tacoma: Improved Options for Tacoma FHA Streamline Refinances for 2012 - 08/12/12 01:39 PM
Improved Options for Tacoma  FHA Streamline Refinances for 2012
Improved Options for Tacoma FHA Streamline Refinances are coming.  The Whitehouse authorized changes to the FHA Streamline Refinance Program are available now, and will help many Tacoma Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
The options for FHA Streamlines for Tacoma and Pierce County  Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers. The new program will reduce the Upfront Mortgage Insurance Premium (UFMIP) to .01% according the news release by … (0 comments)

tacoma: 2012 Washington State VA Loan Limits - 08/10/12 12:50 AM
2012 Washington State VA Loan Limits - updated Aug 2012
The Veterans Administration, in concert with some help from Congress now allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at increased loan amounts for the remainder of 2012,  higher than the old VA limits. 
Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, and Woodinville may qualify for a 100% VA Jumbo loan up to $498,750.   Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Spanaway, … (0 comments)

tacoma: Washington FHA Streamline Refinances- not restricted to your current Lender - 06/20/12 08:07 AM
Washington FHA Streamline Refinances- improved optons for 2012 available now - we have no current Lender Restrictions!
Some major Lenders have announced additional restrictions on FHA Streamlines.   They no longer allow you to refinance your FHA Loan with them using a FHA Streamline, unless your current FHA or FHA Jumbo Loan is with them (ie Wells Fargo among others).  We do not restrict you from qualifying for a FHA or FHA Jumbo Streamline refinance with us based on your current Lender.  We will approve you based on your qualification, not who is your current Lender.  
VanDyk Mortgage also offer … (0 comments)

tacoma: Washington FHA Jumbo Streamline Refinances - 06/19/12 03:22 AM
Washington FHA Jumbo Streamline Refinances
Improved Options for Washington FHA Streamline Refinances are now here.  The Whitehouse authorized changes to the FHA Streamline Refinance Program  are now available.    These FHA Streamline Fee reductions will help many Washington Homeowners with FHA Loans made prior to June 1, 2009 save hundreds per month.
We offer FHA Jumbo Streamlines that exceed the current FHA Loan Limits
The options for FHA Streamlines for Washington Homeowners have been prohibitive the past couple years due to increased FHA Mortgage Insurance rates.   The new FHA Streamline Changes reduce fees for FHA Streamline Borrowers.  The new program will reduce the … (0 comments)

tacoma: VA IRRRL Streamline Refinance for Rental Home in Washington? - 03/09/12 02:31 AM
VA IRRRL Streamline Refinance for Rental Home in Washington?  (ie  Non-owner occupied home or Investment home?)
Can I use the VA IRRRL Streamline Option for my Washington VA Loan on a Rental home?  This is a common question for  Washington  Veterans and Active Duty Military Personel who have utilized their VA Benefit to purchase a home in  Washington  using a VA Loan, and then are transferred to another area via PCS, or perhaps they have purchased another home to keep up with family size, larger home needs, relocate, etc.  
So what is the answer to the question - Can I get a VA IRRRL Streamline Refinance … (0 comments)

tacoma: Can I Purchase a home in Washington with no PMI or MIP? - 02/24/12 01:30 AM
Can I Purchase a home in Washington with no PMI or MIP?  
We offer Washington State Homebuyers up to 95% ltv with no monthly PMI, MI, or MIP.  We offer the NO PMI Purchase Loan up to $417K loan amounts.  
We offer up to 95% financing in Washington with no MI, PMI, or MIP. 
Many Washington State Homebuyers ask the question:  Can I get a Home Loan without PMI or MIP to buy a home?   How do I avoid PMI or MIP?  (or Mortgage Insurance?).   The answer is our NO PMI Purchase Loan - available up to … (0 comments)

