vandyk: The Home Ownership Accelerator is back - 10/25/09 04:27 AM
The Home Ownership Accelerator is back!   (aka the HOA).  
We are proud to announce that we are again offering the Home Ownership Accelerator loan (HOA).  
One of the unfortunate casualties of the Mortgage Meltdown was the Home Ownership Accelerator loan program.   This loan program allowed USA homeowners the power to utilize interest saving techniques used in Australia & much of Europe to pay off their Home Mortgage Early without paying any extra money each month.    The Program has helped thousands of US homeowners speed up their loan payoff by years while maintaining their current lifestyle and no reduction in available spending … (0 comments)

vandyk: USDA Rural Home loans - 100% financing still exists! - 01/11/09 01:53 PM
USDA Rural Home loans - 100% financing still exists!   VanDyk Mortgage is proud to offer another US Government backed home loan program direct to consumers:  The USDA Rural home loan.   This program allows ZERO down payment, and is available in all 50 states.   There are restrictions on eligible locations & total household income, but this program offers a fantastic alternative for Families wishing to Purchase a new home, or refinance their existing home who may not qualify for other loan programs.  
Call the USDA Home Loan Experts at VanDyk Mortgage to find out if your home or future home qualifies … (0 comments)

vandyk: New 2009 VA Loan enhancements to help more Veterans & Active Duty Members Refinance & Purchase homes - 12/02/08 12:28 PM
Enhanced VA home loan options are available for 2009 thanks to the Veteran's Benefits Improvement Act of 2008, passed on Oct. 10, 2008.   The new VA home loan changes include higher loan limits (click here for 2009 VA loan limits by County). 
VA Loans can now help Veterans and active service members refinance their non-VA loans into safe, secure, & fixed rate VA Loans.   Previously, this type of refinance was only available up to $144,000.   Now you can refinance into VA Loans up to $729,750 (depending on your county limit).    Another huge change is that Veterans & active service members can … (0 comments)

vandyk: Fannie & Freddie Bailout helps FHA Borrowers too - 09/08/08 05:22 PM
This weekends blockbuster government takeover of Government Sponsored Mortgage Giants Fannie Mae (FNMA) and Freddie Mac (FHLMC) has created a welcome stability and confidence in both the mortgage market and the money markets as a whole.   These entities are too large, effect too many individuals, and would create too much havoc if crippled for the US government to let them fail.   I am not a personal fan of more government, but in this case, hoorah.  It is necessary for the stability of many levels of our economy.
So the real question I promised to answer was, How does the Fannie & Freddie bailout … (0 comments)

vandyk: Want to buy a bank repo home? REO? Bank Owned foreclosure? But the house is kinda hammered? - 08/05/08 03:04 PM
There is no doubt that the current real estate market offers a lot of great bargains on bank owned, Foreclosed, REO, Repo'd, etc homes.   One problem.  many have been hammered on by the previous owner and left in poor condition.   Missing appliances, ruined carpet & flooring, holes in the wall, etc.  Most loan programs will not be able to help folks buy homes in this condition.  At least not without a very large downpayment. 
This is where a little known program called the FHA 203K Rehab loan comes in.   The FHA 203K Rehab loan is becoming very necessary for the purchase of … (0 comments)

vandyk: White House compromise helps homeowners - 07/23/08 01:54 PM
Today,  The White House announced that the President would lift his opposition to a Housing bill being voted on today in the House of Representatives.   This bill includes several upgrades for homeowners accross America.   It provides tax credits for first time homebuyers of up to $7500.  Property Tax credits for other qualifying homeowners.   Authorizes Government investment to shore up Fannie Mae & Freddie Mac, the two largest guarantors of home mortgages.  It will allow permanent upgrades to the maximum loan amounts for Fannie, Freddie & FHA (details to come in the following weeks).  Here is the part that really inspired me to write a … (0 comments)

vandyk: President Bush compromise may help thousands of Homeowners out of trouble - 07/23/08 01:48 PM
Today,  The White House announced that the President would lift his opposition to a Housing bill being voted on today in the House of Representatives.   This bill includes several upgrades for homeowners accross America.   It provides tax credits for first time homebuyers of up to $7500.  Property Tax credits for other qualifying homeowners.   Authorizes Government investment to shore up Fannie Mae & Freddie Mac, the two largest guarantors of home mortgages.  It will allow permanent upgrades to the maximum loan amounts for Fannie, Freddie & FHA (details to come in the following weeks).  Here is the part that really inspired me to write … (0 comments)

vandyk: HUD changes allow home buyers to use FHA loans to Buy REO's/Bank Owned Homes - 07/01/08 05:07 PM
HUD has recently made changes allowing homeowners to qualify for FHA loans when buying homes that have been foreclosed, returned to lender (deed in lieu of foreclosure),  AKA REO properties.   REO stands for Real Estate Owned, which are essentially Bank Owned Repos.    Outdated regulations from HUD to prohibit property flipping and false price appreciation made it difficult for banks to sell recently foreclosed properties due to a HUD rule which prohibited the use of a FHA loan to purchase a home that had not been owned by the seller for atleast 90 days.   This has now been lifted until June 2009.  
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vandyk: FHA scores again for home buyers - 04/02/08 05:39 PM
FHA Loans guaranteed by HUD are fast becoming the loan of choice again for first time homebuyers and also those buyers who do not want to put 5, 10 or 20% down payment on their new home (there is good reason to keep your assets in other areas, that will be another post, or call me to find out why). The FHA loan requires just 3% down payment. Sellers can contribute to down payment and closing costs as well, it just requires the use of one of our Down Payment Assistance programs to administer the transfer of funds. (HUD requirement). So … (0 comments)

 
Brian Skaar, VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480 (VanDyk Mortgage -  VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender) Rainmaker large

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480

San Diego, CA

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VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender

Address: 310 Via Vera Cruz, ste 210 & 211, San Marcos, CA, 92078

Office: (760) 752-4480

Office: 866-900-2342

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The Government Loan Pro's Blog includes topics on Government backed Home Mortgage Loans and Lending, VA loans, VA Jumbo Loans, FHA Loans, USDA Loans, FHA Jumbo Loans, VA High Balance Loans, FHA 203K loans, Conventional Loans, Jumbo Loans, No monthly PMI Loans, Piggyback loans, 80/10/10 loans, Conforming High Balance Loans, how to use your VA Home Loan Benefit, San Diego, Los Angeles, SF Bay Area, Northern California and Southern California Home Loans, Seattle - Tacoma - Everett Area Home Loans, Colorado Home Loans, Denver Home Loans, Boulder Home Loans, Texas Home Loans, Dallas Home Loans, Houston Home Loans, San Antonio Home Loans, Virginia Loans, Wyoming Home Loans, Washington Loans, Georgia Home Loans, Massachusetts Home Loans, Wyoming Home Loans, and more. Visit us at vandykfunding.com for even more info or to get started. Or give us a call at 760-752-4480 direct. NMLS ID: 3035 - VanDyk Mortgage Corp NMLS ID 220268 Brian Skaar - Loan Originator http://www.nmlsconsumeraccess.org/ All content Copyright 2007-2018 VanDyk Mortgage, all rights reserved.


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