insurance: ways to lower your insuance costs - 05/05/07 02:21 AM
10. Review the limits in your policy and the value of your possessions at least once a yearYou want your policy to cover any major purchases or additions to your home. But you don't want to spend money for coverage you don't need. If your five-year-old fur coat is no longer worth the $5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high-end computers and valuable art work) and pocket the difference.11. Look for private insurance if you are … (1 comments)

insurance: more ways to save on Insurance - 05/05/07 02:19 AM
7. Seek out other discountsCompanies offer several types of discounts, but they don't all offer the same discount or the same amount of discount in all states. For example, since retired people stay at home more than working people they are less likely to be burglarized and may spot fires sooner, too. Retired people also have more time for maintaining their homes. If you're at least 55 years old and retired, you may qualify for a discount of up to 10 percent at some companies. Some employers and professional associations administer group insurance programs that may offer a better deal than … (1 comments)

insurance: more ways to save on Insurance - 05/05/07 02:17 AM
4. Buy your home and auto policies from the same insurerSome companies that sell homeowners, auto and liability coverage will take 5 to 15 percent off your premium if you buy two or more policies from them. But make certain this combined price is lower than buying the different coverages from different companies.5. Make your home more disaster resistantFind out from your insurance agent or company representative what steps you can take to make your home more resistant to windstorms and other natural disasters. You may be able to save on your premiums by adding storm shutters, reinforcing your roof or … (0 comments)

insurance: ways to lower your insuance costs--more to follow - 04/30/07 05:21 AM
1. Shop AroundIt'll take some time, but could save you a good sum of money. Ask your friends, check the Yellow Pages or contact your state insurance department. (Phone numbers and Web sites are listed here.) National Association of Insurance Commissioners ( has information to help you choose an insurer in your state, including complaints. States often make information available on typical rates charged by major insurers and many states provide the frequency of consumer complaints by company.Also check consumer guides, insurance agents, companies and online insurance quote services. This will give you an idea of price ranges and tell you … (0 comments)


Ben Buchanan

Tupelo, MS

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T.U.P. Realty

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