va home loan: VA FAQ #21 - Can I have 2 VA Loans at same time? - 10/05/14 05:13 AM
VA FAQ #21 - Can I have 2 VA Loans at same time?
We work with and speak to many Home Buyers that want to use VA Financing each week.   We hear many Veterans state that would like to utulize their VA Home loan benefit again, but they already have a VA Loan on another home.   With the improvements to the VA Entitlement calculations over the past several years, combined with restored Entitlement after the sale or payoff of your home with a VA or VA Jumbo loan, you may have options to use your VA Loan Benefit again,  even having 2 VA Loans at … (0 comments)

va home loan: How to get VA offers approved -Simple Focus Points - 03/16/14 03:39 PM
How to get VA offers approved -Simple Focus Points 
Here are some simple focus points to help in getting your VA Offer approved by the seller.
Get a full VA Loan Approval upfront.  Get a full VA Loan Approval up front with a qualfied VA Lender (such as Brian Skaar with VanDyk Mortgage).  This is vital to ensure that your VA lender has the experience and knowledge necessary to give you a solid, quality, Approval and then also Close your VA Purchase Loan (in a timeline fashion.).   **not to be confused with a pre-qual or pre-approval,  the Full VA Loan Approval Up … (0 comments)

va home loan: Fresno, CA - VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - California VA Lender serving Fresno - 10/02/10 01:30 PM
 
Fresno, CA - VA Loans and VA Jumbo Home Mortgage Loans - VanDyk Mortgage - California VA Lender serving Fresno 
VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Fresno. We have been making VA loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Fresno Veterans, whether they are Homebuyers in Fresno, or current Homeowners to Purchase and refinance homes..    (Click here for an updated version of this page)
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL … (0 comments)

va home loan: Temecula VA Loans - VA Lender serving California - 09/28/10 06:42 AM
 
Temecula VA Loans - VA Lender serving California  VanDyk Mortgage is your source for VA Loans in Temecula.   We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Temecula Homebuyers and Temecula Homeowners to Purchase and refinance homes..
VA Purchase Loans VA Jumbo Purchase Loans & FHA Jumbo (aka High Balance) VA Refinance Loan VA Jumbo Refinance Loans VA IRRRL Streamline Refinance Temecula VA Loans are available up to $417,000 with zero downpayment. The Temecula VA Loan Limit in 2010 is $417,000.  However, Veterans are … (0 comments)

va home loan: No Maximum Income restrictions for VA Loans - 09/06/10 01:10 PM
There is No Maximum Income restrictions for VA Loans
There are no maximum income restrictions or limitations for VA Loans.  We felt it was important to discuss this briefly since many people think VA Loans are just for Low Income buyers, or First Time Home Buyers.   Nothing could be further from the truth,  our Veterans and Active Duty Service Personnel deserve quality housing and affordable financing options.  The VA Loan Benefit serves that need.  
VA Loans do not have a maximum income restriction.  As well, you do not have to be a First Time Home Buyer to qualify for a VA … (0 comments)

va home loan: Riverside VA Loans & VA Jumbo Home Mortgage Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender. - 08/28/10 05:39 AM
Riverside VA Loans & VA Jumbo Home Mortgage Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans and VA Jumbo Loans in Riverside.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Riverside Homebuyers and Riverside Homeowners to Purchase and refinance homes..
VA purchase Loans VA Refinance Loans VA IRRRL Streamline Refinance VA Jumbo purchase Loans VA Jumbo Refinance Loans VA Jumbo IRRRL Streamline Refinance VA Loans are available to purchase or refinance Condominiums too.   Here is … (0 comments)

va home loan: Washington VA Loan info - VA Lender - Direct lender - VanDyk Mortgage - 06/26/10 05:57 AM
 



Washington VA Loans - VanDyk Mortgage - Washington VA Lender.
VanDyk Mortgage is your source for VA Loans in Washington.  We have been making VA and VA Jumbo loans since 1987.  VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Washington Veteran Homebuyers and Washington Veteran Homeowners to Purchase and refinance homes.
VA Purchase VA Refinance VA Jumbo VA IRRRL Streamline Refinance Washington VA Loans are available up to $500,000 with zero downpayment in many parts of the Greater Seattle area, and up to $417k in the rest of the state. The Washington VA … (0 comments)

va home loan: Encinitas California VA loans and FHA Home Loans with VanDyk Mortgage - VA, FHA, & Conforming Direct lender - 04/04/10 07:57 AM
Encinitas VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Encinitas.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Encinitas Homebuyers and Encinitas Homeowners to Purchase and refinance homes in Encinitas.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Encinitas FHA Loans are available up to $697,500 … (0 comments)

va home loan: VA Home Loans not just for First Time Homebuyers anymore - 03/10/10 02:54 AM
VA Home Loans are not just for First Time Homebuyers anymore.   With increased VA Loan limits and enhanced VA refinance options,  VA Home Loans offer current Veteran Homeowners two opportunities. 
Veterans looking to purchase a new home (ie move up VA buyer) can now take advantage of much higher VA Loan limits to purchase their primary home.  We will discuss VA Loan limits further in this article.
Refinance your Non-VA Loan into a safe, fixed rate VA loan (with no mortgage insurance, and up to 90% of your homes value, and this amount can include cash out).
Veteran Homebuyers in the greater Seattle-Tacoma-Everett … (0 comments)

