va loan: National City VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 06/01/10 05:09 PM
National City VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in National City.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for National City Homebuyers and National City Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m National City FHA Loans are … (0 comments)

va loan: What is a VA Direct Lender? - 05/30/10 05:20 AM
What is a VA Direct Lender?   We just answered a similar question about FHA Direct Lenders in a previous post, so I thought this question also deserved an answer.   Many clients and Realtors have an assumption that the VA (Veterans Administration) underwrites and approves VA Loans for our Veterans.  
The VA (Veterans Administration) does not make loans.   The VA guarantees loans made by private lenders.   The VA does not underwrite, approve, or fund loans.   Private lenders make, underwrite, and fund VA Loans per the guidelines that VA sets for us, then sends them to VA after the loan is complete for certification of the eligibility for VA Guaranty.   
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va loan: Tacoma VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Tacoma - 05/29/10 05:41 AM
Tacoma VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Tacoma 
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Tacoma.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In … (0 comments)

va loan: Seattle VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Seattle - 05/29/10 05:38 AM
Seattle VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Seattle
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums in Seattle.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In … (0 comments)

va loan: Long Beach VA Condo Loans -VA Loans to buy or refinance Condo's and Condominiums in Long Beach - 05/29/10 05:30 AM
Long Beach VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in Long Beach 
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
In … (0 comments)

va loan: VA Condo Loans - San Diego - 05/29/10 05:16 AM
San Diego VA Condo Loans -VA Loans to buy or refinance Condo's and  Condominiums in San Diego
VanDyk Mortgage is a VA Lender offering VA Loans to purchase or refinance Condominiums.   The tightening credit market of the past couple years has made it more difficult to attain financing on on Condominiums as Conventional Agencies Fannie Mae & Freddie Mac have added many restrictions on Condos, both in the way of reduced eligibility and also increased rates for Condo's.   FHA also recently changed it's rules for Condominium eligibility as well, making it even harder for Sellers and Listing Agents to sell Condo's.  
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va loan: Los Angeles VA Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender - 05/29/10 05:07 AM
Los Angeles VA Loans - VanDyk Mortgage - California VA Lender & VA Jumbo Lender.   VanDyk Mortgage is your source for VA Loans in the Los Angeles area.   We have been making VA Loans since 1987.  VanDyk Mortgage is a Direct Lender.   We offer many loan programs for Los Angeles Homebuyers and Los Angeles Homeowners to Purchase and refinance homes.
VA Loans - zero downpayment required VA Jumbo Loans  - zero downpayment required up to  $700,000 in LA (aka VA High Balance) VA IRRRL Streamline Refinance Loans Los Angeles VA Loans are available up to $700,000 with zero downpayment required.  The Los Angeles VA Loan … (0 comments)

va loan: Lake Elsinore VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender - 05/28/10 12:04 PM
Lake Elsinore VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Lake Elsinore. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Lake Elsinore Homebuyers and Lake Elsinore Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Lake Elsinore FHA Loans … (0 comments)

va loan: VA Flip rule - 1 day OK - 05/13/10 11:43 AM
VA Flip rule - 1 day OK
The Seller seasoning requirement on our VA Loans is one day. Not a misprint, just one day.  Why is this important you may ask?   Many lenders have begun to require that sellers own a home for 90-180 days before it is eligible for their VA Financing. We do not require these waiting periods.Seller Seasoning simply means how long the current owner has owned the property (as recorded on Title Records).   Seller seasoning is also called Owner seasoning. VanDyk only requires that the seller is the owner of record on the day the contract is … (0 comments)

va loan: Corona VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender - 05/12/10 12:35 PM
Corona VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in Corona.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for Corona Homebuyers and Corona Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Corona FHA Loans are available up to $500,000 … (0 comments)

va loan: Home Buyer Tax Credit for Veterans good until 2011 - 05/10/10 01:57 PM
Home Buyer Tax Credit for Veterans good until 2011
The Federal Homebuyer Tax Credit is still alive for qualified Veterans.   Members of the U.S. military, Foreign Service and Intelligence Communities still have one more year to purchase a home and claim the home buyer tax credit.  
Any service member who is or has been on extended duty (overseas) for 90 days or more between Jan. 1, 2009 to April 30, 2010, has until April 30, 2011, to sign a purchase contract and until June 30, 2011 to close on the property sale. 
The Extension includes the $8,000 first-time homebuyer tax credit and … (0 comments)

va loan: Using VA loans to buy Condo's - 04/29/10 06:27 PM
We just posted an interesting piece on our VA Blog regarding using VA Loans to purchase Condominiums. 
The VA Condominium program allows our Veterans and Active Duty Military personnel to use their VA to buy VA approved Condo's with zero down.   That is a $537,500 Condo in San Diego, or a $1M condo in San Francisco.  Check out that article for more info, then give us a call to find out if this will help you purchase your condo using your VA. 
Here is a link to the new Veterans Administration VA Approved Condo Search Engine.
 
