va loan: San Diego VA Condo Loan Information - 01/19/14 12:46 AM
San Diego VA Condo Loan Information
A great alternative for San Diego Veterans  to Purchase or Refinance a home in San Diego is to consider a Condominium and utilize their VA Home Loan Benefit to Purchase or Refinance a Condo using VA Financing (or VA Jumbo Financing).    
VanDyk Mortgage offers (and is knowledgable with) VA Condo Loans for Purchasing a Condo, VA Condo Loans for Refinancing a condo, or VA Condo Loans for VA Streamline.  
We also offer a full selection of VA Jumbo (aka VA high Balance) loans for the purchase, refinance, or IRRRL streamline of your … (0 comments)

va loan: San Diego VA Jumbo Loan Info - 01/19/14 12:08 AM
San Diego VA Jumbo Loan Info
San Diego Veterans have several options on how to utilize VA Loans and VA Jumbo Loans to Purchase, Refinance, or Streamline Refinance their home.  
We offer a full selection of VA Loan Features including VA Jumbo Loans for purchase,  VA Jumbo Loans to refinance non-VA loans, VA Jumbo Streamline (aka IRRRL), in addition to each of these in regular size VA Loans (VA Loans under $417K).   
Read More info on San Diego VA Jumbo Loans here.
To get started now,  please give us a call direct at 866-900-2342.   We are located right … (0 comments)

va loan: VA FAQ #10 - Are VA Loans available over $726K? - 01/10/14 05:40 AM
VA FAQ #10 - Are VA Loans available over $726K?
YES.   We offer VA Loans over $726K to qualified Veterans. 
We even offer VA Loans over $1m all the way to $2.0M VA Jumbo Loan amounts to qualified Veterans with full VA Entitlement available. 
Many VA Lenders cap their VA loans at $424K,  $650K, $729K, or $1m.    VanDyk Mortgage offers qualified applicants VA Loans up to $1.5M.  If your VA Jumbo Loan exceeds your County VA Loan Limit (VA Loan Limits can be found here),  we will require equity or down payment to meet the VA Guaranty requirement.
Our Minimum middle Fico score is … (0 comments)

va loan: VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? - 11/23/13 07:23 PM
VA FAQ #12 - what Fico score do I need for a VA Jumbo Loan? 
For a VanDyk Mortgage VA Jumbo Loan up to $2m,  we require a minimum of a 580 middle credit score.
Yes, that is correct,  we underwrite direct to VA Guidelines with no investor overlays. 
VA Jumbo (aka VA high Balance, VA Super Conforming), loans are affordable alternatives to True Jumbo Financing, as VA Loans allow 100% LTV's up to $2M with no down payment required for qualified Veterans with full VA entitlement available.
VA Jumbo Loans include all VA Loans that exceed $726K.
For Short Sales, Foreclosures, and Short Sales with late … (0 comments)

va loan: VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance too) - 10/21/13 11:06 AM
VA Loans - Frequently Asked Questions (VA Jumbo / VA High Balance Answers too)
We have been putting together a series of posts regarding some of the most frequently asked questions that we receive regarding VA Loan qualifications and guidelines.  
Here is a list of this work in progress for VA Loan Questions: 
VA FAQ 1:   What is a VA Loan ?
VA FAQ 2:   Does the VA make VA Loans?
VA FAQ 3:   Who can qualify for a VA or VA Jumbo Loan?
VA FAQ 4:   What is the VA Loan Limit ? 
VA FAQ 5:   What is a VA Jumbo … (0 comments)

va loan: VA FAQ #7 - Can I use a VA Loan to refinance my non VA loan? - 10/10/13 09:36 AM
VA FAQ #7 - Can I use my VA Home Loan Benefit to refinance my non VA loan?
The short answer is YES, qualified Vets can utilize a VA Home Loan or VA Jumbo Loan to refinance your non-VA loan into a safe, secure VA Loan.  VA & VA Jumbo Loans can be used to refinance out of FHA loans, Conventional Loans, Helocs, Seconds, and Jumbo Loans into a new VA Loan or VA Jumbo Loan.  
There are many benefits of utilizing your VA benefit to refinance.   
VA Loan rates are very good when compared to Conventional Home Loan Rates … (0 comments)

va loan: Virginia VA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 10/06/13 10:14 AM
Virginia VA Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many Virginia Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for our Vets:  You may qualify for a VA Loan with VanDyk Mortgage as soon as 2 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
Virginia VA Loans after Financial Hardship:
VA Loan … (0 comments)

va loan: Virginia VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 10/06/13 10:10 AM
Virginia VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many Virginia Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for our Vets:  You may qualify for a VA Jumbo Loan with VanDyk Mortgage as soon as 2 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
Virginia VA Jumbo Loans after Financial … (0 comments)

va loan: Now Serving Michigan Home Buyers and Home Owners - 09/08/13 03:43 AM
Now Serving  Michigan Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of MIchigan.   We will be posting more information on our Loan Programs and how they can help Michigan Homeowners and Wyoming Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

va loan: Now Serving Massachusetts Home Buyers and Home Owners - 09/02/13 03:47 AM
Now Serving  Massachusetts Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of Massachusetts.   We will be posting more information on our Loan Programs and how they can help Massachusetts Homeowners and MA Homebuyers.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
(0 comments)

