va refinance: VA FAQ #22 - Does the VA allow 100% Cash Out VA Loans? - 03/20/15 09:26 AM
VA FAQ #22 - Does the VA allow 100% Cash Out VA Loans?
 
100% Cash Out VA Loans are available again.    You read the headline correct:   VanDyk now offers VA loans up to 100% loan to value for VA cash out refinances.   VA refinances are no longer capped at 90% of your current appraised value.   These are available up to $424K loan amounts.   (if your VA Loan Amount will need a higher balance, Our VA Jumbo Loans allow up to 100% as well.  Please inquire direct to 760-752-4480 to see if you have enough equity to make a new … (0 comments)

va refinance: Adjustable Rate VA Loans becoming more popular (VA ARM's) - 03/09/14 03:20 PM
Adjustable Rate VA Loans becoming more popular (VA ARM's)
With rates increasing over the past 8 months,  many borrowers have begun to experience the VA 5/1 ARM as an affordable alternative.   It's a VA Loan that is fixed for the first 5 years, then becomes adjustable.   The first adjustment is sometimes even 5 1/2 years due to the VA ARM Adjustment dates happening only 2x per year regardless of when your loan started.   In the fifth year,  the VA Loan becomes adjustable,  with a maximum interest increase or decrease of 1%.   The VA ARM is tied to … (0 comments)

va refinance: San Diego VA Loan Limit for 2015 - 03/07/14 01:48 AM
San Diego VA Loan Limit for 2015 
The San Diego VA Loan Limit for 2015 has been set by the VA.    The new calculations, which are capped at the "permanent high cost loan limit" (set by the HERA Act), increased the San Diego County VA Loan limit to $562,350 for 2015.
This allows San Diego County Vets to purchase a home up to $562,350 with no down payment required, as well as expand VA Refinance options. 
Please visit our VA Loan Infosite for more info on VA Loans and VA Jumbo Loans. 

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va refinance: VA FAQ #7 - Can I use a VA Loan to refinance my non VA loan? - 10/10/13 09:36 AM
VA FAQ #7 - Can I use my VA Home Loan Benefit to refinance my non VA loan?
The short answer is YES, qualified Vets can utilize a VA Home Loan or VA Jumbo Loan to refinance your non-VA loan into a safe, secure VA Loan.  VA & VA Jumbo Loans can be used to refinance out of FHA loans, Conventional Loans, Helocs, Seconds, and Jumbo Loans into a new VA Loan or VA Jumbo Loan.  
There are many benefits of utilizing your VA benefit to refinance.   
VA Loan rates are very good when compared to Conventional Home Loan Rates … (0 comments)

va refinance: Now Serving Virginia Home Buyers and Home Owners - 08/11/13 05:01 AM
Now Serving Virginia Home Buyers and Home Owners
We are now proudly serving Home Buyers and Home Owners in the State of Virginia.   We will be posting more information on our Loan Programs and how they can help Virginia Residents.   We are a Direct Lender offering a full selection of VA, VA Jumbo, FHA, FHA Jumbo, Conventional, Jumbo Loans, USDA, and First Time Home Buyer loans for the purchase, refinance or streamline of your home. 
Check back soon as we post more information!
 
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va refinance: VA FAQ #5 - What is a VA Jumbo Loan? - 06/09/13 03:55 AM
VA FAQ #5 - What is a VA Jumbo Loan?
A VA Jumbo Loan is any VA Loan that exceeds $484,350 for the Loan Amount.   Many counties have a VA Loan Limit of $484K, which is the base VA Loan Limit Nationwide.   VA Jumbo Loans come into play in a couple of different instances. 
VA Jumbo scenario 1.   Exceeding VA Loan Limits in Counties with a $484,350 VA Loan Limit.   If you live in a county with a $484,350 VA Loan Limit,  you can actually get a higher VA Loan amount than $484K with Vandyk Mortgage.   The loan will require … (0 comments)

va refinance: VA FAQ #4 - What is the VA Loan Limit? - 06/09/13 03:09 AM
VA FAQ #4 - What is the VA Loan Limit?
The Veterans Administration does not actually have a Loan Limit or maximum loan amount for VA Loans.  However there are VA County Loan Limits which are the maximum Loan Amounts available for 100% VA financing in that respective county.  
Most US counties are at the $424,100 nationwide VA Loan Limit, however certain High Cost counties are allowed much higher VA Loan Limits,  we will address these in subsequent FAQs on VA Loan Limits for Higher Cost Counties and Exceeding the VA Loan Limit.  VA Loans over $424K are called VA Jumbo, VA … (0 comments)

va refinance: VA FAQ #3 - Who can qualify for a VA Loan? - 06/09/13 02:53 AM
VA FAQ #3 - Who can qualify for a VA Loan?
Qualified Veterans, Reservists,  Guard,  and Active Duty Military Personnel may qualify.    There are minimum service time requirements for each group, that will be address in a subsequent FAQ.   Certain surviving spouses of deceased Veterans may qualify as well.  
The VA does require that you had an Honorable Discharge (as documented with your DD214), and that you are in good standing on any US Government debts such as prior VA Loans, Student Loans, taxes, etc.  The DD 214 is the starting point in attaining your Certificate of Eligibility - COE. … (0 comments)