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va loan: VA Loans with 1 day of seller seasoning - VA Flip Rule info - 04/29/10 06:08 PM

 VA Loans with 1 day of seller seasoning - VA Flip Rule info
The Owner seasoning requirement on our VA Loans is one day. That is right, one day. Why is this important you ask? Well, many lenders have begun to require that sellers own a home for 90-180 days before it is eligible for their VA Financing. We do not require these waiting periods.  
Here is an article on our VA Blog about VA Seller Seasoning with more info.
Call us to see if your VA purchase may qualify.
 
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va loan: Temecula FHA Lender - VA Lender - California FHA Loan & VA Loan info for Temecula California -CA - 04/05/10 07:20 AM
Temecula VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in Temecula. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Temecula Homebuyers and Temecula Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Temecula FHA Loans are available up to $500,000 with just … (0 comments)

va loan: Murrieta VA Loans and Murrieta FHA Loans - California VA Lender & FHA Lender - Home Mortgage - 04/05/10 07:13 AM
Murrieta VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. VanDyk Mortgage is your source for VA Loans and FHA Loans in Murrieta. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Murrieta Homebuyers and Murrieta Homeowners to Purchase and refinance homes..
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m Murrieta FHA Loans are available up to $500,000 … (0 comments)

va loan: San Jose VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California VA Lender & FHA Lender. - 04/04/10 09:05 AM
San Jose VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.   VanDyk Mortgage is your source for VA Loans and FHA Loans in San Jose.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Jose Homebuyers and San Jose Homeowners to Purchase and refinance homes.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Jose FHA Loans are … (0 comments)

va loan: San Diego VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - California- VA Lender & FHA Lender - 04/04/10 08:43 AM
San Diego VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - VA Lender & FHA Lender.VanDyk Mortgage is your source for VA Loans and FHA Loans in San Diego.  We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender.  We offer many loan programs for San Diego Homebuyers and San Diego Homeowners to Purchase and refinance homes in San Diego.
FHA & FHA Jumbo (aka High Balance) VA & VA Jumbo (aka High Balance) Conforming & Conforming Jumbo (aka High Balance or Super Conforming) Jumbo Loans to $3m San Diego FHA … (0 comments)

va loan: Getting FHA & VA purchase offers approved - 04/04/10 05:07 AM
Getting FHA & VA purchase offers approved can seem daunting to a home buyer (and Realtors too).  
Many buyers experience a long frustrating process when trying to bid on Bank Owned, REO, Short Sale, or Corporate Owned Properties with a FHA loan or VA loan.   Why is this?   Steve Hall with RE/Max United,  one of our preferred Realtors here in North County San Diego, wrote a great success story on his blog regarding FHA & VA purchase offers.  
I fully agree with Steve that it boils down to much more than the type of loan you are using when trying to get an offer … (0 comments)

va loan: FHA High Balance or FHA Jumbo? What is the difference? - 03/28/10 09:12 AM
FHA High Balance or FHA Jumbo?  What is the difference?
FHA High Balance or FHA Jumbo?  What is the difference?  (January 2023 update) The answer is simple: None.   FHA loans that are over $726,200 and up to the county FHA Loan Limits are called both FHA Jumbo and FHA High Balance loans.   These are available up to $1,089,300 in areas such as Los Angeles, , Orange County, San Jose, San Francisco, and most of the Bay Area.  San Diego FHA Jumbo's go up to $977,500, while Seattle, Tacoma, King, Pierce,  and Snohomish counties can borrow up to $977,500 on a FHA Jumbo … (0 comments)

va loan: Our VA Jumbo loans are not capped at $650,000 - 03/10/10 03:10 AM
VanDyk Mortgage allows you to borrow up to your full County Loan Limits.  Our VA Jumbo loans are not capped at $650,000.   This may sound strange, but many VA lenders do not offer VA loans above $650k.  Why $650K you ask?  It doesn't correspond with any VA County Limit (check yours here).   This has to do with the lenders investors and warehouse financing.  Warehouse financing is basically the Lenders line of credit that is used to extend mortgage loans.   Many lenders are constricted by their warehouse lenders guidelines such as the $650K limit, without regard to Loan Limits.  VanDyk Mortgage allows you … (0 comments)

 
Brian Skaar, Purchase Loan Specialist - VA, FHA, Conventional (VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender)

Brian Skaar

Purchase Loan Specialist - VA, FHA, Conventional

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Washington Loans, Georgia Home Loans, Florida Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call or text at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ VanDyk Mortgage is an Equal Housing Opportunity Lender All content Copyright 2007-2024 Brian Skaar & VanDyk Mortgage, all rights reserved.


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