va direct lender: VA FAQ #21 - Can I have 2 VA Loans at same time? - 10/05/14 05:13 AM
VA FAQ #21 - Can I have 2 VA Loans at same time?
We work with and speak to many Home Buyers that want to use VA Financing each week.   We hear many Veterans state that would like to utulize their VA Home loan benefit again, but they already have a VA Loan on another home.   With the improvements to the VA Entitlement calculations over the past several years, combined with restored Entitlement after the sale or payoff of your home with a VA or VA Jumbo loan, you may have options to use your VA Loan Benefit again,  even having 2 VA Loans at … (0 comments)

va direct lender: Eastvale FHA Loans - VanDyk Mortgage - California FHA Lender Lender. - 03/23/14 03:49 PM
Eastvale FHA Loans - VanDyk Mortgage - California FHA Lender Lender.   VanDyk Mortgage is your source for FHA Loans Loans in Eastvale.  We have been making FHA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Eastvale Homebuyers and Eastvale Homeowners to Purchase and refinance homes..
FHA Loans -available up to $355,350 for Eastvale 2015 Eastvale FHA Loans are available up to $355,350 with a 3.5% down payment.  The FHA 2015 Loan Limit for Riverside county is $355,350.   
Corona Home Loan information
FHA Home loans in Eastvale, California:
FHA Home Loans require just 3.5% downpayment
FHA Loans up to $355,350  for purchase and Refinance $355,350 is … (0 comments)

va direct lender: Ventura VA Loan Limit for 2014 revised higher - 03/09/14 03:34 PM
Ventura VA Loan Limit for 2014 revised higher
The Ventura VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.    The VA has reassessed their calculations, and increased the Ventura County VA Loan limit to $598,000 for the remainder of 2014.   
This allows Ventura County Vets to purchase a home up to $598,000 with no down payment required, as well as expand VA Refinance options. Ventura Vets can also purchase homes that exceed $598K with an accompanying Down payment of 25% of the difference between the VA County Loan Limit and your purchase price.   
Please … (0 comments)

va direct lender: VA FAQ #9 - Should I get a VA Pre-Qualification or VA Loan Pre-Approval? - 01/10/14 05:05 AM
VA FAQ #9 - Should I get a VA Loan Pre-Qualification or VA Loan Pre-Approval?
YES.   You should get a full VA Loan Pre-Approval before shopping for a Home when planning to use VA Loan Financing from a Direct Lender that specializes in VA and VA Jumbo Loans, such as VanDyk Mortgage.
Why should I get Pre-Approved vs Pre-qualified?  A VA Mortgage Loan Pre-Approval from a VA direct lender is superior to a simplistic VA Loan Pre-qualification.   Our VA Loan Pre-Approval means we have reviewed your documentation, qualifications, credit report, and any special circumstances particular to your situation to ensure that you qualify for a new VA … (0 comments)

va direct lender: VA FAQ #6 What is a VA Direct Lender? - 09/08/13 05:31 AM
VA FAQ #6  - What is a VA Direct Lender?   What exactly is a VA Direct Lender?    Many VA Home buyers and Veteran Home owners, as well as Realtors ask this question.    There is often a misconception that the VA (Veterans Administration) underwrites and approves VA Loans for our Veterans, and that the process is time consuming.  A VA Direct Lender does not approve your loan direct with VA, nor does the VA Direct Lender represent the VA.   They originate, underwrite and fund VA Loans per VA guidelines as a VA Direct lender, and then submit to VA for certification … (0 comments)

va direct lender: Using your VA Home Loan Benefit to refinance your Duplex or 2, 3 or 4 Unit property in Washington - 07/03/11 12:50 PM
 