va home loan: VA Home Loans with Fico's as low as 620 still available - 10/25/09 04:18 AM
VanDyk Mortgage is proud to announce that we offer VA Loans for Borrowers with fico scores as low as 620.
Many VA Lenders have begun to require minimum Fico scores for VA Loans of 640 or 660 in recent months.   This is not due to changes in the VA Loan Program, or mandates from the Veterans Administration (who oversees the VA Loan program), these are individual Lender requirements from many of the big banks & lenders (yes, the same ones we all bailed out with our Tax Dollars).  
VanDyk Mortgage is proud to announce that we have VA Loans available for Borrowers with fico's as low as … (0 comments)

va home loan: VA Jumbo Loans available up to $1,094,625 - 10/25/09 04:01 AM
VA Jumbo Loans available up to $1,094,625. 
VanDyk Mortgage offers VA Jumbo Loans up to $1,094,625 in all areas that we service.   Many other VA Jumbo Lenders cap their VA loans at $417,000, or $650,000.   We offer VA Jumbo Loans up to the full county limit for your area, and even go above the county limit when there is sufficient down payment and entitlement to reach your minimum 25% guarantee for the loan.   Here is another post that covers that subject: The VA 417K myth.    VA Jumbo's are the best way to purchase a million dollar home with less than 20% down … (0 comments)

va home loan: VA Myth - VA loans are only available up to $484K - 04/26/09 06:02 AM
VA Myth - VA loans are only available to $417K (or $424K, $453K,  484K, $729K, or even $1m)
A common myth with VA Loans is that they don't work for your area, the loan amounts are too low for your area, or that Sellers aren't accepting VA Offers.   In the past this was true, but with VanDyk Mortgage,  this is no longer true.    Please see our VA Loan Limits page for details on your county limits. 
The nationwide VA Loan Limit for 2019 is $484,350 (some counties qualify for higher VA Loan Limits)
VA Loan Amounts above $484,350 are called VA Jumbo Loans … (0 comments)

va home loan: VA Loans - Converting your Present home into a rental - 03/14/09 06:17 PM
VA Loans - Converting your Present home into a rental home and buying a new primary home.
Many loan programs have limitations on qualification when converting an existing primary residence into a Rental when purchasing a new primary home.   Some of the restrictions include: 
Must qualify for both mortgages with current income, with no credit for new Rent Income.  Increased Asset Reserve requirements (6-12 months PITI reserves for both properties) VanDyk Mortgage allows you to Purchase a new Home with a VA Loan (for eligible Vets & Active Duty Service Members), convert your current primary residence into a Rental, and use … (0 comments)

va home loan: VA Home Loans - Refinance up to 100% of your current value - 02/08/09 08:04 AM
The Headline is Correct:  VA now allows 100% refinances up the VA Loan Limit for your area.  
VA refinances are no longer capped at 90% of your current appraised value.   This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into safe, secure, fixed rate VA Loans.   VA Loans have no MI or Mortgage Insurance.  You can even combine a First and Second Mortgage into a new VA Loan without the restrictions of "cash out" designations that other loan types place on consolidations.
Even better news:   The previous limit of $144,000 on VA refinances … (0 comments)

va home loan: 2009 VA refinance rules help Veterans & Active Duty Service members out of ARM loans - 02/08/09 07:57 AM
New VA rules for 2009 have created better Refinance options for US Vets & Active Duty Service Members.   The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value.   This new program can help thousands of USA Vets & Active Duty Service Members to save their homes, protect their financial future, and start building wealth for the future. 
If you need to Refinance your Non-VA home loan, the new VA Refinance offers you the best option for affordability, and it is very reasonable … (0 comments)

va home loan: New VA rules allow better Refinance options for Vets & Active Duty Service Members - 01/11/09 02:26 PM
New VA rules allow better Refinance options for Vets & Active Duty Service Members.   The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value.   This new program should help thousands of USA Vets & Active Duty Service Members to save their homes, solidify their financial future, and start building wealth for the future. 
If you need to Refinance your Non-VA home loan, the new VA Refinance offers you the best option for affordability, and it is very reasonable to … (0 comments)

va home loan: 100% Cash out Refinance - VA Enhancements - 12/04/08 07:47 AM
You read the headline correct:   VA now allows 100% cash out refinances.   VA refinances are no longer capped at 90% of your current appraised value.  This change will allow Veterans, Active Duty Members & Reservists the option to refinance their non VA loans into safe, secure, fixed rate VA Loans.   VA Loans have no MI or Mortgage Insurance.   
Even better news:   The previous limit of $144,000 on VA refinances has been lifted, and the limit is now the VA Loan limit for your county.  Click here to see your limit: New VA loan limits for 2009 Blog Post .    
The Entitlement … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2019 VanDyk Mortgage, all rights reserved.


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