va jumbo lender: Get Started here for your VA Loan Approval - 02/27/15 08:33 AM
We offer fully Underwritten Approvals for VA & VA Jumbo Purchase Loans prior to finding a property.  
We call this our Fast Forward Approval program.   
Our proprietary Fast Forward Approval process solidifies your qualifications, and also allows you to move through your Purchase Transaction in a comfortable, timely fashion that has much less stress than rushing through both the loan and purchase at the same time.   Most of the heavy lifting is done up front so you can concentrate on finding and closing on the best home for your family.  
Let's get started,  we would be … (0 comments)

va jumbo lender: VA FAQ #19 - How soon after a Short Sale can I qualify for a VA Jumbo Loan? - 07/22/14 06:15 AM
VA FAQ #19 - How soon after a Short Sale can I qualify for a VA Jumbo Loan?
 
Our VA Jumbo Loans can be made as soon as 1 day out of short sale, or 2 years depending on circumstances and the type of loan that was short sold.    If the prior loan was a VA Loan, the VA will most likely make a charge against your available entitlement, reducing the amount of guarantee available to Vets buying or refinancing another home.  
 
To qualify for a new VA Jumbo Loan shortly after a Short Sale, the prior loan must be a Conventional … (0 comments)

va jumbo lender: VA FAQ #17 - How soon after a Foreclosure can I qualify for a VA Jumbo Loan? - 07/22/14 06:12 AM
VA FAQ #17 - How soon after a Foreclosure can I qualify for a VA Jumbo Loan?
 
We offer VA Jumbo Loans up to $1.5m as soon as 24 months after your prior Foreclosure.   The operative date may surprise you,  as it varies by state and the methods of Foreclosure Transfers.   In most states,  it is based on the Trustee deed or Sherrif's deed, which corresponds to the date the home was sold on the courthouse steps.  
>>> Complete VA Jumbo Loan information for post Foreclosure VA Loan qualification
Note,  if the prior loan was a FHA, USDA or VA Loan, please contact … (0 comments)

va jumbo lender: Fact or Fiction: The $1m San Diego VA Loan - 03/23/14 03:28 PM
Fact or Fiction:  The $1m San Diego VA Loan
Fact:  VanDyk closes $1m VA Loans (and VA Loans over $1m).  This may sounds ridiculous to many, but we offer (and make) $1m VA Loans for San Diego Veeterans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in San Diego, plus a down payment on a VA purchase loan, or sufficient equity on a VA Refinance Loan.    These large VA Loans have several names: VA Jumbo, VA High Balance, and sometimes VA Super Conforming.   We … (0 comments)

va jumbo lender: Is this Virginia Condo VA Approved? - 03/23/14 03:16 PM
Is this Virginia Condo VA Approved?  
We hear this question quite often. The answer isn't always easy to find for Veteran Homebuyers in Virginia.  Real Estate Agents, Sellers, and sometimes even the HOA don't have the most updated info on their VA Condo Approval Status.
Why is this?   Shouldn't it be easy to figure out if the Condo is VA Approved?   I agree 100%.  However, the VA Condo Search Portal doesn't index by the common names you would normally use for a Virginia VA Condo.  The VA uses an assortment of names:  HOA Name, Tract number, Map Number, or another abbreviation, loosely based on … (0 comments)

va jumbo lender: Georgia Zero Down VA Loan Limits for 2015 - 03/18/14 02:49 PM
Georgia Zero Down VA Loan Limits for 2015
Georgia VA Loan Limits for 2015 remain at $417K for most GA Counties.   However,  Greene County sports a High Balance VA Loan Limit of $515,200 for Zero Down VA Loan Financing for 2015.  
Greene county Veterans can purchase a home up to $515K with a Zero Down VA Jumbo Loan (aka VA High Balance, or VA Super Conforming).  In Greene County, GA  Vets can also exceed the County VA Loan Limit of $515K, with a down payment of 25% of the overage beyond $515K.  For example,  if a Greene County, GA Veteran wanted to purchase a $915,000 home,  the minimum down … (0 comments)