tacoma: VA IRRRL Streamline Refinance for Washington Non-owner occupied home - 02/04/12 04:12 AM
Can I get a VA IRRRL Streamline Refinance for my Washington Non-owner occupied home?  
This is a common question for many Washington state Veterans and Washington based Active Duty Military Personel who have utilized their VA Benefit to purchase a home in Washington using a VA Loan, and then are transferred to another area, often via PCS out of state.   Or if they have purchased another home to adjust to a new family size or larger home, etc.  
So what is the answer to the question - Can I get a VA IRRRL Streamline Refinance for my Non-owner occupied … (0 comments)

tacoma: New Washington State VA Loan Limits for 2012 Announced by VA - 12/08/11 11:39 AM
New Washington State VA Loan Limits for 2012 Announced by VA 
The VA has announced the 2012 Washington State VA Loan Limits that will be effective Jan 1, 2012 - Dec 31, 2012.   New VA Loan Limits in 2012 are capped at $625,500 due to changes in the formula the Veterans Administration is required to use.  
Loan Limits in Washington counties such as King, Pierce and Snohomish counties allow 100% VA Financing up to $458,850 and San Juan county up to $432,400.  
Please see the entire list of WA VA Loan Limits below,  any counties not listed have a … (0 comments)

tacoma: The MI Removal Loan - Tacoma Refinance - up to 95% ltv with no PMI, no MI, and no MIP. Available up to $417K - 09/11/11 12:18 PM
The MI Removal Loan - Tacoma Refinance - up to 95% ltv with no PMI, no MI, and no MIP.   Available up to $417K loan amounts.  
We offer up to 95% financing in Tacoma, Washington with no MI, PMI, or MIP. 
Recent changes to FHA Streamline MIP Rates have made streamline refinancing FHA Loans less attractive for Tacoma Area and Washington State homeowners, as the Monthly MIP Charge is double what is was just 2 years ago (now at a1.15% annual factor.   You can utlize our MI Removal Loan to get the monthly savings you deserve.
You can refinance your … (0 comments)

tacoma: Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - 08/20/11 12:50 PM
Fannie Mae & Freddie Mac extend HARP Refinance program into 2012 for Washington homeowners - HARP -Home Affordable Refinance Program for Conventional Conforming loans.
The Regulator for Government run Fannie Mae and Freddie Mac has authorized a 1 year extension on the HARP Refinance initiative until June 2012 for Washington Homeowners.  This is also called the Home Affordable Refinance Program.   This program allows Washington homeowners with loans currently owned by Fannie Mae or Freddie Mac to refinance with expanded qualifications such as reduced appraisal requirements, higher Loan to Values allowable, reduced income documention, etc.
The Fannie Mae program is called Harp, Refi Plus … (0 comments)

tacoma: Tacoma Conventional Loans with 3% down payment - 97% conventional financing options for the Tacoma and Pierce County Area - 07/03/11 03:37 PM
***this product is no longer available as of Jan 10-2014 
Tacoma Conventional Loans with 3% down payment - 97% conventional financing options for the Tacoma and Pierce County Area
VanDyk Mortgage offers Conventional Purchase loans up to $417,000 with just a 3% down payment for Tacoma, Washington Homebuyers.    Here are some basic details:
Tacoma and Washington state is now eligible for our Conventional Fannie Mae Loans up to 97% Loan to Value - Only 3% down payment is required.    We do not consider Tacoma, WA a declining market, so we are able to offer these enhance financing options for … (0 comments)

tacoma: Seattle VA Loans and VA Jumbo Loans - VA Loans to buy or refinance Homes in Seattle - 03/19/11 07:08 AM
Seattle VA Loans and VA Jumbo Loans - VA Loans to buy or refinance Homes in Seattle
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Homes in Seattle.   The tightening credit market of the past couple years has made it more difficult to attain financing as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions to lending, both in the way of reduced eligibility and also increased restrictions.  
In comes the VA to the rescue for Seattle Veteran Home Buyers and Seattle Vet homeowners.   
VanDyk Mortgage offers VA financing with VA Loans up to $417,000 and we also offer VA … (0 comments)

