advice: Where is it invested?
- 10/30/13 04:23 AM
Where Is It Invested? You’ve saved for a rainy day or retirement. Congratulations but don’t get too comfortable yet; where is it invested? It’s estimated that over 25% of Americans have their long-term savings in cash instead of investments like stocks, bonds or real estate. The memories of the financial crisis of 2008 are recent enough to understand why some people may want to avoid the stock market and real estate. Even though Wall Street and housing have rebounded considerably, uncertain investors are sitting on their cash. However, trying to avoid a bad decision can have serious costs too. If your … (20 comments)
advice: Get Regular Check-ups
- 10/30/13 04:22 AM
Get Regular Check-ups Following his heart surgerya few months back, after an issue was discovered during his annual physical, President George W. Bush encouraged everyone to get regular check-ups. Another important checkup that should be done on a regular basis and can be just as beneficial for your finances is an annual homeowner advisory. Why would you treat your investment in your home with less care than you treat your car or even your HVAC system? Consider investigating the following: • Know the value of your home by obtaining a list of comparable sales in your immediate area as well as … (0 comments)
advice: It can't hurt to wait, can it?
- 10/30/13 04:21 AM
It Can't Hurt to Wait, Can It? It’s been said that more money has been lost due to indecision than was ever lost because of a bad decision. Regardless of whether you agree with the statement, delaying the decision to buy in today’s market is going to cost the buyer more. Home prices have gone up considerably in almost every market in the country in the past year and while inventories are beginning to grow, prices are expected to continue to rise. Mortgage rates jumped 1% from the beginning of May to now. They could easily reach 5% by the end … (0 comments)
advice: Real Estate 411
- 10/30/13 04:16 AM
Real Estate 411 - 10/28/2013 When you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time? As a homeowner for many years to come, you’ll need reliable help and solid suggestions. Our business goal is to have a select group of our friends and past customers who consider us their lifelong real estate professional. We want to earn that trusted position so they’ll enthusiastically refer their friends to us. Our plan to achieve this is simply to help these people with all of their real estate … (0 comments)
advice: Keep posting! A lack of replies does not mean a lack of views!
- 07/08/13 06:19 AM
Quick blogging tip here Active Rain bloggers - don't get discouraged if your blog posts aren't getting many (or any) comments. Just because people aren't replying to your blog post it doesn't mean that they aren't reading it! To give you some insight I'll let you in on a quick story. A few months back I had listed a property for a former client and we were at a critical junction with an offer on her house. We were split by about $1500 on the buyer's highest and best and my seller's ideal bottom line. As we were discussing what to … (1 comments)
advice: Expert advice does not mean perfect advice
- 05/17/13 12:42 AM
Don’t be afraid of those two words-expert advice. Remember: An expert doesn’t mean you’re going to give perfect advice. An expert means you’re going to give excellent advice. Here’s the difference: If you go to a doctor with a serious illness, she can’t tell you how it’s all going to wind up in the end. She can’t know for sure. Therefore, she can’t offer perfect advice. However, your doctor can only give you excellent advice. She can tell you about your illness and your options, whether it be surgery or medications. She can also explain what she believes to be the best option for you … (0 comments)
advice: The differences between a short sale and foreclosure
- 10/04/12 08:36 AM
I've just put a very general description together of the difference on these two different types of sales processes. I still have people asking me weekly what the difference is - so I figured I'd throw this out there. As I said, very general and specific to my own experiences and observations here in Missoula, MT.
The difference between a short sale and a foreclosure
1. Short Sale – Short sales are properties that have not yet been foreclosed on. They may still be occupied by the owner. With these sales the seller is attempting to sell … (1 comments)
advice: Thoughts after an over-priced home tour
- 06/05/09 06:51 AM
Yesterday there was a 12 home Realtor lunch tour on the south side of Missoula. All of the houses were larger/newer homes in newer subdivisions, priced between $350,000 - $600,000. For those of you unfamiliar with our market, that's probably what you'd consider the "top end" right now, there's higher priced stuff, but these are mostly large homes with 4+ bedrooms, newer, big lots as high as 2 acres, etc. After completing the tour it was sobering what is going on in our "top end" market, the general disconnect between agents and sellers, and how people still don't realize the changing … (6 comments)
Where Is It Invested?
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