ARCHIVED BLOG POSTS

2013 

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Where Is It Invested? You’ve saved for a rainy day or retirement. Congratulations but don’t get too comfortable yet; where is it invested? It’s estimated that over 25% of Americans have their long-term savings in cash instead of investments like stocks, bonds or real estate. The memories of the f...
10/30/2013
Get Regular Check-ups Following his heart surgerya few months back, after an issue was discovered during his annual physical, President George W. Bush encouraged everyone to get regular check-ups.  Another important checkup that should be done on a regular basis and can be just as beneficial for ...
10/30/2013
It Can't Hurt to Wait, Can It?  It’s been said that more money has been lost due to indecision than was ever lost because of a bad decision. Regardless of whether you agree with the statement, delaying the decision to buy in today’s market is going to cost the buyer more.  Home prices have gone u...
10/30/2013
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Real Estate 411 - 10/28/2013  When you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time?  As a homeowner for many years to come, you’ll need reliable help and solid suggestions. Our business goal is to have a...
10/30/2013
Find the "Right" Agent Before the "Right" Home - 8/26/2013  It’s a common practice for buyers to make a list of what they want in a home during the search process and to explain it to their agent. However, maybe the first list they should make would have the skills they want their agent to have. ...
10/22/2013
Rating Your Best Friend Man’s best friend enjoys many of the benefits of his master’s home besides food and shelter and a comfortable place to live and play.  In return, dog owners expect companionship and possibly, protection; after all, even a small dog can bark to signal intruders. Few people ...
10/21/2013
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Equity Dynamics   Equity is the difference in what your home is worth and what you owe. Ideally, as the value goes up and the unpaid balance goes down with each amortized payment made, the equity grows from two directions. This dynamic leads to increasing a person’s net worth much faster than man...
10/21/2013
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Don't Do It!  You’ve seen lists telling buyers what to do to find the right home but knowing what not to do can be just as important.  After finding the right home, negotiating a contract, making a loan application and inspections, buyers, understandably, start making plans to move and put their ...
10/21/2013
Lower Anxieties/Improve Marketability -   One of the anxiety highpoints during the sale of a home is waiting for the buyer’s home inspection report.  Most sellers willingly disclose what they know about their home to any potential buyers.  The concern stems from the inspector finding something th...
10/21/2013
Why Borrowers Pay Different Rates - 10/21/2013  Lenders, like any business, have to make a profit.  The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified.  The variable in pricing is the type of mortgage and the credit worthiness of t...
10/21/2013
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