san diego: Rate Alert - Conventional and Conforming Rates at all time lows today - 05/25/10 05:56 AM
Market Alert - Great rates on Conventional Purchase and Refinance Loans - Opportunity Alert!
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US Mortgage rates.  
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited time opportunity alert due to market conditions!  Do not delay, the market is changing daily.
Call 760-752-4480 and … (0 comments)

san diego: Market Alert - Great rates on FHA Streamline refinance and FHA Jumbo Streamline Refinance - Opportunity Alert! - 05/25/10 05:52 AM
Market Alert - Great rates on FHA Streamline refinance and FHA Jumbo Streamline Refinance - Opportunity Alert!
Rates for FHA Streamline refinances and FHA Jumbo Streamline Refinance are at all -time lows this week.    The volatility in the Euro Money markets plus the Korean Crisis have driven down US FHA Mortgage rates.   FHA Jumbo rates for FHA loans over $417,000 are at their lowest point ever this week.   
If your current FHA Rate is too high (5.25% or higher),  please give us a call to get started and lock in your low rate.    These rates may not last, this is a limited … (0 comments)

san diego: Chula Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 05/19/10 10:19 AM
Chula Vista VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Chula Vista. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Chula Vista Homebuyers and Chula Vista Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Chula Vista FHA Loans are … (0 comments)

san diego: 95% Conventional loan in California - no MI required - 05/15/10 04:02 AM
We now offer 95% financing in California with no MI on select foreclosed homes.
When you purchase a Fannie Mae Owned Foreclosure Property, you may be eligible for our new Fannie Foreclosure Mover Loan.   This new loan allows you to finance up to 95% of the Purchase price with ZERO Mortgage Insurance (MI).     
Loan amounts up to $417K are eligible up to 95%.    
Requires a minimum of a 680 middle fico and maximum debt ratio of 41%.   
This is even available in California, Washington,  and Florida with these terms.     
There are no Declining Market restrictions on this … (0 comments)

san diego: FHA Jumbo Refinance, FHA Jumbo Purchase loans & FHA Jumbo Streamline Refinance loans for California Homeowners and Homebuyers. - 05/15/10 03:56 AM
FHA Jumbo Refinance, FHA Jumbo Purchase loans & FHA Jumbo Streamline Refinance loans for California Homeowners and Homebuyers. 
We are continuing to see the FHA Jumbo Refinance be one of the best options for  California Homeowners.   This is in large part due to the affordability, safety, and security that the FHA Loan offiers.
This loan allows you to refinance your first mortgage into a Safe, Fixed Rate FHA Loan at terms that are typically more favorable than conventional lending options.   If your home has come down in value, the FHA option may still be able to help you refinance out of your Adjustable rate loan.   … (0 comments)

san diego: FHA Flip rule - 1 day owned by seller OK - 05/14/10 10:01 AM
FHA Flip rule - 1 day owned by seller OK
The Seller seasoning requirement on our FHA Loans is one day.  That is correct, one day.  While FHA has released guidance for lenders allowing the Flip Rule to be Waived for all Sellers until Feb 1, 2011, many lenders still require that sellers own a home for 90-180 days before it is eligible for their FHA Financing. We do not require these waiting periods for FHA Loans. Seller Seasoning simply means how long the current owner has owned the property (as recorded on Title Records).   Seller seasoning is also called Owner seasoning.   The contract date … (0 comments)

san diego: Flip Rule - Conventional or Conforming loans - 1 day - 05/13/10 11:52 AM
Flip Rules for Conventional Loans - We only require that the seller own the home for 1 day prior to resale. 
The Seller seasoning requirement on our Conventional Loans is one day.  Just one day.  Many lenders have begun to require that sellers own a home for 90-180 days before it is eligible for their Conventional Financing through Fannie Mae and Freddie Mac, both examples of Conventional Financing. 
We do not require these waiting periods.  Seller Seasoning simply means how long the current owner has owned the property (ie how long on Title).   VanDyk Mortgage requires that the seller is the owner of record on … (0 comments)

san diego: VA Condo Loans - VA Loans to buy or refinance Condos / Condominiums - 05/13/10 11:49 AM
VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past couple years has wrought havoc on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.  
FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In comes the VA to the rescue.    To qualify for a … (0 comments)