tacoma: Tacoma VA Loans for Condo Financing - purchase or refinance - 01/22/11 09:48 AM
Tacoma VA Condo Loans - Veterans can use VA Loans to buy or refinance Condo's and  Condominiums in Tacoma 
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Tacoma.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents … (0 comments)

tacoma: 2011 Washington State VA Loan Limits. - 12/03/10 08:00 AM

2011 Washington State VA Loan Limits.
The Veterans Administration, in concert with some help from Congress in 2008 now allows Veterans and Active Duty Military Personnel to purchase homes in higher cost areas such as California and Washington at loan amounts much higher than the old VA limits.  Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, and Woodinville may qualify for a 100% VA Jumbo loan up to $500,000.   Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Spanaway, Roy, Sumner and  Fife can borrow up … (0 comments)

tacoma: 2011 FHA Loan Limits for Washington - 10/17/10 07:59 AM
2011 FHA Loan Limits for Washington
VanDyk is proud to be a FHA Full Eagle Direct Endorsement Lender.   What is that?  We are a FHA Direct lender with the full support of HUD, the US Department of Housing & Urban Development.   We offer FHA loans in all areas of Washington State for Purchase, Refinance, cash-out refinance or FHA Streamline.  We also specialize in FHA Jumbo Loans, as available up to your County limit for FHA Loans.'
We offer FHA Loans for Single Family Homes up to $567,500 in King, Snohomish, and Pierce Counties.  Up to $593,750 in San Juan County, and … (0 comments)

tacoma: 2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011 - 10/17/10 07:38 AM

2011 Washington FNMA & FHLMC loan limits - WA Fannie Mae & Freddie Mac Loan limits for 2011
Fannie Mae & Freddie Mac have retained the Temporary High Cost 2010 loan limits for 2011 until Sept. 30th, 2011.   The standard conventional loan limit remains at $417K accross the USA.  This is also called the Conforming Loan Limit ($417K).   High Cost Areas have loan limits based on the new formula in the 2008 housing bill passed in July of 2008, and are also called Conforming Jumbo, High Balance, or Super Conforming loans.
There are different ratios and loan to value ratios for the Fannie Mae … (0 comments)

tacoma: Tacoma VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & VA Jumbo Lender - 09/30/10 07:53 AM

Tacoma VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Tacoma.   We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Tacoma Veteran Homebuyers and Tacoma area Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance VA Jumbo IRRRL Streamline Refinance Tacoma VA Loans are available up to $500K with zero downpayment. The Tacoma VA Loan Limit in … (0 comments)

tacoma: Seattle VA and VA Jumbo Home Loan info - Direct Lender - 09/29/10 07:25 AM
Seattle VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Seattle.   We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Seattle Veteran Homebuyers and Seattle Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance VA Jumbo IRRRL Streamline Refinance eattle VA Loans are available up to $500K with zero downpayment. … (0 comments)

tacoma: Seattle FHA Loans - How to utilize an FHA Loan to refinance - scenario 1 - 09/17/10 02:19 PM

Seattle FHA Loans - How to utilize an FHA Loan to refinance - scenario 1
Here is a scenario to show why it can be beneficial to Refinance your loan or loans into a safe, secure, fixed rate FHA Loan.   Let's say you live in Bellevue, Washington.    Your home is worth $550K and you currently owe $430K on your first mortgage, and you have a second mortgage for $75K.  You utilized the $75K to completely remodel and upgrade your home, and pay off a few debts along the way.   New Kitchen, Baths, flooring, windows, etc.  You have put alot … (0 comments)

tacoma: Puyallup WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender - 09/06/10 01:09 PM

Puyallup WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Puyallup.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Puyallup Homebuyers and Seattle Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Puyallup FHA Loans … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

Email Me

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


Listings

Links

Archives

RSS 2.0 Feed for this blog