va jumbo lender: Wyoming VA Loan Limits for 100% no down financing 2015 - 03/18/14 02:33 PM
Wyoming VA Loan Limits for 100% no down financing 2015
Wyoming VA Loan Limits for 2015 remain at $417K for most Wyoming Counties.   However, Teton County sports a High Balance VA Loan Limit of $625K for Zero Down VA Loan financing for 2015.
Teton county Vets can purchase a home up to $625K with a Zero Down VA Jumbo Loan (aka VA High Balance, or VA Super Conforming).  In Teton County,  Vets can also exceed the County VA Loan Limit of $625K, with a down payment of 25% of the overage beyond $625K.  For example,  if a Teton County, WY Veteran wanted … (0 comments)

va jumbo lender: The $1m Washington VA Loan - 03/09/14 03:59 PM
The $1m Washington VA Loan
This may sounds ridiculous to many, but we offer (and make) $1m VA Loans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in Washington, plus a down payment on a VA purchase loan, or sufficient equity on a VA Refinance Loan.    These large VA Loans have several names: VA Jumbo, VA High Balance, and sometimes VA Super Conforming.   We call them VA Jumbo Loans.   
Washington has several counties that exceed the standard VA Loan limit of $417K.   King, … (0 comments)

va jumbo lender: Mono VA Loan Limit for 2014 revised higher - 03/09/14 03:44 PM
Mono VA Loan Limit for 2014 revised higher
The Mono VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.    The VA has reassessed their calculations, and increased the Mono County VA Loan limit to $529,000 for the remainder of 2014.   
This allows Mono County Vets to purchase a home up to $529,000 with no down payment required, as well as expand VA Refinance options. Mono Vets can also purchase homes that exceed $598K with an accompanying Down payment of 25% of the difference between the VA County Loan Limit and your purchase price.   
 
Please visit our VA Loan … (0 comments)

va jumbo lender: Ventura VA Loan Limit for 2014 revised higher - 03/09/14 03:34 PM
Ventura VA Loan Limit for 2014 revised higher
The Ventura VA Loan Limit for 2014 has been revised by the VA as of 3-6-2014.    The VA has reassessed their calculations, and increased the Ventura County VA Loan limit to $598,000 for the remainder of 2014.   
This allows Ventura County Vets to purchase a home up to $598,000 with no down payment required, as well as expand VA Refinance options. Ventura Vets can also purchase homes that exceed $598K with an accompanying Down payment of 25% of the difference between the VA County Loan Limit and your purchase price.   
Please … (0 comments)

va jumbo lender: The $1m Massachusetts VA Loan - 03/09/14 02:49 PM
The $1m Massachusetts VA Loan
This may sounds ridiculous to many, but we offer (and make) $1m VA Loans.  In fact,  we offer VA Loans over $1m,  all the way to $1.5M!   How is this you ask?   Via the combination of VA Loan Limits in Massachusetts, plus a down payment on a VA purchase loan, or sufficient equity on a VA Refinance Loan.    These large VA Loans have several names: VA Jumbo, VA High Balance, and sometimes VA Super Conforming.   We call them VA Jumbo Loans.   
Massachusetts has many counties that exceed the standard VA Loan limit of $417K.   … (0 comments)

va jumbo lender: **REVISED ** Complete California VA Loan Limits for 2015 - 03/07/14 06:45 AM
**REVISED ** Complete California VA Loan Limits for 2015 
The VA has increased the VA Loan Limits for many California Counties effective 1-01-2015, increasing the California VA Loan Limits in some counties, and reducing some others to the "permanent high cost loan limit" of $625,500.   Some counties increased, most notable,  San Diego County is now at $562,350, Sacramento/Placer/El Dorado/Yolo counties are now at $474,950, and Ventura is up to $603K for 2015.  The Bay Area counties of San Francisco, Marin, San Mateo, Contra Costa and Alameda top the VA Loan Limits for No Money Down VA Jumbo Loans at $625,500, and LA/OC counties are at … (0 comments)

va jumbo lender: Massachusetts VA Jumbo Loans after Bankruptcy, Foreclosure, Short Sale - 02/24/14 09:11 AM
Massachusetts VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many Massachusetts Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for our Vets:  You may qualify for a VA Jumbo Loan with VanDyk Mortgage as soon as 2 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
Massachusetts VA Jumbo Loans after Financial Hardship:
VA Jumbo Loan … (0 comments)

