difficult to purchase condo's with FHA and Conventional loans, the VA allows many benefits and advantages when financing a Condo.

The first step is to determine if the condo unit qualifies for a VanDyk VA Condo Loan.  To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search here for VA … (0 comments)

san diego: Market Update for June 18 2010 - 06/19/10 04:07 AM
Rates on Home loans continue to be quite attractive this week, as the world money market troubles have drive investors to safe havens for their monies such as US Treaauries and more specifically, US Mortgage Backed Securities (which are the basis of US Mortgage Rates.  
We have never seen lower rates for FHA & FHA Jumbo Loans, VA & VA Jumbo loans, Conforming Loans, or Conforming Jumbo Loans.   If you have thought about refinancing, now is the time to talk to an expert.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE … (0 comments)

san diego: Rate Alert! All time low rates on Conventional Purchase and Refinance Loans - 06/04/10 08:04 AM
Market Alert - Great rates on Conventional Purchase and Refinance Loans - Opportunity Alert!
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) continue to remain at all -time lows today.   
The volatility in the Euro Money markets over the past few weeks, plus the Korean Crisis, and new doubts about the economic recovery in the US have driven down US Mortgage rates, especially Conforming Loans and Conventional Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are … (0 comments)

san diego: Opportunity Alert! Great rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans - 06/04/10 08:01 AM
Market Alert - Great rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans -Opportunity Alert! 
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans or Fannie Mae High Balance Loans) Continue to remain at all -time lows today.   
The volatility in the Euro Money markets over the past few weeks, plus the Korean Crisis, and new doubts about the economic recovery in the US have driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    … (0 comments)

san diego: More Condo's now allowed by the VA for VA Financing - 06/03/10 08:11 AM
The VA just announced an adjustment to their approved condo process which will open some more doors for VA Condo's.   Last fall, the VA discontinued the cross-approval of FHA approved Condo's.  The Veteran's Administration has reversed this decision, but not quite all the way. 
HUD/FHA CONDOMINIUM APPROVALS

VA will now accept HUD/FHA/USDA condominium approvals, provided the project approval date listed in FHA Connection was prior to December 7, 2009. If the condominium project approval date is on or after December 7, 2009, the project is ineligible for inclusion on VA's approved condominium list without full project review and approval by VA. Additionally, if a … (0 comments)

san diego: Bellevue VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Bellevue - 06/01/10 06:27 PM
Bellevue VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Bellevue 
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Bellevue.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In … (0 comments)

san diego: Oceanside VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Oceanside - 06/01/10 06:22 PM
Oceanside VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Oceanside
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Oceanside, CA.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell … (0 comments)

san diego: Oakland VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Oakland - 06/01/10 06:14 PM
Oakland VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Oakland
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Oakland.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
(0 comments)

san diego: Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 06/01/10 05:15 PM
Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   
VanDyk Mortgage is your source for VA Loans and FHA Loans in Vista.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Vista Homebuyers and Vista Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Vista FHA Loans are available up to $697,500 … (0 comments)

san diego: National City VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 06/01/10 05:09 PM
National City VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in National City.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for National City Homebuyers and National City Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m National City FHA Loans are … (0 comments)

san diego: What is a VA Direct Lender? - 05/30/10 05:20 AM
What is a VA Direct Lender?   We just answered a similar question about FHA Direct Lenders in a previous post, so I thought this question also deserved an answer.   Many clients and Realtors have an assumption that the VA (Veterans Administration) underwrites and approves VA Loans for our Veterans.  
The VA (Veterans Administration) does not make loans.   The VA guarantees loans made by private lenders.   The VA does not underwrite, approve, or fund loans.   Private lenders make, underwrite, and fund VA Loans per the guidelines that VA sets for us, then sends them to VA after the loan is complete for certification of the eligibility for VA Guaranty.   
(0 comments)

san diego: What is a FHA Direct Lender? - 05/30/10 04:55 AM
What is a FHA Direct Lender?    I thought this question deserved an answer, as there seems to be a belief that the FHA (Federal Housing Administration) underwrites and approves FHA Loans.   Let's break this down.   FHA (Federal Housing Administration) is a department supervised by HUD (Housing and Urban Development).   FHA Does not make loans.   FHA insures loans made by private lenders.   FHA does not underwrite, approve, or fund loans.   Private lenders make, underwrite, and fund FHA Loans per the guidelines that FHA sets for us, then sends them to FHA after the loan is complete for certification of the eligibility for FHA Insurance.  
A … (0 comments)

san diego: VA Condo Loans - San Diego - 05/29/10 05:16 AM
San Diego VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in San Diego
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
(0 comments)

san diego: Wildomar VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender - 05/28/10 11:30 AM
Wildomar VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Wildomar.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Wildomar Homebuyers and Wildomar Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Wildomar FHA Loans are available up to $500,000 … (0 comments)

san diego: Escondido VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 05/26/10 06:30 AM
Escondido VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Escondido.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Escondido Homebuyers and Escondido Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Escondido FHA Loans are available up to $697,500 with … (0 comments)

san diego: Great rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans -Opportunity Alert! - 05/25/10 06:00 AM
Market Alert - Great rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans -Opportunity Alert! 
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans or Fannie Mae High Balance Loans) are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US Mortgage rates, especially Conforming High Balance Loans.  
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited time opportunity alert due … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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