va refinance: VA FAQ #2 - Does the VA make VA Loans? - 06/09/13 02:41 AM
VA FAQ #2 - Does the VA make VA Loans?
Does the VA make or underwrite my VA loan?   No, The VA does not make or underwrite VA Loans, private Lenders make VA Loans.   The Veterans Administration guarantees VA Loans.   VA Loans and VA Jumbo Loans are made by private Lenders such as VanDyk Mortgage per the VA's VA Loan guidance and policies. In the event of default of the Homeowner,  the VA guarantee helps the Lender recoup their losses.   
This is part 2 of our FAQ series for VA Loan Questions.    FAQ = Frequently Asked Questions, and when … (0 comments)

va refinance: VA FAQ #1 - What is a VA Loan? - 06/09/13 02:34 AM
VA FAQ #1 - What is a VA Loan?
 
A VA Loan is a home loan program that was created by Congress back in 1944 to help our returning Veterans from World War ll  be able to purchase a home after serving our country in the Militay with no downpayment required.  
USA Military Veterans and Active Duty Military Personnel can utilize the program to purchase a home with as little as zero down payment, and no monthly Mortgage Insurance (aka MIP or PMI).    These loans are backed by the Veterans Administration, however they are made by VA Approved Private Lenders such … (0 comments)

va refinance: VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert! - 06/18/12 01:12 PM
VA IRRRL Streamline Refinance Options for Washington Veterans - Rate Alert!
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Washington VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   Rates have never been lower on VA or VA Jumbo IRRRL Streamlines!
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo IRRRL Streamline Refinances are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for … (0 comments)

va refinance: VA IRRRL Streamline Refinance Options for Fresno Veterans - 05/07/12 12:46 AM
VA IRRRL Streamline Refinance Options for Fresno Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Fresno VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo Streamlines are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a Fresno VA IRRRL Streamline Refinance:
On-time Mortgage Payments last 6 months No income or asset … (0 comments)

va refinance: VA IRRRL Streamline Refinance Options for Oakland Veterans - 05/02/12 02:17 AM
VA IRRRL Streamline Refinance Options for Oakland Veterans
The VA IRRRL Streamline Refinance is a great option to reduce the interest rate on your Oakland VA Loan.   The VA Streamline requires reduced documentation,  and offers a streamlined process.   
VA IRRRL (Interest Rate Reducing Refinance Loan) Streamlines and VA Jumbo Streamlines are available for Owner Occupied Homes, Single Family Homes, Condo’s, Second Homes, and Rental Properties secured by VA and VA Jumbo Loans.   (Rental Properties are also known as Non-owner, or Investment Homes)
Basic requirements for a Oakland VA IRRRL Streamline Refinance and VA Jumbo IRRRL Streamline:
On-time Mortgage Payments last 6 … (0 comments)

va refinance: Sonoma County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/14/12 03:09 AM
Sonoma County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Sonoma County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Sonoma County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

va refinance: Mono County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/14/12 03:09 AM
Mono County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Mono County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Mono County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

va refinance: Siskiyou County VA and VA Jumbo Home Mortgage Loan info - Direct Lender - 02/14/12 03:09 AM
Siskiyou County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Siskiyou County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Siskiyou County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

va refinance: Alpine County VA and VA Jumbo Home Mortgage Loan info - Direct Lender - 02/14/12 03:08 AM
Alpine County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.  VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Alpine County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Alpine County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes. VA Loans VA Jumbo Loans VA Loans for Condo's VA Jumbo … (0 comments)

va refinance: Calaveras County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/14/12 03:08 AM
VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Calaveras County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Calaveras County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA Jumbo Loans for Condo’s Purchase, Refinance, Streamline Refinance (IRRRL) **All information on this page … (0 comments)

va refinance: Inyo County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/14/12 03:08 AM
Inyo County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Inyo County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Inyo County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

va refinance: Lake County VA and VA Jumbo Home Mortgage Loan info - Direct Lender. - 02/14/12 03:08 AM
Lake County VA and VA Jumbo Home Mortgage Loan info - Direct Lender.   VanDyk Mortgage is your local source for VA Loans and VA Jumbo Loans in Lake County, CA.  We have been making VA loans since 1987.   VanDyk Mortgage is a Direct Lender.  We offer VA Loans, VA Jumbo Loans, VA Condo Loans, VA Refinance Loans, VA Jumbo Refinance Loans, VA IRRRL Streamline Loans and VA Jumbo IRRRL Streamline Loans.   We offer many loan programs for Lake County Homebuyers and California Veteran Homeowners to Purchase and Refinance their homes.
VA Loans VA Jumbo Loans VA Loans for Condo's VA … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

More about me…

VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2019 VanDyk Mortgage, all rights reserved.


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