san francisco: Congress Approves higher Loan Limit Extension through 2010 - 10/30/09 06:55 AM
Congress Approves higher Loan Limit Extension through 2010
Today,  Congress approved an extension of higher loan limits for FNMA, FHLMC, and FHA (Fannie Mae, Freddie Mac & FHA) that will extend the current loan limits in place for 2009 to the end of 2010.   This will help avoid any disruption in the mortgage market as the housing sector tries to recover.  
The loan limits for your area can be found by clicking on the following links: 
FHA Loan Limits for high cost counties
Fannie & Freddie Loan Limits for high cost counties
VA Loan limits for high cost counties
VanDyk Mortgage … (0 comments)

san francisco: The Home Ownership Accelerator is back - 10/25/09 04:27 AM
The Home Ownership Accelerator is back!   (aka the HOA).  
We are proud to announce that we are again offering the Home Ownership Accelerator loan (HOA).  
One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program.   This loan program allowed USA homeowners the power to utilize interest saving techniques used in Australia & much of Europe to pay off their Home Mortgage Early without paying any extra money each month.    The Program has helped thousands of US homeowners speed up their loan payoff by years while maintaining their current lifestyle and no reduction in available spending … (0 comments)

san francisco: VA loans fast becoming the best choice for Vets to Refinance & purchase homes - 04/26/09 05:13 AM
VA loans are fast becoming the best choice for Vets to Refinance and purchase their homes.    
Recent enhancements to VA guidelines now allow Veterans and Active Duty Military to refinance out of Conventional, Jumbo, Sub-Prime, Alt-A, Option ARM, and other non VA loans into Safe fixed rate VA Loans.  (see our recent post on VA loan changes here).  
The old VA Limit for these refinances was $144000, regardless of where you lived and your county loan limit.     2009 brought changes to both the VA Loan limits and the way VA calculates your eligibility for Guarantee.   If you have full elibility (or fully restored entitlement) you can purchase … (0 comments)

san francisco: 90% no MI - Investment property purchase loans- California - 03/14/09 05:55 PM
90% no MI - Investment property purchase loan - California   Just 10% down payment.  
Yes, 10% down,  no MI.   This is for real.   In our last post on our innovative new "Fannie Foreclosure Mover Loan"   I forgot to mention that this program is available to Investors!   Investors can purchase select homes owned by Fannie Mae with just 10% down.  Even in California, Florida, and other Declining markets.  Even better, the Fico Minimums are reasonable, 660 for loans under $417K.   This program even allows ficos down to 580 with 20% downpayment.    This is a great loan product for Non Owner Occupied purchases.  
For … (0 comments)

san francisco: Jumbo Loan program Update - 02/08/09 09:11 AM
VanDyk Mortgage is proud to introduce our new Jumbo Loan Programs.   We call it our Premier Jumbo Line.    
Here are the basics:   
> Available in 3yr ARM, 5 yr ARM, or 7 yr ARM  (+ 15 yr fixed).
> Principal & Interest or Interest Only (10 yr period)
> Loan to Value ratios up to 80%  (70% in declining markets, call for details on your market status)
> Loan amounts up to $2 million
> Competitive rates, similar to Conforming Jumbo Rates  (unlike most Jumbo programs that are well over 8-9%, these are typically under 6.5% and sometimes even … (0 comments)

san francisco: 2009 VA refinance rules help Veterans & Active Duty Service members out of ARM loans - 02/08/09 07:57 AM
New VA rules for 2009 have created better Refinance options for US Vets & Active Duty Service Members.   The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value.   This new program can help thousands of USA Vets & Active Duty Service Members to save their homes, protect their financial future, and start building wealth for the future. 
If you need to Refinance your Non-VA home loan, the new VA Refinance offers you the best option for affordability, and it is very reasonable … (0 comments)

san francisco: January 11th, 2009 - 01/11/09 04:35 PM
This is a test post.  
 
www.vandykfunding.com www.fhadirectlenders.com www.ajsandiego.com
(0 comments)

san francisco: Please don't fear the Rehab project - 08/10/08 06:19 PM
This post isn't talking about some hollywood celebrity fearing another stay at the Betty Ford Clinic, rather it is regarding Realtors & HomeBuyers fearing the Rehab Property and the Rehab loan.Many Realtors & Homebuyers are discouraged when they see a bank-owned REO or Bank Repo that is in exceptionally Poor Condition.  Dirty, filthy carpets, dire need of fresh paint, needs new appliances, and otherwise simple repairs, but they all cost money.  The problem is that the house just doesn't show well.  It leaves a bad taste in your mouth just looking at it.   But for those with a little design vision … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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