Carol Swain's Blog

How Much Home Can You Afford? Use the chart below to determine your monthly principal and interest payments at various interest rates for either a 15 or 30 year term. Interest Rate Factors Per $1000 Interest Rate 15 Year Term 30 Year Term       4 7.4 4.77 4.25 7.52 4.92 4.5 7.65 5.07 4.75 7.78 5....

There are many factors to consider when selecting a neighborhood that is right for you.  Think about the location in terms of commute time to work, distance from leisure-time activities, and proximity to shopping, schools, or any other places you frequent.  You may think of other factors that are...

There are many factors to consider when selecting a neighborhood that is right for you.  Think about the location in terms of commute time to work, distance from leisure-time activities, and proximity to shopping, schools, or any other places you frequent.  You may think of other factors that are...

The first step to buying is the loan process.  The First Step...in the home buying process is to find an experienced lender at the same time as you find a Realtor.  You begin the mortgage process at the same time as you begin looking, so you know the value you qualify for.  The Swain Real Estate ...

The first step to buying is the loan process.  The First Step...in the home buying process is to find an experienced lender at the same time as you find a Realtor.  You begin the mortgage process at the same time as you begin looking, so you know the value you qualify for.  The Swain Real Estate ...

A Buyer's Market is a Trading Up Market!  Falling home prices are a great opportunity for a savvy homeowner looking to move up.  Eeven though your home sale price may be lower, the smaller loss at the sale can be compensated by greater savings at purchase.   Let's think about it.  If home prices ...

A Buyer's Market is a Trading Up Market!  Falling home prices are a great opportunity for a savvy homeowner looking to move up.  Eeven though your home sale price may be lower, the smaller loss at the sale can be compensated by greater savings at purchase.   Let's think about it.  If home prices ...

Today is a day to remember all of our beloved veterans.  My life has been touched by many veterans over the years and I want to pay tribute to all of them.  I can not thank them enough for their courage.  Please remember to thank our Veterans today.  They have served us well. I personally feel th...

1. Quality of Life - a home provides stability and security for you and your loved ones. 2. Pride of Home Ownership - it's your personal haven. 3. Historically low interest rates - around 6.5 percent in the US. 4. Appreciation potential - your home investment can grow in value. 5. Equity buildup ...

1. Quality of Life - a home provides stability and security for you and your loved ones. 2. Pride of Home Ownership - it's your personal haven. 3. Historically low interest rates - around 6.5 percent in the US. 4. Appreciation potential - your home investment can grow in value. 5. Equity buildup ...