usda: New USDA property maps delayed - 01/28/14 09:14 AM
New USDA property maps delayed
USDA announced today that the new USDA Property Eligibility Maps based on 2010 Census data will not go into effect until Oct 1, 2014.   This could change if congressional action ensues in the interrim.   Most areas are still utilizing maps based on 2000 Census data until Oct 1, 2014, which includes many areas that would not be considered very Rural from the street.   
To view both the current eligibility maps, and the "future USDA RD eligibility areas",  check out this link to the USDA RD Eligibility page.
For help with purchasing a home … (0 comments)

usda: We are now Serving Georgia Home Buyers and Home Owners - 09/19/13 04:35 AM
We are now Serving  Georgia Home Buyers and Home Owners
     We are now proudly serving Home Buyers and Home Owners in the State of Georgia.   We will be posting more information on our Loan Programs and how they can help Georgia Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
We look forward to being your Direct Lender of choice for Georgia home loans!
 
Check back … (0 comments)

usda: USDA Refinances are available again as of 10-18-2012 - 10/18/12 07:27 AM
USDA Refinances are available again as of 10-18-2012
The United States Department of Agriculture has announced that USDA RD refinance loans are once again eligible for USDA RD Guarantee and Loan commitment.   They had previously suspended USDA RD Refinances in August of 2012 due to funding shortfalls.   The Reinstatement of USDA Refinances comes with their new fiscal year funding for USDA RD Home Loans.  
If you have a USDA RD Loan with an interest rate of 4.75% or higher,  you may be able to save on your monthly payment.   Contact us for a quote. 
For all USDA … (0 comments)

usda: Rate Alert - USDA Streamline Refinance - the time is now - 06/28/12 01:19 PM
Rate Alert - USDA Streamline Refinance - the time is now
There has never been a better time to take advantage of record Low Rates to  Refinance your USDA Rural Development Loan.   Use the USDA Streamline Refinance to get into a lower rate and payment with our USDA Streamline Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.   Loan rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development … (0 comments)

usda: USDA Streamline Refinance options in California for 2012 - 01/14/12 11:33 AM
USDA Streamline Refinance options in California for 2012
Take advantage of record Low Rates -  Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamline Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?” or "I heard that USDA was no longer allowing Refinances".    The answer is Yes, you can Refinance your Rural … (0 comments)

usda: Can I Refinance my USDA RD Loan in 2012? - 01/14/12 11:29 AM
Can I Refinance my USDA RD Loan in 2012?   
The answer is YES!  You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?” " I heard that the USDA Loan Program didn't offer Refinances"  The answer to these questions is Yes, you can Refinance your Rural Housing Loan from USDA.   If your current Home Loan is a Guaranteed Rural Housing loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance … (0 comments)

usda: 100% financing in California - 2012 Loan Options - 01/14/12 11:19 AM
100% financing in California - 2012 Loan Options
There have been alot of change in the Mortgage industry the past couple years, especially with regard to 100% financing, or no-money down loans to purchase a home.   We offer two separate US Government backed programs that allow for zero down, or no down payment financing of your new home. The VA Loan and the USDA Rural Development Loan both allow 100% financing and require no downpayment.   Learn more about our VA Loans and VA Jumbo Loans on our VA pages (click the links).   VA Jumbo's are VA Loans for high cost markets that exceed the … (0 comments)

usda: USDA Loans - Maximum Seller Contribution now allowed up to 6% - 08/20/11 12:07 PM
USDA Loans - Maximum Seller Contribution now allowed up to 6%
Many homebuyers utilizing the USDA Rural Housing Program are able to negotiate Closing Costs and Prepaid Items such as Property Taxes and Insurance to be paid by the seller in the form of Seller Contributions.   
While Conventional Loans limit the Seller Contribution to 3% on low downpayment loans,  we allow the Seller to contribute up to 6% of the sales price towards your USDA Home Loan closing and settlement costs. YES,  6%,
Call the Government Loan Pros at VanDyk Mortgage to get started with your USDA RD Home Purchase. 
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usda: USDA Streamline Refinance options in California - 08/20/11 10:42 AM
USDA Streamline Refinance options in California 
You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.  California Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my California USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a USDA Guaranteed … (0 comments)

usda: USDA Streamline Refinance options in Washington - 08/20/11 10:34 AM
USDA Streamline Refinance options in Washington   
You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   Washington Residents with USDA Homes Loans may benefit from lowering the rate and payment on current USDA Guaranteed or USDA Direct Home Loans.    Rates have never been lower on USDA, RD, or GRH Loans.  
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).   If your current Home Loan is a … (0 comments)

