charlotte nc real estate: Charlotte NC Home Buyers--Mortgages Then and Now
- 06/23/10 04:08 AM
Charlotte NC Home Buyers—Mortgages Then and Now If you are like the average Charlotte NC home buyer, you have probably moved to a different home every five to seven years. You probably got a mortgage when you made that move. Getting the mortgage then was most likely fairly easy. A cake walk. That was then. This is now. Getting a mortgage today is not what you remember. I’m writing this post because my recent buyer clients, who have purchased homes before, are finding the mortgage process to be different than what they expected and very stressful. I hope that I can … (0 comments)
charlotte nc real estate: Charlotte NC Homes for Sale--3708 Ayscough Road in Barclay Downs is Reduced
- 06/18/10 03:28 AM
Charlotte NC Homes for Sale--3708 Ayscough Road is Barclay Downs is Reduced This classic ranch in Barclay Downs, one of SouthPark's best neighborhoods, has been reduced to $445,000. The home features wood flooring, a large family room with pretty masonry fireplace with gas logs and built-ins. A large screen porch overlooks the the big level backyard. The lot offers plenty of room for expansion. Take a virtual tour of 3708 Ayscough Road in Barclay Downs. Copyright 2010. Carol Fox. Allen Tate Realtors. *Charlotte NC Homes for Sale--3708 Ayscough Road in Barclay Downs is Reduced* … (0 comments)
charlotte nc real estate: Charlotte NC Property Taxes--What You Need to Know
- 03/17/10 03:37 AM
Charlotte NC Property Taxes—What You Need to Know Considering a move to Charlotte NC? If so, you are probably interested in property taxes in Charlotte and the surrounding areas. Here are some questions that newcomers to Charlotte ask me about taxes in the area. How are property taxes calculated in Charlotte NC? Property taxes are calculated by adding the county tax rate and the city tax rate plus the tax rates for any special tax districts that apply to a particular property. This combined tax rate is multiplied times each $100 of a property’s assessed value to determine the year’s tax … (1 comments)
charlotte nc real estate: Charlotte NC Home Buyers--Did Your Lender Pre-Qualify You, Pre-Approve You or What???
- 02/12/10 05:04 AM
Charlotte NC Home Buyers—Did Your Lender Pre-Qualify You, Pre-Approve You or What??? Are you a potential Charlotte NC home buyer? Have you spoken with a mortgage loan officer? Did your loan officer give you a document that says that you are qualified to purchase a home? Are you mystified about what that document means? I have learned to be wary of the pre-qualification and pre-approval letters that mortgage lenders issue to home buyers. Here is why. As a Charlotte NC home buyer, you may think that you have a document that entitles you to purchase a home without further scrutiny or … (2 comments)
charlotte nc real estate: Charlotte NC Tops Forbes List of Best Cities to Buy Real Estate Now
- 01/23/10 06:07 AM
Charlotte NC Tops Forbes List of Best Cities to Buy Real Estate Now Are you are a renter? Should you become a home buyer? A new study may give you some answers. According to Forbes Magazine, now may be the best time in years for Charlotte NC renters to become home buyers. Forbes created a list of top cities that are the best places to buy real estate and Charlotte NC came in at Number 2 on the list. How did Forbes identify the best cities to buy now? First, the Forbes study looked at the premium to buy, which is … (0 comments)
charlotte nc real estate: Charlotte NC Short Sales-New FDIC Loan Modification Program May Help
- 03/05/09 02:36 AM
Charlotte NC short sales may decline as a result of a new loan modification program announced this week by the federal government. This program, called "Making Home Affordable," becomes one more option that home owners may be able to use to avoid foreclosure. The following is a glossary of terms that describes some of the options and terms that a home owner contemplating a Charlotte NC short sale should know. Short Sale A property sale where the lender accepts less than the total amount due on the mortgage or mortgages. Loan Modification A loss mitigation tool that involves a permanent change … (0 comments)
charlotte nc real estate: Short Sale Basics in Charlotte NC
- 02/16/09 12:56 AM
The Charlotte NC real estate market has remained healthier than many other markets across the United States until recently. Short sales have not been a significant factor in the marketplace. With the recession deepening, however, the number of short sales is likely to rise. In recognition of the need for better tools for managing the listing and contract process of short sales, the North Carolina Association of Realtors (NCAR) just released two new standard forms for real estate agents to use when listing and selling short sales. The North Carolina Short Sale Addendum to the listing agreement provides useful information for … (0 comments)
charlotte nc real estate: Buyers' Market or Sellers' Market in Charlotte NC Small Towns?
- 01/21/09 02:05 AM
Buyers' market or sellers' market in the small towns to the south of Charlotte NC? The media would lead you to believe that sellers don't have a prayer in this real estate market. As I was reviewing the 2008 real estate market in Matthews NC, Mint Hill NC and the small towns of Union County NC recently, I took a look at absorption rate in each area. I found some surprises in the numbers. You may be surprised too. First, some background. What is absorption rate and how do you define a buyers' market and a sellers' market? Absorption rate is … (0 comments)
charlotte nc real estate: School Progress Reports in the Charlotte-Mecklenburg Public Schools
- 12/26/08 12:49 AM
The Charlotte-Mecklenburg Public School system, which serves Charlotte, Matthews, Mint Hill and all of Mecklenburg County, just added another tool that enables parents to get detailed information about each school in the district. This tool is called the School Progress Report 2007-2008. The School Progress Report is a natural follow-on to the information in the CMLS Data Dashboard. It is a four-page document that includes a letter from the school principal, key facts about the school, performance measurements in each of seven strategic planning goals, and a detailed description of the various performance indicators used in the report. The School Progress … (0 comments)
charlotte nc real estate: Mr. & Mrs. Homeseller, Are You Ready for Agent Feedback?
- 08/17/08 03:10 AM
It's official. Long the envy of the rest of the country, the Charlotte North Carolina real estate market is now in a buyer's market. This turn of events means that Charlotte homesellers will have to get used to a new reality in the wonderful world of agent feedback on property showings. This is how I educate my sellers on what to expect from agent feedback reports. Dear Mr. and Mrs. Homeseller, You are selling your home. We've done the listing paperwork. You've gotten the home staged and ready for showings. Your property is in the Multiple Listing Service and agents are … (5 comments)
Information about real estate, schools, and living in the southern part of the Charlotte NC region, including Union County NC, Matthews NC, Mint Hill NC, Indian Trail NC, Weddington NC, Marvin NC, Stalllings NC, Monroe NC, Lake Park NC, Fort Mill SC, Indian Land SC, Tega Cay
Charlotte NC Home Buyers—Mortgages Then and Now
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