va jumbo lender: San Diego VA and VA Jumbo Loans after Bankruptcy, Foreclosure, or Short Sale - 01/18/14 11:50 PM
San Diego VA and VA Jumbo Loans after Bankruptcy, Foreclosure, or Short Sale
Many San Diego Veterans have experienced a Financial Hardship such as Foreclosure, Short Sale, or Bankruptcy in recent years.   The good news is that VanDyk Mortgage can help San Diego based Veterans and Active Duty Military Members purchase a new home using their VA Home Loan Benefit as soon as 2 years after one of these events - Bankruptcy, Short Sale, or Foreclosure.   
We offer this feature on VA loans and VA Jumbo Loans in San Diego.   You can even exceed the 2015 SD VA Loan Limit … (0 comments)

va jumbo lender: VA FAQ #11 Can I get a VA Home Loan if another Lender has denied my VA Loan? - 01/10/14 05:20 AM
VA FAQ #11 Can I get a VA Home Loan if another VA Lender has denied my VA Loan?
The answer is possibly.   There are many reasons why VA home buyers can be denied for home loans,  some of those reasons can be overcome by working with an experienced VA Lender such as VanDyk Mortgage.   
We understand that not all situations are alike, your situation is unique, and that your VA Loan is worthy of a second look to see if you may qualify for a new VA or VA Jumbo Home Loan.  
Many Lenders turn down VA and VA Jumbo Loans based … (0 comments)

va jumbo lender: VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? - 11/23/13 07:23 PM
VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? 
 
For a VanDyk Mortgage VA Jumbo Loan up to $1.5m,  we require a minimum of a 580 middle credit score.
 
Yes, that is correct,  we underwrite direct to VA Guidelines with no investor overlays. 
 
VA Jumbo (aka VA high Balance, VA Super Conforming), loans are affordable alternatives to True Jumbo Financing, as VA Loans allow 100% LTV's up to the county Loan Limit ($636.150 in Bay Area, $636,150K in Nantucket).     
 
VA Jumbo Loans include all VA Loans that exceed $424K.
 
For Short Sales, Foreclosures, and Short Sales with late payments,  we offer … (0 comments)

va jumbo lender: VA FAQ #8 - Can I use my VA benefit more than once? - 11/18/13 10:29 PM
VA FAQ #8 - Can I use my VA benefit more than once?
During the course of our year we speak to many Home Buyers.   I am always surprised to hear many Veterans state that they are not eligible to use their VA Home loan benefit again, since they already have a VA Loan, or had a VA Loan that was paid off.   With improvements to VA Entitlement amounts over the past several years, combined with restored Entitlement upon the sale or payoff of your home with a VA or VA Jumbo loan, you may have options to use your … (0 comments)

va jumbo lender: VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance too) - 10/21/13 11:06 AM
VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance Answers too)
We have been putting together a series of posts regarding some of the most frequently asked questions that we receive regarding VA Loan qualifications and guidelines.  
Here is a list of this work in progress for VA Loan Questions: 
VA FAQ 1:   What is a VA Loan ?
VA FAQ 2:   Does the VA make VA Loans?
VA FAQ 3:   Who can qualify for a VA or VA Jumbo Loan?
VA FAQ 4:   What is the VA Loan Limit ? 
VA FAQ 5:   What is a VA Jumbo … (0 comments)

va jumbo lender: We are now Serving Georgia Home Buyers and Home Owners - 09/19/13 04:35 AM
We are now Serving  Georgia Home Buyers and Home Owners
     We are now proudly serving Home Buyers and Home Owners in the State of Georgia.   We will be posting more information on our Loan Programs and how they can help Georgia Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
We look forward to being your Direct Lender of choice for Georgia home loans!
 
Check back … (0 comments)

va jumbo lender: Now Serving Massachusetts Home Buyers and Home Owners - 09/02/13 03:47 AM
Now Serving  Massachusetts Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of Massachusetts.   We will be posting more information on our Loan Programs and how they can help Massachusetts Homeowners and MA Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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