san francisco: The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011. - 01/30/11 10:58 AM
The VA Jumbo Refinance - VA Jumbo loans offer solutions conventional loans simply don't allow for 2011.    This sounds a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Refinance Loans. VA now allows higher loan amounts up to $1,500,000, (even thought you may not need that much!) and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for both rate/term refinance and cash out refinance than VA requirements. True Jumbo Conventional Loans require at least 20% equity in your home … (0 comments)

san francisco: Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home - 01/30/11 10:36 AM
 
Using your 2011 VA Home Loan Benefit in San Jose, part 1 - Purchase a home 
The VA Home Loan benefit is a great opportunity for San Jose Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $843,750 in San Jose and throughout Santa Clara County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $843,750 … (0 comments)

san francisco: Our rates for VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance are back at all time lows - 01/14/11 03:52 AM
Our rates for VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance are back at all time lows.
Rates for VA IRRRL Streamline Refinances and VA Jumbo IRRRL Streamline Refinance are back at all -time lows.   The recent upward trend of mortgage rates following the Fed's QE2 program has reversed, and rates are now back near all-time lows.   This has resulted in very low rates for VA Jumbo rates for VA loans over $417,000 are at their lowest point ever.   
If your current VA Rate is too high (5.25% or higher),  please give us a call to get started and lock in your low … (0 comments)

san francisco: Rate Alert for FHA & FHA Jumbo Home Loans - 01/14/11 03:50 AM
Rate Alert for FHA & FHA Jumbo Home Loans  -  Rates for FHA & FHA Jumbo Loans for Purchase of a home, Refinance, & FHA Streamline refinances continue at all -time lows this week.   
The recent upward trend of mortgage rates following the Fed's QE2 program has reversed, and rates are now back near all-time lows.   This has resulted in very low rates for  FHA and FHA Jumbo (AKA FHA High Balance) Loans back to their lowest point ever this week.
If your current Interest Rate is too high (5.25% or higher),  please give us a call to get started and lock in your … (0 comments)

san francisco: VA & VA Jumbo Rates back near all time lows - 01/14/11 03:42 AM
VA & VA Jumbo Rates back near all time lows.     Great rates available now on VA Loans, VA Jumbo Loans, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance
The recent upward trend of mortgage rates following the Fed's QE2 program has reversed, and rates are now back near all-time lows.   This has resulted in very low rates for VA Loans, VA Jumbo Loans, VA High Balance Loans, VA Refinance, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance.  VA Loan rates and VA Jumbo rates for VA loans over $417,000 are back near their lowest point ever now.   
(0 comments)

san francisco: Using your VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan - 10/19/10 05:24 PM





Using your VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for San Francisco  Veterans and Active Duty Military to refinance a San Francisco home or San Francisco condo.   We thought it would be a good idea to quickly review the benefits of VA Loans for our San Francisco Veterans, and a few ways to use them to your benefit. 
Check out the 2011 updates for San Francisco VA Loans here.
VA Loans require zero downpayment up to $962,500 … (0 comments)

san francisco: Using your VA Home Loan Benefit in San Francisco, part 1 - Purchase a home - 10/19/10 05:23 PM
Using your VA Home Loan Benefit in San Francisco, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for San Francisco Veterans and Active Duty Military to purchase a home or condo.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.  (click here for 2011 updates on San Francisco VA Options)
VA Loans require zero downpayment up to $962,500 in San Francisco.
VA Jumbo Loans - zero downpayment required up to $962,500 VA Jumbo Loans are also known … (0 comments)

san francisco: Using your VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan - 10/19/10 04:11 PM







Using your VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to refinance an Oakland home or Oakland condo.  We thought it would be a good idea to quickly review the benefits of VA Loans for our Oakland Veterans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $962,500 in Oakland and throughout Alameda County.  
VA Refinance Loans - available up to … (0 comments)

san francisco: Using your VA Home Loan Benefit in Oakland, part 1 - Purchase a home - 10/19/10 04:10 PM
Using your VA Home Loan Benefit in Oakland, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to purchase a home or condo utilizing a VA Loan.  We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.   (check out the 2011 updated page here)
VA Loans require zero downpayment up to $962,500 in Oakland.

VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up … (0 comments)

san francisco: 2011 FHA Loan Limits for California - 10/17/10 07:54 AM
 
2011 FHA Loan Limits for California
VanDyk offers FHA Loans up to the full FHA loan limit for every county that we serve.   FHA Loans for single family homes are available up to $729,750 in higher cost counties such as Los Angeles, San Francisco, Alameda, Contra Costra, Monterey, Orange County, Santa Clara, Santa Cruz, Ventura, San Benito, Marin, and Santa Barbara.   San Diego Homebuyers and Homeowners can get FHA Loans up to $697,500, Riverside and San Bernardino up to $500,000, Sacramento, El Dorado, and Placer counties up to $580,000.  Here is a list of the 2011 FHA loan limits for Single … (0 comments)

san francisco: Good news for California homeowners and Home buyers: High Cost Loan Limits extended into 2011 - 10/17/10 07:27 AM
Good news for California homeowners and Home buyers: High Cost Loan Limits extended into 2011. 
Congress has extended the High Cost Loan limits for Conforming loans and FHA until Sept 30, 2011.  
This allows the higher "temporary high cost" limits up to $729,750 to remain in place for areas such as Los Angeles, Orange County, San Francisco, Oakland, San Jose, San Mateo, Ventura, Santa Barbara, etc.   San Diego will be allowed up to $697,500 for Conforming Jumbo (aka conforming High Balance) and FHA Loans up to $697,500.   For a complete list of counties,  please see our main webpage … (0 comments)