Using your VA Home Loan Benefit to refinance your Duplex or 2, 3 or 4 Unit property in Washington
We offer VA Loans to refinance multi family homes (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex) in Washington State.   The maximum loan to value is 90%, and you must occupy one of the units.   There is no Mortgage Insurance on VA Loans, and the rates on VA Loans are very competitive compared to Conventional loans.   Plus - The VA Loan can go up to 90% on a 2-3 or 4 unit property.   Conventional loans … (0 comments)

va direct lender: Using your VA Home Loan Benefit to purchase a 2 unit or Duplex in California (or 3-4 unit in CA also) - 07/03/11 12:35 PM
Using your VA Home Loan Benefit to purchase a Duplex or 2, 3 or 4 Unit property in California  
We offer VA Loans to finance the Purchase of a multi family home (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex).  This can be a great investment strategy, as you can live in one of the units and rent out the other units. This awesome opportunity that requires Zero Downpayment or Equity up to the VA Loan Limits for your county, and that you live in and occupy one of the units to qualify for VA Financing.
You can use the … (0 comments)

va direct lender: Using your VA Home Loan Benefit to Refinance a Duplex or 2, 3 or 4 Unit property in California - 07/03/11 12:34 PM
Using your VA Home Loan Benefit to refinance your Duplex or 2, 3 or 4 Unit property in California
We offer VA Loans to refinance multi family homes (2-unit, 3-unit or 4 Unit, aka Duplex, Triplex, and Fourplex).   The maximum loan to value is 90%, and you must occupy one of the units.   There is no Mortgage Insurance on VA Loans, and the rates on VA Loans are very competitive compared to Conventional loans.   Plus - The VA Loan can go up to 90% on a 2-3 or 4 unit property.   Conventional loans are limited to 80%.
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va direct lender: Oceanside VA and VA Jumbo Home Mortgage Loan info - Direct Lender - 05/31/11 08:53 AM
Oceanside VA and VA Jumbo Home Mortgage Loan info - Direct Lender.
VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Oceanside and San Diego County. We have been making VA loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Oceanside Homebuyers and Oceanside Veteran Homeowners to Purchase and refinance homes. VA Loans VA Jumbo Loans VA Loans for Condo's Purchase, Refinance, Streamline Refinance (IRRRL) Oceanside VA Loans are available up to $537,500 with zero downpayment. The Oceanside / San Diego County VA Loan Limit in 2011 is $537,500. However, … (0 comments)

va direct lender: Coronado VA and VA Jumbo Home Mortgage Loan info - Direct Lender - 05/28/11 08:43 AM
Coronado VA and VA Jumbo Home Mortgage Loan info - Direct Lender.
VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Coronado and San Diego.  We have been making VA loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Coronado Homebuyers and Coronado Veteran Homeowners to Purchase and refinance homes in beautiful Coronado. VA Loans VA Jumbo Loans VA Loans for Condo's Purchase, Refinance, Streamline Refinance (IRRRL) Coronado VA Loans are available up to $537,500 with zero downpayment. The Coronado / San Diego County VA Loan Limit in 2011 is … (0 comments)

va direct lender: Sacramento VA Loans - VA Jumbo Loans - VA Lender serving California - 03/19/11 12:03 PM
Sacramento VA Loans - VA Jumbo Loans - VA Lender serving California  
 
VanDyk Mortgage is your source for VA Loans in Sacramento, Sacramento County and Eldorado County.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Sacramento Homebuyers and Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Sacramento VA Loans are available up to $417,000 with zero downpaymnt.  The Sacramento County VA Loan … (0 comments)

va direct lender: VA Jumbo Loans available up to $1,500,000 - 02/21/11 03:24 PM
VA Jumbo Loans available up to $1,500,000. 
VanDyk Mortgage offers VA Jumbo Loans up to $1,500,000 in all areas that we service.   Many other VA Jumbo Lenders cap their VA loans at $417,000, or $650,000.   We offer VA Jumbo Loans up to the full county limit for your area, and even go above the county limit when there is sufficient down payment and entitlement to reach your minimum 25% guarantee for the loan.   Here is another post that covers that subject: The VA 417K myth.   
VA Jumbo's are the best way to purchase a million dollar home with less than 20% down payment in … (0 comments)

va direct lender: Temecula VA Loans - VA Lender serving California - 2011 update - 02/05/11 10:40 AM
Temecula VA Loans - VA Lender serving California  - 2011 update  VanDyk Mortgage is your source for VA Loans in Temecula.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Temecula Homebuyers and Temecula Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Temecula VA Loans are available up to $417,000 with zero downpayment. The Temecula VA Loan Limit in 2011 remainsis $417,000.  However, … (0 comments)

va direct lender: Spokane WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving Spokane - 09/04/10 06:05 AM

