va high balance: Get Started here for your VA Loan Approval - 02/27/15 08:33 AM
We offer fully Underwritten Approvals for VA & VA Jumbo Purchase Loans prior to finding a property.  
We call this our Fast Forward Approval program.   
Our proprietary Fast Forward Approval process solidifies your qualifications, and also allows you to move through your Purchase Transaction in a comfortable, timely fashion that has much less stress than rushing through both the loan and purchase at the same time.   Most of the heavy lifting is done up front so you can concentrate on finding and closing on the best home for your family.  
Let's get started,  we would be … (0 comments)

va high balance: VA FAQ #21 - Can I have 2 VA Loans at same time? - 10/05/14 05:13 AM
VA FAQ #21 - Can I have 2 VA Loans at same time?
We work with and speak to many Home Buyers that want to use VA Financing each week.   We hear many Veterans state that would like to utulize their VA Home loan benefit again, but they already have a VA Loan on another home.   With the improvements to the VA Entitlement calculations over the past several years, combined with restored Entitlement after the sale or payoff of your home with a VA or VA Jumbo loan, you may have options to use your VA Loan Benefit again,  even having 2 VA Loans at … (0 comments)

va high balance: Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:27 PM
Torrance VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Torrance.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Torrance Homebuyers and Torrance Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Torrance FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

va high balance: Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:25 PM
Santa Clarita VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Clarita.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Clarita Homebuyers and Santa Clarita Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Clarita FHA Loans are available up … (0 comments)

va high balance: Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:23 PM
Marina Del Rey VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Marina Del Rey.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Marina Del Rey Homebuyers and Marina Del Rey Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Marina Del … (0 comments)

va high balance: Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:15 PM
Burbank VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Burbank.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Burbank Homebuyers and Burbank Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Burbank FHA Loans are available up to $625,500 with just 3.5% down … (0 comments)

va high balance: Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 04:10 PM
Santa Monica VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Santa Monica.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Santa Monica Homebuyers and Santa Monica Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Santa Monica FHA Loans are available up … (0 comments)

va high balance: Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - 04/06/14 03:49 PM
Long Beach VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Long Beach.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Long Beach Homebuyers and Long Beach Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Long Beach FHA Loans are available up to … (0 comments)

va high balance: Murrieta VA Loans and FHA Home Mortgage Loan info for 2014 - 04/06/14 03:42 PM
Murrieta VA Loans and FHA Home Mortgage Loan info for 2015 - California VA Lender & FHA Lender  
VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987.   VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and Refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Murrieta FHA Loans are available up to $355,350 with just 3.5% down … (0 comments)

va high balance: The $1m Washington VA Loan - 03/09/14 03:59 PM
The $1m Washington VA Loan
This may sounds ridiculous to many, but we offer (and make) $1m VA Loans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in Washington, plus a down payment on a VA purchase loan, or sufficient equity on a VA Refinance Loan.    These large VA Loans have several names: VA Jumbo, VA High Balance, and sometimes VA Super Conforming.   We call them VA Jumbo Loans.   
Washington has several counties that exceed the standard VA Loan limit of $417K.   King, … (0 comments)

va high balance: San Diego VA Condo Loan Information - 01/19/14 12:46 AM
San Diego VA Condo Loan Information
A great alternative for San Diego Veterans  to Purchase or Refinance a home in San Diego is to consider a Condominium and utilize their VA Home Loan Benefit to Purchase or Refinance a Condo using VA Financing (or VA Jumbo Financing).    
VanDyk Mortgage offers (and is knowledgable with) VA Condo Loans for Purchasing a Condo, VA Condo Loans for Refinancing a condo, or VA Condo Loans for VA Streamline.  
We also offer a full selection of VA Jumbo (aka VA high Balance) loans for the purchase, refinance, or IRRRL streamline of your … (0 comments)

va high balance: San Diego VA Jumbo Loan Info - 01/19/14 12:08 AM
San Diego VA Jumbo Loan Info
San Diego Veterans have several options on how to utilize VA Loans and VA Jumbo Loans to Purchase, Refinance, or Streamline Refinance their home.  
We offer a full selection of VA Loan Features including VA Jumbo Loans for purchase,  VA Jumbo Loans to refinance non-VA loans, VA Jumbo Streamline (aka IRRRL), in addition to each of these in regular size VA Loans (VA Loans under $417K).   
Read More info on San Diego VA Jumbo Loans here.
To get started now,  please give us a call direct at 866-900-2342.   We are located right … (0 comments)

