spokane: Improved Options for Spokane FHA Streamline Refinances for 2012 - 08/12/12 01:40 PM
Improved Options for Spokane  FHA Streamline Refinances for 2012
Improved Options for Spokane FHA Streamline Refinances are coming.  The Whitehouse authorized changes to the FHA Streamline Refinance Program are available now, and will help many Spokane Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
The options for FHA Streamlines for Spokane and Spokane County  Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers. The new program will reduce the Upfront Mortgage Insurance Premium (UFMIP) to .01% according the news release by … (0 comments)

spokane: Washington FHA Streamline Refinances- not restricted to your current Lender - 06/20/12 08:07 AM
Washington FHA Streamline Refinances- improved optons for 2012 available now - we have no current Lender Restrictions!
Some major Lenders have announced additional restrictions on FHA Streamlines.   They no longer allow you to refinance your FHA Loan with them using a FHA Streamline, unless your current FHA or FHA Jumbo Loan is with them (ie Wells Fargo among others).  We do not restrict you from qualifying for a FHA or FHA Jumbo Streamline refinance with us based on your current Lender.  We will approve you based on your qualification, not who is your current Lender.  
VanDyk Mortgage also offer … (0 comments)

spokane: Washington FHA Jumbo Streamline Refinances - 06/19/12 03:22 AM
Washington FHA Jumbo Streamline Refinances
Improved Options for Washington FHA Streamline Refinances are now here.  The Whitehouse authorized changes to the FHA Streamline Refinance Program  are now available.    These FHA Streamline Fee reductions will help many Washington Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
We offer FHA Jumbo Streamlines that exceed the current FHA Loan Limits
The options for FHA Streamlines for Washington Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers.  The new program will reduce the … (0 comments)

spokane: Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012 - 03/31/12 02:17 AM
Enhanced Refinance Options for Spokane Fannie Mae and Freddie Mac Loans - HARP 2012
Fannie Mae & Freddie Mac have both extended and enhanced the HARP Refinance program for 2012 for Spokane homeowners.  HARP = Home Affordable Refinance Program for Conventional Conforming loans.
This program offers savings for Underwater and upside down Spokane Homeowners!  Many homeowners previously denied for Harp Refinance Loans will now qualify.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized improvements and an extension on the HARP Refinance initiative in 2012 for Spokane, Washington Homeowners.  This is also called the Home Affordable Refinance Program.   … (0 comments)

spokane: Can I Purchase a home in Washington with no PMI or MIP? - 02/24/12 01:30 AM
Can I Purchase a home in Washington with no PMI or MIP?  
We offer Washington State Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.  We offer the NO PMI Purchase Loan up to $417K loan amounts.  
We offer up to 95% financing in Washington with no MI, PMI, or MIP. 
Many Washington State Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up to … (0 comments)

spokane: New Washington State VA Loan Limits for 2012 Announced by VA - 12/08/11 11:39 AM
New Washington State VA Loan Limits for 2012 Announced by VA 
The VA has announced the 2012 Washington State VA Loan Limits that will be effective Jan 1, 2012 - Dec 31, 2012.   New VA Loan Limits in 2012 are capped at $625,500 due to changes in the formula the Veterans Administration is required to use.  
Loan Limits in Washington counties such as King, Pierce and Snohomish counties allow 100% VA Financing up to $458,850 and San Juan county up to $432,400.  
Please see the entire list of WA VA Loan Limits below,  any counties not listed have a … (0 comments)

spokane: The MI Removal Loan - Spokane Refinance - up to 95% ltv with no PMI, no MI, and no MIP. Available up to $417K - 09/11/11 12:13 PM
The MI Removal Loan - Spokane Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Spokane, Washington with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Spokane Area and Washington State homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your … (0 comments)

spokane: Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - 08/20/11 12:50 PM
Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized a 1 year extension on the HARP Refinance initiative until June 2012 for Washington Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows Washington homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, higher Loan to Values allowable, reduced income documention, etc.
The Fannie Mae program is called Harp, Refi Plus … (0 comments)

spokane: USDA Streamline Refinance options in Washington - 08/20/11 10:34 AM
USDA Streamline Refinance options in Washington   
You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   Washington Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a … (0 comments)

spokane: Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane Area - 07/03/11 03:25 PM
This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  
Spokane Conventional Loans with 3% down payment - 97% conventional financing options for the Spokane  Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Spokane Homebuyers.    Here are some basic details:
The Spokane Area is now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider WA a declining market, so we are able to offer these enhance financing options … (0 comments)