san diego: VA Flip rule - 1 day OK - 05/13/10 11:43 AM
VA Flip rule - 1 day OK
The Seller seasoning requirement on our VA Loans is one day. Not a misprint, just one day.  Why is this important you may ask?   Many lenders have begun to require that sellers own a home for 90-180 days before it is eligible for their VA Financing. We do not require these waiting periods.Seller Seasoning simply means how long the current owner has owned the property (as recorded on Title Records).   Seller seasoning is also called Owner seasoning. VanDyk only requires that the seller is the owner of record on the day the contract is … (0 comments)

san diego: Corona VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 05/12/10 12:35 PM
Corona VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Corona.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Corona Homebuyers and Corona Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Corona FHA Loans are available up to $500,000 … (0 comments)

san diego: Home Buyer Tax Credit for Veterans good until 2011 - 05/10/10 01:57 PM
Home Buyer Tax Credit for Veterans good until 2011
The Federal Homebuyer Tax Credit is still alive for qualified Veterans.   Members of the U.S. military, Foreign Service and Intelligence Communities still have one more year to purchase a home and claim the home buyer tax credit.  
Any service member who is or has been on extended duty (overseas) for 90 days or more between Jan. 1, 2009 to April 30, 2010, has until April 30, 2011, to sign a purchase contract and until June 30, 2011 to close on the property sale. 
The Extension includes the $8,000 first-time homebuyer tax credit and … (0 comments)

san diego: Using VA loans to buy Condo's - 04/29/10 06:27 PM
We just posted an interesting piece on our VA Blog regarding using VA Loans to purchase Condominiums. 
The VA Condominium program allows our Veterans and Active Duty Military personnel to use their VA to buy VA approved Condo's with zero down.   That is a $537,500 Condo in San Diego, or a $1M condo in San Francisco.  Check out that article for more info, then give us a call to find out if this will help you purchase your condo using your VA. 
Here is a link to the new Veterans Administration VA Approved Condo Search Engine.
 
(0 comments)

san diego: Temecula FHA Lender - VA Lender - California FHA Loan & VA Loan info for Temecula California -CA - 04/05/10 07:20 AM
Temecula VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Temecula. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Temecula Homebuyers and Temecula Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Temecula FHA Loans are available up to $500,000 with just … (0 comments)

san diego: Murrieta VA Loans and Murrieta FHA Loans - California VA Lender & FHA Lender - Home Mortgage - 04/05/10 07:13 AM
Murrieta VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Murrieta FHA Loans are available up to $500,000 … (0 comments)

san diego: Los Angeles VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. - 04/04/10 10:22 AM
Los Angeles VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Los Angeles. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Los Angeles FHA Loans … (0 comments)

san diego: San Diego VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California- VA Lender & FHA Lender - 04/04/10 08:43 AM
San Diego VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in San Diego.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Diego Homebuyers and San Diego Homeowners to Purchase and refinance homes in San Diego.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Diego FHA … (0 comments)

san diego: San Marcos California - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 04/04/10 08:35 AM
San Marcos VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in San Marcos.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Marcos Homebuyers and San Marcos Homeowners to Purchase and refinance homes in San Marcos.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Marcos FHA … (0 comments)

san diego: Encinitas California VA loans and FHA Home Loans with VanDyk Mortgage - VA, FHA, & Conforming Direct lender - 04/04/10 07:57 AM
Encinitas VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Encinitas.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Encinitas Homebuyers and Encinitas Homeowners to Purchase and refinance homes in Encinitas.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Encinitas FHA Loans are available up to $697,500 … (0 comments)

san diego: Oceanside VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender, FHA Lender, Conforming Lender, Jumbo lender - 04/04/10 06:26 AM
Oceanside VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Oceanside. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Oceanside Homebuyers and Oceanside Homeowners to Purchase and refinance homes in Oceanside.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Oceanside FHA Loans are available up to … (0 comments)

san diego: Getting FHA & VA purchase offers approved - 04/04/10 05:07 AM
Getting FHA & VA purchase offers approved can seem daunting to a home buyer (and Realtors too).  
Many buyers experience a long frustrating process when trying to bid on Bank Owned, REO, Short Sale, or Corporate Owned Properties with a FHA loan or VA loan.   Why is this?   Steve Hall with RE/Max United,  one of our preferred Realtors here in North County San Diego, wrote a great success story on his blog regarding FHA & VA purchase offers.  
I fully agree with Steve that it boils down to much more than the type of loan you are using when trying to get an offer … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

Email Me

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


Listings

Links

Archives

RSS 2.0 Feed for this blog