Spokane WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender serving Spokane
VanDyk Mortgage is your source for VA Loans and FHA Loans in Spokane. We have been making FHA, VA, Conforming, and Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Spokane Homebuyers and Spokane area Homeowners to Purchase and refinance homes..
FHA Loans for Purchase and refinance VA & VA Jumbo (aka High Balance) for Purchase and refinance Conforming Loans for Loans for Purchase and refinance Jumbo Loans to $3m Spokane FHA Loans are available up to … (0 comments)

va direct lender: Using your VA Home Loan Benefit in Orange County, part 1 - Purchase a home - 08/29/10 08:35 AM
 
Using your VA Home Loan Benefit in Orange County, part 1 - Purchase a home
The VA Home Loan benefit is a great opportunity for Orange County Veterans and Active Duty Military to purchase an OC home or condo. We thought it would be a good idea to quickly review the benefits of VA Loans, and a few ways to use them to your benefit.
VA Loans require zero downpayment up to $700,000 in Orange County.
VA Loans - zero downpayment required up to $417,000 VA Jumbo Loans - zero downpayment required up to $700,000 in LA (aka VA High … (0 comments)

va direct lender: VA Streamline or IRRRL Refinance - updated guidelines - 08/27/10 07:32 AM
12-26-2012 update:    Many current VA Loans are eligible for Streamline Refinance (aka IRRRL) with out a new Appraisal.    Please contact us direct to see if your loan qualifies - 760-752-4480 direct. 
 
VA Streamline or IRRRL Refinance - updated guidelines
As of July 9, 2010,  We now require an appraisal for IRRRL Transactions.   All VA Streamline or IRRRL Refinances now require a conventional appraisal and a maximum Loan to Value of 100%.   
The VA IRRRL is also known as  the Earl,  VA Streamline Refinance, and VA Refinance.   While the VA does not require an appraisal for a … (0 comments)

va direct lender: VA Myth busted: VA Loans are available over VA Loan Limit for your County - 08/15/10 05:38 AM
VA Myth busted: VA Loans are available over VA Loan Limit for your County.   In concert with higher VA County Loan Limits, this rebuffs a common myth about VA Loans that they don't work for your area, or the loan amounts are too low for your area.   In the past this was true, but recent changes have changed the picture.     Please see our VA Loan Limits pages for details on your county limits.   
California VA Loan Limits        Washington VA Loan Limits
The loan limits above $417,000 are called VA Jumbo Loans or VA High Balance Loans.   While many counties in the country … (0 comments)

va direct lender: An overview of the California VA Loan process - 06/20/10 05:33 AM
An overview of the California VA Loan process
We would like to give our Veterans an overview of what to expect when it comes to California VA Loans. 
The process for purchasing a home with a VA Mortgage is nearly the same as refinancing with a new VA Loan.  Our goal here is to provide a basic understanding of the VA Loan Process for our Veterans and Active Duty Personnel to make the process a bit easier.
If you are purchasing a home, the first step is the loan Pre-Approval.  A VA refinance loan doesn't require pre-approval.   Here are the most common … (0 comments)

va direct lender: What is a VA Direct Lender? - 05/30/10 05:20 AM
What is a VA Direct Lender?   We just answered a similar question about FHA Direct Lenders in a previous post, so I thought this question also deserved an answer.   Many clients and Realtors have an assumption that the VA (Veterans Administration) underwrites and approves VA Loans for our Veterans.  
The VA (Veterans Administration) does not make loans.   The VA guarantees loans made by private lenders.   The VA does not underwrite, approve, or fund loans.   Private lenders make, underwrite, and fund VA Loans per the guidelines that VA sets for us, then sends them to VA after the loan is complete for certification of the eligibility for VA Guaranty.   
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va direct lender: Tacoma VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Tacoma - 05/29/10 05:41 AM
Tacoma VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Tacoma 
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Tacoma.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2019 VanDyk Mortgage, all rights reserved.


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