va loan: VA FAQ #5 - What is a VA Jumbo Loan? - 06/09/13 03:55 AM
VA FAQ #5 - What is a VA Jumbo Loan?
A VA Jumbo Loan is any VA Loan that exceeds $726,200 for the Loan Amount.   Many counties have a VA Loan Limit of $726K, which is the base VA Loan Limit Nationwide.   VA Jumbo Loans come into play in a couple of different instances. 
VA Jumbo scenario 1.   Exceeding VA Loan Limits in Counties with a $726,200 VA Loan Limit.  If you are a Veteran with Full VA Entitlement, you have no Loan Limit, just what you can afford.  We offer 100% VA loans up to $2m for Veterans with full VA … (0 comments)

va loan: VA FAQ #4 - What is the VA Loan Limit? - 06/09/13 03:09 AM
VA FAQ #4 - What is the VA Loan Limit?
The Veterans Administration does not actually have a Loan Limit or maximum loan amount for VA Loans. However there are VA County Loan Limits which used to be the maximum Loan Amounts available for 100% VA financing in that respective county.   As of Jan 1, 2020 the VA has no Loan Limit cap on 100% financing for qualified Veterans with full VA Entitlement available.  
Most US counties are now at $726,200, the nationwide VA Loan Limit.  There are certain High Cost counties that are allowed much higher VA Loan Limits,  we will address … (0 comments)

va loan: VA FAQ #3 - Who can qualify for a VA Loan? - 06/09/13 02:53 AM
VA FAQ #3 - Who can qualify for a VA Loan?
Qualified Veterans, Reservists,  Guard,  and Active Duty Military Personnel may qualify.    There are minimum service time requirements for each group, that will be address in a subsequent FAQ.   Certain surviving spouses of deceased Veterans may qualify as well.  
The VA does require that you had an Honorable Discharge (as documented with your DD214), and that you are in good standing on any US Government debts such as prior VA Loans, Student Loans, taxes, etc.  The DD 214 is the starting point in attaining your Certificate of Eligibility - COE. … (0 comments)

va loan: VA FAQ #2 - Does the VA make VA Loans? - 06/09/13 02:41 AM
VA FAQ #2 - Does the VA make VA Loans?
Does the VA make or underwrite my VA loan?   No, The VA does not make or underwrite VA Loans, private Lenders make VA Loans.   The Veterans Administration guarantees VA Loans.   VA Loans and VA Jumbo Loans are made by private Lenders such as VanDyk Mortgage per the VA's VA Loan guidance and policies. In the event of default of the Homeowner,  the VA guarantee helps the Lender recoup their losses.   
This is part 2 of our FAQ series for VA Loan Questions.    FAQ = Frequently Asked Questions, and when … (0 comments)

va loan: VA FAQ #1 - What is a VA Loan? - 06/09/13 02:34 AM
VA FAQ #1 - What is a VA Loan?
 
A VA Loan is a home loan program that was created by Congress back in 1944 to help our returning Veterans from World War ll  be able to purchase a home after serving our country in the Militay with no downpayment required.  
USA Military Veterans and Active Duty Military Personnel can utilize the program to purchase a home with as little as zero down payment, and no monthly Mortgage Insurance (aka MIP or PMI).    These loans are backed by the Veterans Administration, however they are made by VA Approved Private Lenders such … (0 comments)

va loan: California VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale - 03/22/13 03:05 AM
California VA Jumbo Loans after Hardship - Bankruptcy, Foreclosure, Short Sale
Many Veterans have encountered financial Hardship during the past several years. Active Duty Recalls, Overseas Tours, Risky Mortgage Loans, falling Real Estate Prices, Unemployment, etc have created financial Hardship for many Veterans across the Country in the form of Bankruptcy, Foreclosure and Short Sale. 
We have good news for our Vets:   You can get a VA Jumbo Loan with VanDyk Mortgage as soon as 2 years after one of these events.     
Here is a quick list of the waiting period for each Hardship.
California VA Jumbo Loans After Financial Hardship:
VA … (0 comments)

va loan: 2013 Washington State VA Loan Limits - 01/05/13 06:34 AM
2013 Washington State VA Loan Limits  
Veterans and Active Duty Military Personnel are able to purchase homes in Washington State with zero money down up to $417K in many parts of the State.   In higher cost areas of Washington, the VA allows loan amounts much higher than the old VA limits.  Some examples in King County, Washington are Seattle, Bellevue, Kirkland, Redmond, Issaquah, Kent, Auburn, Burien, Des Moines, Snoqualmie, North Bend, Sammamish, Shoreline, and Woodinville may qualify for a 100% VA Jumbo loan up to $498,750. Pierce County cities including Tacoma, Federal Way, Bonney Lake, Puyallup, Port Orchard, Spanaway, Roy, Sumner and Fife can borrow … (0 comments)

va loan: VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert! - 06/18/12 01:12 PM
VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert!
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Washington VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   Rates have never been lower on VA or VA Jumbo IRRRL Streamlines!
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for … (0 comments)

va loan: VA IRRRL Streamline Refinance Options for California Veterans - Rates have never been lower! - 06/18/12 07:36 AM
VA IRRRL Streamline Refinance Options for California Veterans - Rates have never been lower!
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a California VA IRRRL Streamline Refinance:
On-time … (0 comments)

va loan: VA IRRRL Streamline Refinance Options for California Veterans (VA Jumbo IRRRL too) - 06/06/12 10:56 AM
VA IRRRL Streamline Refinance Options for California Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your California VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes).    
If your VA Loan Interest Rate is 4.25% or higher, a VA Streamline may be able to save … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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