va high balance: VA FAQ #10 - Are VA Loans available over $424K? - 01/10/14 05:40 AM
VA FAQ #10 - Are VA Loans available over $424K?
YES.   We offer VA Loans over $424K to qualified Veterans. 
We even offer VA Loans over $1m all the way to $1.5M VA Jumbo Loan amounts to qualified Veterans. 
Many VA Lenders cap their VA loans at $424K,  $650K, $729K, or $1m.    VanDyk Mortgage offers qualified applicants VA Loans up to $1.5M.  If your VA Jumbo Loan exceeds your County VA Loan Limit (VA Loan Limits can be found here),  we will require equity or down payment to meet the VA Guaranty requirement.
Our Minimum middle Fico score is just 580 on all VA Loans up to … (0 comments)

va high balance: We are now Serving Georgia Home Buyers and Home Owners - 09/19/13 04:35 AM
We are now Serving  Georgia Home Buyers and Home Owners
     We are now proudly serving Home Buyers and Home Owners in the State of Georgia.   We will be posting more information on our Loan Programs and how they can help Georgia Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
We look forward to being your Direct Lender of choice for Georgia home loans!
 
Check back … (0 comments)

va high balance: VA FAQ #5 - What is a VA Jumbo Loan? - 06/09/13 03:55 AM
VA FAQ #5 - What is a VA Jumbo Loan?
A VA Jumbo Loan is any VA Loan that exceeds $484,350 for the Loan Amount.   Many counties have a VA Loan Limit of $484K, which is the base VA Loan Limit Nationwide.   VA Jumbo Loans come into play in a couple of different instances. 
VA Jumbo scenario 1.   Exceeding VA Loan Limits in Counties with a $484,350 VA Loan Limit.   If you live in a county with a $484,350 VA Loan Limit,  you can actually get a higher VA Loan amount than $484K with Vandyk Mortgage.   The loan will require … (0 comments)

va high balance: VA FAQ #4 - What is the VA Loan Limit? - 06/09/13 03:09 AM
VA FAQ #4 - What is the VA Loan Limit?
The Veterans Administration does not actually have a Loan Limit or maximum loan amount for VA Loans.  However there are VA County Loan Limits which are the maximum Loan Amounts available for 100% VA financing in that respective county.  
Most US counties are at the $424,100 nationwide VA Loan Limit, however certain High Cost counties are allowed much higher VA Loan Limits,  we will address these in subsequent FAQs on VA Loan Limits for Higher Cost Counties and Exceeding the VA Loan Limit.  VA Loans over $424K are called VA Jumbo, VA … (0 comments)

va high balance: California VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 03/22/13 03:05 AM
California VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for our Vets:   You can get a VA Jumbo Loan with VanDyk Mortgage as soon as 2 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
California VA Jumbo Loans After Financial Hardship:
VA … (0 comments)

va high balance: VA Loan Limits to remain unchanged for remainder of 2011 - 08/03/11 09:48 AM
VA Loan Limits to remain unchanged for remainder of 2011. 
The VA has announced that the County Loan Limits for VA Loans will remain unchanged for Oct. 1, 2011- the extension will last until Dec 31, 2011.   This announcement from the VA alleviates concerns that the end of the Temporary High Cost Loan Limits for Fannie Mae, Freddie Mac and FHA Loans set to end on Sept. 30, 2011 would have an adverse impact on Veterans utilizing the VA Jumbo or VA High Balance loan program during the last quarter of 2011.
Here is a link to the VA Announcement … (0 comments)

va high balance: Using your 2011 VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan - 01/30/11 12:05 PM
 
Using your 2011 VA Home Loan Benefit in San Francisco -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for San Francisco  Veterans and Active Duty Military to refinance a San Francisco home or San Francisco condo.   We thought it would be a good idea to quickly review the benefits of VA Loans for our San Francisco Veterans, and a few ways to use them to your benefit.   Check out the 2011 updates for San Francisco VA Loans here.
VA Loans require zero downpayment to purchase a home … (0 comments)

va high balance: Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan - 01/30/11 11:45 AM
 
Using your 2011 VA Home Loan Benefit in Oakland -part 2 - refinance your home with a VA Loan
The VA Home Loan benefit is a great opportunity for Oakland Veterans and Active Duty Military to refinance an Oakland home or Oakland condo.  We thought it would be a good idea to quickly review the benefits of VA Loans for our Oakland Veterans, and a few ways to use them to your benefit. 
VA Loans require zero downpayment up to $1,000,000 in Oakland and throughout Alameda County.  
VA Refinance Loans - available up to 90% of your homes value … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

Email Me

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


Listings

Links

Archives

RSS 2.0 Feed for this blog