usda: Can I Refinance my USDA RD Loan? - 08/20/11 10:26 AM
Can I Refinance my USDA RD Loan?   
The answer is YES!  You can Refinance your USDA Rural Development Loan into a lower rate and payment with our USDA Streamlined Refiinance Loan Program.   
We hear this question often:  “Can I Refinance my USDA Rural Development Loan?”  The answer is Yes, you can Refinance your Rural Housing Loan from USDA (both Guaranteed and Direct).  .  If your current Home Loan is a Guaranteed Rural Housing loan or a USDA Section 502 Direct loan, you can Refinance into a lower Interest Rate and Payment with our USDA Streamline Refinance Loans. 
WE allow … (0 comments)

usda: USDA Loan rates at all time lows - USDA RD Purchase and USDA RD Streamline Refinance Loans - 08/04/11 06:50 AM
USDA Loan rates at all time lows - for both USDA RD Purchase and USDA Refinance Loans.    
The turmoil of the Debt Ceiling Saga in DC along with continued worries about the US Economy and the Eurozone and resulted in a flight in the money markets to the safe haven of Treasuries and Mortgage Bonds.   This has resulted in very low rates for USDA Loans and USDA Streamline Refinance Loans.   USDA Loan rates and USDA Streamline rates are at their lowest point ever now.   
If your current USDA Rate is too high (4.875% or higher),  please give us a … (0 comments)

usda: 100% financing in California - 2012 Options - 05/30/11 09:16 AM
100% financing in California - 2012 Options
Much has changed in the Mortgage industry in the past few years, especially in regards to 100% financing, or no-money down loans to purchase a home.   We offer two US Government backed programs that allow for zero down, or no downpayment financing of your new home. The VA Loan and the USDA Rural Development Loan both allow 100% financing and require no downpayment. Learn more about our VA Loans and VA Jumbo Loans on our VA pages (click the links). VA Jumbo's are VA Loans for high cost markets that exceed the standard … (0 comments)

usda: Sacramento VA Loans, FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender. - 05/28/11 11:55 AM
 
Sacramento VA Loans,  FHA Loans and Conventional Loans- VanDyk Mortgage - Direct Lender - VA Lender - FHA Lender.
VanDyk Mortgage is your source for VA Loans and FHA Loans in Sacramento. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Sacramento Homebuyers and Sacramento Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo(aka High Balance) VA & VA Jumbo(aka High Balance) Conforming & Conforming Jumbo(aka High Balance or Super Conforming) Jumbo Loans to $3m Sacramento FHA Loans are available up to $580,000 … (0 comments)

usda: USDA Rural Development Loans - a 100% financing solution in 2011 for San Bernardino County Homebuyers - 03/23/11 03:44 PM
 
USDA Rural Development Loans - a 100% financing solution in 2011 for San Bernardino County Homebuyers
San Bernardino County California Home Buyers have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in San Bernardino County, … (0 comments)

usda: USDA Rural Development Home Loans - 100% Financing Solution for Riverside County California - 03/23/11 03:41 PM
USDA Rural Development Loans - a 100% financing solution in 2011 for Riverside County Homebuyers
Riverside California Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in California that qualify for the USDA … (0 comments)

usda: USDA Rural Development Loans - a 100% financing solution for Washington Homebuyers - 03/19/11 06:13 AM
USDA Rural Development Loans - a 100% financing solution for Washington Homebuyers
Washington State Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify, however single family homes and condos can qualify.  The program is designed to help develop home buying options in less densely populated areas of Washington State that may be underserved by mainstram home loans.   There are many … (0 comments)

usda: USDA Rural Development Loans - a 100% financing solution in 2011 for California Homebuyers - 03/19/11 06:02 AM
USDA Rural Development Loans - a 100% financing solution in 2011 for California Homebuyers
California Home Buyers still have access in many areas to a little known US Government Loan Program that offers 100% financing for the purchase of a Home in eligible areas.   USDA Eligible areas have been designated  as "Rural"  due to population density.  Strangely enough,  only non-farm residences can qualify.  The program is designed to help develop home buying options in less densely populated areas that may be underserved by mainstram home loans.   There are many areas in California that qualify for the USDA Rural Development Zero … (0 comments)

usda: The difference between Conventional and Conforming Loans. - 03/28/10 08:48 AM
The difference between Conventional and Conforming Loans.
Ever since I can remember, these two terms are incorrectly referenced in the media, websites, and by Mortgage lenders and Realtors as well.   So what is the difference between a Conventional Loan and a Conforming loan?   Let's start with defining Conventional Loans.   Loans fall into two main categories:  Government and Conventional.  Government loans include FHA Loans (Federal Housing Administration), VA Loans (department of Veterans Affairs) and USDA Rural Development (United States Department of Agriculture).   If a loan is not one of the former three, VA, FHA, or USDA, then it is a Conventional Loan.   Conventional loans are … (0 comments)

usda: January 11th, 2009 - 01/11/09 04:35 PM
This is a test post.  
 
www.vandykfunding.com www.fhadirectlenders.com www.ajsandiego.com
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Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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