san francisco: All time low rates on Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans AKA High Balance - 09/15/10 07:02 PM
All time low rates on Conforming Jumbo Purchase and Conforming Jumbo  Refinance Loans AKA High Balance
Rates for Conforming Jumbo Purchase and Conforming Jumbo Refinance Loans  (aka Conforming High Balance Loans, Super Conforming, or Fannie Mae High Balance Loans) are at continued all -time lows this week.   Ask us about no point/ no fee options. 
World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.  This has driven down US Mortgage rates, especially Conforming High Balance Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    … (0 comments)

san francisco: VA & VA Jumbo Rates at all time lows. The time is now to Refi and Purchase a home - 09/15/10 07:00 PM
VA & VA Jumbo Rates at all time lows.    Rate Alert - Great rates available now on VA Loans, VA Jumbo Loans, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance
The continued flight of money markets to the safe haven of Treasuries and Mortgage Bonds has resulted in very low rates for VA Loans, VA Jumbo Loans, VA High Balance Loans, VA Refinance, VA Streamline IRRRL refinance and VA Jumbo Streamline IRRRL Refinance.  VA Loan rates and VA Jumbo rates for VA loans over $417,000 are at their lowest point ever now.   
If your current VA Rate is too high (5.25% or higher),  … (0 comments)

san francisco: Using your VA Home Loan Benefit in Los Angeles -part 2 - refinance your home with a VA Loan - 08/28/10 08:57 AM
Using your VA Home Loan Benefit in Los Angeles -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Los Angeles Veterans and Active Duty Military to refinance a LA home or Los Angeles condo.   We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $700,000 in Los Angeles, throughout Los Angeles County. 

VA Refinance Loans - available up to 90% of your homes value VA Jumbo … (0 comments)

san francisco: VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve - 08/28/10 08:26 AM
VA Jumbo Purchase Loans - Filling in the gaps that Conventional loan don't serve.  
This may sound a little backwards from what you may have thought, seen or heard in the past about VA Loans, specifically VA Purchase Loans.   VA now allows higher loan amounts up to $1,500,000, and VanDyk Mortgage offers these throughout California and Washington.
Conventional Loans require more equity for Jumbo loan amounts over $417,000 for purchase of a home or condo than typical VA requirements.  True Jumbo Conventional Loans require at least 20% down payment to purchase a home, and more if you exceed $625K. … (0 comments)

san francisco: California Mortgage Market Update for August 24-2010 - 08/24/10 05:11 AM
California Mortgage Market Update for August 24-2010
Rates on Home loans continue at all time low rates this week.  World money market worries have driven investors to the safe haven of Mortgage Bonds and Treasuries for their monies, which are the basis of US Mortgage Rates.  
There have never been lower rates for FHA & FHA Jumbo Loans, VA & VA Jumbo loans, Conforming Loans, or Conforming Jumbo Loans.   If you have thought about refinancing, now is the time to talk to an expert.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter … (0 comments)

san francisco: VA Loan Benefit for California Veterans and CA Active Duty Military - 08/08/10 06:27 AM
VA Loan Benefit for California Veterans and CA Active Duty Military
California Veterans and CA Active Duty Military Personnel have access to higher VA guarantee limits than many other states.  The higher VA Guarantee allows California Vets the opportunity to purchase a home with zero downpayment up to $962,500 in select Bay Area Counties such as San Francisco, San Mateo, Contra Costa, Marin, and Alameda.   Los Angeles VA Loans are available up to $593,750 with no down payment.    2011 VA Loan updates here
We are also able to exceed the VA County VA Loan limit with downpayment of 25% of the … (0 comments)

san francisco: An overview of the California VA Loan process - 07/25/10 01:47 PM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage in California is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

san francisco: Mortgage Rate Alert - all -time lows - 07/22/10 10:43 AM
Immediate Rate Alert!   All-time low rates are available on FHA, VA & Conventional Loans available now.    
30 year fixed rate loans for Purchase & Refinance including all of the following loan types are at all-time lows:
FHA for purchase or refinance VA for purchase or refinance Conforming for purchase or refinance FHA Jumbo VA Jumbo Conforming Jumbo FHA Streamline Refinance VA IRRRL Streamline Refinance FHA Jumbo Streamline Refinance VA Jumbo IRRRL Streamline Refinance Home Affordable Refinance 203K Rehab Loans for purchase or refinance Whether you are purchasing a home or need to refinance to lock in these low rates, Do … (0 comments)

san francisco: VA Condo Loans -VA Loans for the purchase and refinance Condos - VA Jumbo Too - 06/19/10 05:38 AM
VA Condo Loans -VA Loans for the purchase or refinance Condo's and Condominiums.  We also offer VA Jumbo Loans for Condo's too!
VanDyk Mortgage offers VA Loans and VA Jumbo Loans for the purchase or refinance of Condominiums.  While changes in the past couple years have made it difficult to purchase condo's with FHA and Conventional loans, the VA allows many benefits and advantages when financing a Condo.

The first step is to determine if the condo unit qualifies for a VanDyk VA Condo Loan.  To qualify, the condo must be on the VA Approved Condo list, which includes many existing complexes.   You can search here for VA … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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