spokane: Using your VA Home Loan Benefit to purchase a Duplex or 2, 3 or 4 Unit property in Washington - 07/03/11 01:01 PM
Using your VA Home Loan Benefit to purchase a Duplex or 2, 3 or 4 Unit property in Washington 
We offer VA Loans to finance the Purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex).  This can be a great investment strategy, as you can live in one of the units and rent out the other units. This awesome opportunity that requires Zero Downpayment or Equity up to the VA Loan Limits for your county, and that you live in and occupy one of the units to qualify for VA Financing.
You can use … (0 comments)

spokane: USDA Rural Development Loans - a 100% financing solution for Washington Homebuyers - 03/19/11 06:13 AM
USDA Rural Development Loans - a 100% financing solution for Washington Homebuyers
Washington State Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify, however single family homes and condos can qualify.  The program is designed to help develop home buying options in less densely populated areas of Washington State that may be underserved by mainstram home loans.   There are many … (0 comments)

spokane: 2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011 - 10/17/10 07:38 AM

2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011
Fannie Mae & Freddie Mac have retained the Temporary High Cost 2010 loan limits for 2011 until Sept. 30th, 2011.   The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae … (0 comments)

spokane: Seattle FHA Loans - How to utilize an FHA Loan to refinance - scenario 1 - 09/17/10 02:19 PM

Seattle FHA Loans - How to utilize an FHA Loan to refinance - scenario 1
Here is a scenario to show why it can be beneficial to Refinance your loan or loans into a safe, secure, fixed rate FHA Loan.   Let's say you live in Bellevue, Washington.    Your home is worth $550K and you currently owe $430K on your first mortgage, and you have a second mortgage for $75K.  You utilized the $75K to completely remodel and upgrade your home, and pay off a few debts along the way.   New Kitchen, Baths, flooring, windows, etc.  You have put alot … (0 comments)

spokane: Spokane Valley WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving the Spokane Valley - 09/12/10 03:57 AM

Spokane Valley WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving the Spokane Valley
VanDyk Mortgage is your source for VA Loans and FHA Loans in Spokane Valley.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Spokane Valley Homebuyers and Spokane area Homeowners to Purchase and refinance homes..
FHA Loans for Purchase and refinance VA & VA Jumbo (aka High Balance) for Purchase and refinance Conforming Loans for Loans for Purchase and refinance Jumbo Loans to $3m … (0 comments)

spokane: Puyallup WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender - 09/06/10 01:09 PM

Puyallup WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Puyallup.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Puyallup Homebuyers and Seattle Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Puyallup FHA Loans … (0 comments)

spokane: Vancouver, WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender serving Vancouver - 09/06/10 10:45 AM
Vancouver, WA - VA Loans and FHA Home Mortgage Loans Info
VanDyk Mortgage is your source for VA Loans and FHA Loans in Vancouver. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Vancouver Homebuyers and Clark County Homeowners to Purchase and refinance homes..
FHA Loans for Purchase and refinance VA & VA Jumbo (aka High Balance) for Purchase and refinance Conforming Loans for Loans for Purchase and refinance Jumbo Loans to $3m Vancouver FHA Loans are available up to $418,750 with just 3.5% down payment. … (0 comments)

spokane: Spokane WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving Spokane - 09/04/10 06:05 AM

Spokane WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving Spokane
VanDyk Mortgage is your source for VA Loans and FHA Loans in Spokane. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Spokane Homebuyers and Spokane area Homeowners to Purchase and refinance homes..
FHA Loans for Purchase and refinance VA & VA Jumbo (aka High Balance) for Purchase and refinance Conforming Loans for Loans for Purchase and refinance Jumbo Loans to $3m Spokane FHA Loans are available up to … (0 comments)

spokane: Market Alert - Opportunity time for low rates on Conventional Purchase and Refinance Loans - 08/24/10 05:28 AM
Opportunity time for low rates on Conventional Purchase and Refinance Loans
Rates for Conventional Purchase and Refinance Loans  (aka Conforming Loans or Fannie Mae Loans) continue to remain at all -time lows today.   
World and Euro Money market worries continue to cast doubt about the economic recovery worldwide.  This has driven down US Mortgage rates, especially Conforming Loans and Conventional Loans under $417K such as Fannie Mae and Freddie Mac Loans.   
If your current Interest Rate is too high (5.375% or higher),  please give us a call to get started and lock in your low rate.    These rates will not last, the markets are very volatile.   … (0 comments)

spokane: An overview of the Washington VA Loan process - 07/09/10 06:12 AM
An overview of the Washington VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to Washington VA Loans. 
The process for purchasing a home with a VA Mortgage in Washington is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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