fremont home buying: Why are Banks/Lenders so Uncooperative - 03/22/10 05:58 AM
Subscribe

With all the foreclosures and short sales going on, and all us Realtors trying so hard to help our clients, it amazes me how the banks try so hard to be as uncooperative as possible.  My latest experience in this involved a listing that I had been trying to sell for so long it turned out to be a record in our office!  My client had just lost her job and could no longer pay the mortgage payments.  I rushed to get a buyer so she would not foreclose.  We get into escrow all the inspections and FHA requirements … (2 comments)

fremont home buying: Why are Banks/Lenders so Uncooperative - 03/22/10 05:58 AM
Subscribe

With all the foreclosures and short sales going on, and all us Realtors trying so hard to help our clients, it amazes me how the banks try so hard to be as uncooperative as possible.  My latest experience in this involved a listing that I had been trying to sell for so long it turned out to be a record in our office!  My client had just lost her job and could no longer pay the mortgage payments.  I rushed to get a buyer so she would not foreclose.  We get into escrow all the inspections and FHA requirements … (0 comments)

fremont home buying: First Time Buyers Basic 101 - 02/16/10 06:31 AM
Subscribe
 
I have been answering a lot of questions from uninformed first time buyers on websites Like Homeresearch.com and Trulia.com, these sites have realtors who will answer real estate questions.  The majority of questions are regarding if one house or another is available.  They do not have a Realtor nor are they pre-approved......So I am writing this for the benefit of the many first time home buyers who do not know that their first step should be to find a Realtor they feel comfortable with.   The buyers Realtor is paid by the seller and so the expert help of an experienced Realtor … (0 comments)

fremont home buying: Housing Market and Economy Seems to be Stabilizing - 11/30/09 05:46 AM
Subscribe
In the last year with the help of the tax credit, there has been a rise in first time home buyers. The National Association of Realtors says the percentage of first time buyer is up to 47% in 2009 compared to 41% in 2008 and 36% in 2006.
The unemployment rate is close to peaking and is projected to ease to 9.5% by the end of next year.
Read more: http://rismedia.com/2009-11-17/housing-a...
(0 comments)

fremont home buying: How to Buy a Bank Owned Home - 11/03/09 09:59 AM
Subscribe
How to Buy a Bank owned home
This is a UTUBE video I thought you all would like. I thought it was funny and entertaining. It hits close to home in regards to bank owned homes and the "foreclosure specialists" assigned to list them..
(4 comments)

fremont home buying: Bad Economy, Tough times for Everyone, And People Will try to Scam - 11/02/09 05:25 AM
Subscribe

when the economy gets bad and people get desperate, some people have no scruples and will try to scam any way they can.
If you are trying to get a mortgage, beware of online scams who are trying to just get your information so they can steal your identity and ruin your credit and your life. Also beware of brokers or lenders who tell you one rate and then give you another (higher rate). Be sure you do business with a "Realtor" or someone else you know and trust. Realtor's have specific ethics they have to abide by.
Some … (0 comments)

fremont home buying: New Housing Bill - 10/12/09 05:00 AM
Subscribe
When I first heard about the new housing bill, that would force banks to modify loans to keep people in their homes, or face stiff fines. I was excited. A housing bill that would help keep people in their homes, and slow or stop the dreaded foreclosures. Woo Hoo! How wonderful for the many people faced with losing their homes.
Then I viewed my Active Rain site and read a blog by JP Lowry of Preferred Financial Funding, titled What are We Doing America? in which he VERY ADAMANTLY stated why the bill was Disgusting, Ridiculous & Entitled. I have … (1 comments)

fremont home buying: Tax Credits In California 1 Federal! and 1 State! - 09/17/09 07:46 AM
Subscribe
In the state of California you can apply for two different tax credits one from the state Gov. and one from the Federal Gov.
The federal Gov. is giving a tax credit in the amount of 10% of the sale price or 8000.00 which ever is less.
The state of California is giving a tax credit in the amount of 5% of the sale price or 10,000.00 which ever is less.
Neither is a loan nor does it have to be repaid.
What's the catch, you ask? Well the federal tax credit has a limit on the income amount on … (0 comments)

fremont home buying: Tax Credits Are Not Just For First time Buyers - 09/15/09 07:27 AM
Subscribe
Buying a home
Homebuyers can make the most of several tax breaks that help lower their tax bill based on the purchase of an existing or new home. For instance:-First-time homebuyers: The Recovery Act provides a credit of up to $8,000 if a taxpayer buys a home between Jan. 1, 2009 and Nov. 30, 2009. The homebuyer also must not have owned a home in the previous three years and the home must be the primary residence.-Points: The points paid on a mortgage are generally deductible as interest if taxpayers paid enough of a down payment or earnest money at … (0 comments)

fremont home buying: Housing Market Continues to Stabilize - 09/04/09 06:53 AM
Subscribe
The U.S. housing market continues to show signs of stabilization with a drop in the number of Multiple Listing Service (MLS)-listed homes for the twelfth consecutive month. The number of single family homes and condos listed for sale according to MLS data decreased in June 2009 from May by 2.1%, bringing the total number of active listings in 28 major U.S. markets to 696,858.
Other highlights from ZipRealty's Housing Inventory Index, compiled from local Multiple Listing Service (MLS) data, for June 2009 include:
-Las Vegas, Los Angeles and Phoenix all recorded a decline in inventory which may have contributed to … (0 comments)

fremont home buying: To Buy or not to Buy, That is the Question! - 08/01/09 07:03 AM
Subscribe
Following are the top 7 reasons why it's better to buy than rent in 2009
1. Buying doesn't always cost much more than renting. According to a recent study by the Associated Press, the gap between monthly mortgage payments on a median-priced home and the median rent has decreased from $777 to just $221 in the last three years.
2. Affordability is at an all-time high. In markets across the nation, including the inland areas of California, prices have declined by nearly 40%.
3. Buyers can take advantage of tax benefits of home ownership. Perhaps the biggest tax break is … (0 comments)

 

Dawn Rivera

Fremont, CA

More about me…

Realty World Viking Realty

Address: 2698 Mowry Ave, Fremont, CA, 94538

Office: 510(794) 992-2155

Mobile: (510) 909-0373

Email Me



Links

Archives

RSS 2.0 Feed for this blog