mortgages: Take some time where you normally wouldn't..
- 12/21/09 07:14 AM
With the news and print media constantly telling us and consumers that the housing market is terrible, is there really light at the end of the tunnel? Some signs point to yes I think, others to no. So, what does that mean for us? Well, for me personally, that means that every person I speak to must be treated like a friend. Because if I can't help them, maybe I can help someone that they know. And while this is how our relationships with prospective clients should always be, it's not always the case. I know that when I get busy, sometimes … (0 comments)
mortgages: Know your options..
- 05/08/08 03:15 AM
If you are in the market for a new home or looking to refinance, then you should know your options. And that is where a good broker comes in. With the many lenders that a broker has at his or her disposal, there are countless options available to you the consumer. Banks only offer their products, and all lenders will probably eventually sell your loan. That means taking your business to a local bank doesn't necessarily mean it will stay there. So, if you are looking for a new home, or just looking to refinance your current home, then give a broker a … (0 comments)
mortgages: FHA all the way..
- 04/24/08 05:58 AM
Is it just me or does every lender that is still open suddenly do FHA loans? It's just something that I've noticed lately. Every other email in my inbox is a hey, we do FHA now!! So who do you go with. For me personally, it's the lenders that I am comfortable with. I know there won't be any surprises. I know their timetables. I know what tp expect. And all these companies trying to sell me on faster closings need to get in my office and show me something more than an email. It's kind of like if I just … (2 comments)
mortgages: Recharge your batteries!
- 04/18/08 07:31 AM
Well, the weekend is here and I don't know about you guys, but I am going to use it to recharge. I have gotten some great tips and some really positive feedback on some posts lately. So, I hope that after this weekend I can come out swingin and apply some of what I've been hearing! I hope you all take this weekend to relax, recharge, and prepare yourselves for the week ahead. We can turn this thing around with some positivity!! And if that's not a word it should be! HAHA.... Have a great weekend everyone! … (5 comments)
mortgages: All I need is a miracle!!
- 04/17/08 02:18 AM
A few times over the past few months I have felt like I needed a miracle to keep going. The market was looking bad and it seemed like the only people looking to refinance their homes were completely upside down or 4*30 on their mortgage. And now spring is here and my seasonal depression is under control (self diagnosed during a long winter!!) and I can't help but be curious. Is anyone else much slower than they would normally be? I feel like I shouldn't have time to think right now and it's all that I seem to be doing! Sitting around … (17 comments)
mortgages: Tips for a quick sale!
- 04/16/08 08:52 AM
If your one of the thousands of people selling their homes this spring, here a a few tips for a faster sale. Keep in mind that if there are homes near you for sale, yous must have more appeal or value to get sold first. 1. Start from the outside in. Fresh mulch and flowers can go a long way and they are pretty inexpensive. Also, taking time to clean your siding and windows will really help with your curb appeal. Lastly a clean and inviting front door and doormat should welcome potential buyers. Make sure to keep toys or tools, pretty … (2 comments)
mortgages: Tips for those with an adjustable rate..
- 04/11/08 04:08 AM
I know that we have been constantly bombarded by the news media for what seems to be forever about the state of the housing industry. But it really isn't as bad as everyone is making it out to be. If you have an adjustable rate mortgage, then you need to make sure that you do the following so you don't become part of the mess. 1. Know when your rate will adjust! 2. Keep your mortgage and other payments current for 12 months leading up to your refinance. 3. Find a broker that you are comfortable with who can offer you many different proposals for … (3 comments)
mortgages: Is there money in your drawer?
- 04/10/08 07:23 AM
Just a reminder for all of us in the mortgage industry. There might just be some money in your pile of turndowns. My phone has actually been ringing a little more than it been in a while, but I took a few minutes to look through some old files, and I just brought a few back to life. So everybody, take a minute to flip through some files and see what you turn up. FHA has really opened up some doors here. Let me know if it's done the same for you. your next check might just be a whole lot … (1 comments)
mortgages: Light at the end of the tunnel?
- 04/09/08 06:07 AM
With the news and print media constantly telling us and consumers that the housing market is terrible and we are headed for recession, is there really light at the end of the tunnel? Somw signs point to yes I think, others to no. So, what does that mean for us? Well, for me personally, that means that every person I speak to must be treated like a friend. Because if I can't help them, maybe I can help someone that they know. And while this is how our relationships with prospective clients should always be, it's not always the case. I … (2 comments)
mortgages: Great Loans!
- 04/08/08 05:24 AM
It's easy to get a buyer excitec about a great house. If they love it they love it.. But get them excited about the whole process including the loan. Rates are so great right now that it boggles the mind! Historic lows are all I keep hearing. And if they already have financing set up, encourage them to get a second or even a third opinion. It's their biggest investment! And even a quarter percentage point makes a world of difference over 30 years. So get excited, and even better, get your clients excited!! … (1 comments)
mortgages: Super Positive Day!!
- 04/07/08 08:57 AM
I hope that everybodys day went as well as mine. I am very excited about the next few months. Seize the Day! The Week! The Month! and The Year!! I hope everyone out there feels the same. The time is now for those of us in this field. I'm going to make it happen, are you? Matt … (4 comments)
With the news and print media constantly telling us and consumers that the housing market is terrible, is there really light at the end of the tunnel? Some signs point to yes I think, others to no. So, what does that mean for us? Well, for me personally, that means that every person I speak to must be treated like a friend. Because if I can't help them, maybe I can help someone that they know. And while this is how our relationships with prospective clients should always be, it's not always the case. I know that when I get busy, sometimes … (0 comments)
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