langhorne pa homes: Sold in 3 Days ~ Lovely Home in Langhorne, Pa
- 05/26/09 03:24 AM
SOLD IN 3 DAYS Well Maintained Colonial in the Maple Point section of Langhorne. The exterior of the home is brick with vinyl siding accented by a quaint front porch. Step inside the home to the open foyer. Walk through to the family room highlighted by a sliding glass door and fireplace. Adjacent is the large eat in kitchen, which is illuminated by a greenhouse window overlooking the well manicured rear yard. The kitchen offers a newer dishwasher, refrigerator, range, microwave, and pantry. Natural sunshine pours in the dining room bow window creating a bright & airy setting. New Neutral … (0 comments)
langhorne pa homes: New Construction Questions to Ask
- 12/11/08 02:48 AM
When buying a new home be sure to ask the following questions: 1. How long have you been in business? 2. In what areas have you built? 3. What sets you apart from other builders? 4. What type of warranty program do you offer? 5. What are your fees for building a home (fixed price, costs plus management fee)? 6. How do you charge for extras? 7. Who supervises your construction? 8. How long have your trade people been working with you? 9. How often will we be updated on the progress of the home? 10. How often, during the week, … (2 comments)
langhorne pa homes: Questions to Ask a Builder
- 12/11/08 12:47 AM
When buying a new home be sure to ask the following questions: 1. How long have you been in business? 2. In what areas have you built? 3. What sets you apart from other builders? 4. What type of warranty program do you offer? 5. What are your fees for building a home (fixed price, costs plus management fee)? 6. How do you charge for extras? 7. Who supervises your construction? 8. How long have your trade people been working with you? 9. How often will we be updated on the progress of the home? 10. How often, during the week, … (0 comments)
langhorne pa homes: Ten Real Estate Loan Commandments
- 12/05/08 12:46 AM
1. Thou shalt not change jobs, become self-employed or quit your job. 2. Thou shalt not buy a car, truck or van (or you may be living in it)! 3. Thou shalt not use charge cards excessively or let your accounts fall behind. 4. Thou shalt not spend money you have set aside for closing. 5. Thou shalt not omit debts or liabilities from your loan application. 6. Thou shalt not buy furniture. 7. Thou shalt not originate any inquiries into your credit. 8. Thou shalt not make large deposits without first checking with your loan officer. 9. Thou shalt not … (0 comments)
langhorne pa homes: Home Buying Outline
- 12/03/08 02:05 AM
Find a Realtor you can Trust Analyze Your Needs in a Consultation Obtain Financial Pre-Qualification and Pre-Approval Select Properties View Properties Write an Offer to Purchase and Put down Earnest Money Deposit Negotiate and Counteroffer Accept Contract Go through Property Inspections Remove Contingencies Complete the Mortgage Application Secure Underwriting Obtain Loan Approval Schedule Termite Contact Title Company to exam title and title insurance Close on the Property Move in Your New Home To learn more about what I can do for you visit me, Carol Swain at www.swainsells.com . Also check out current homes for sale in Bucks County, Pa and … (0 comments)
langhorne pa homes: Before You Begin to Look for a Home
- 12/02/08 06:28 AM
Before You Begin..... PRE-QUALIFICATION AND PRE-APPROVAL Many buyers apply for a loan and obtain approval before they find the home they want to buy. Why? Pre-qualifying will help you in the following ways: 1. Generally, interest rates are locked in for a set period of time. You will know in advance exactly what your payments will be on offers you choose to make. 2. You won't waste time considering homes you cannot afford. Pre-approval will help you in the following ways: 1. A seller may choose to make concessions if they know that your financing is secured. You are like a … (0 comments)
langhorne pa homes: What Every Buyer Should Know Before Purchasing
- 11/24/08 09:22 PM
1. Property taxes and qualified interest are deductible on an individual's federal income tax return. 2. Often, a home is the largest asset an individual has and is considered one of the most valuable investments available. 3. A portion of each amortized mortgage payment goes to principal which is an investment. 4. A home is one of the few investments that you can enjoy by living in it. 5. A REALTORâ can usually show you any home whether it is listed with a company, a builder, or even a For Sale By Owner home. 6. Working through a REALTORâ to … (0 comments)
langhorne pa homes: The Real Estate Closing - Defined
- 11/23/08 09:12 PM
What is a Real Estate "Closing"? A "closing" is where you and I meet with some or all of the following individuals: the Seller, the Seller's agent, a representative from the lending institution and a representative from the title company, in order to transfer the property title to you. The purchase agreement or contract you signed describes the property, states the purchase price and terms, sets forth the method of payment, and usually names the date and place where the closing or actual transfer of the property title and keys will occur. If financing the property, your lender will require you … (0 comments)
langhorne pa homes: How to Achieve a No Stress Move
- 11/18/08 05:34 AM
Moving into a new home can be one of the most stressful situations that a person can endure, so it is vital that you find ways to make the transition as easy as possible. There are two distinct types of stress that one faces when changing homes. First, there is the financial aspect of the move. Finding the right home at the right price, negotiating the purchase with a seller, filling out the lengthy paperwork involved, and handling the escrow can all take its toll. Then there is the emotional aspect of the move, and this is often where the greatest … (0 comments)
langhorne pa homes: How Much Home Can You Afford?
- 11/17/08 12:30 AM
How Much Home Can You Afford? Use the chart below to determine your monthly principal and interest payments at various interest rates for either a 15 or 30 year term. Remember: Be sure to add your monthly insurance premuim and your property tax to your principal and interest to determine your total monthly payment. Note: These figures represent mere estimates. We strongly recommend that you talk with a reputable mortgage specialist to determine the actual amount you will pay each month in principal, interest, taxes and insurance.
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langhorne pa homes: Selecting a Neighborhood
- 11/13/08 10:12 AM
There are many factors to consider when selecting a neighborhood that is right for you. Think about the location in terms of commute time to work, distance from leisure-time activities, and proximity to shopping, schools, or any other places you frequent. You may think of other factors that are important to you. Please take some time to write them on your Home Search Criteria Form. Scout out the Neighborhood! It is important that you scout the neighborhood in person. Talk to people who live in there. Drive through the entire area at different times of the day, during the week, and … (0 comments)
langhorne pa homes: The First Step is the Loan Process
- 11/11/08 11:36 PM
The first step to buying is the loan process. The First Step...in the home buying process is to find an experienced lender at the same time as you find a Realtor. You begin the mortgage process at the same time as you begin looking, so you know the value you qualify for. The Swain Real Estate Group can recommend a trusted, qualified lender. The Next Step...The lender begins processing your loan application, ordering credit reports, and performing verifications. This is the prequalification phase. Therefore, when you go looking for your dream home, you know how much you can spend for it. … (0 comments)
langhorne pa homes: Not Just A Buyers Market
- 11/10/08 11:05 PM
A Buyer's Market is a Trading Up Market! Falling home prices are a great opportunity for a savvy homeowner looking to move up. Eeven though your home sale price may be lower, the smaller loss at the sale can be compensated by greater savings at purchase. Let's think about it. If home prices dropped by 5%, here's what it could look like if you decided to trade up:
Home Price = $200,000 Home Price =$400,000Sell at $190,000 = $10,000 Loss Buy at $380,000 = $20,000 Savings The smaller loss at the sale will be compensated by greater … (0 comments)
langhorne pa homes: Nine Great Reasons to Buy a Home
- 11/10/08 06:18 AM
1. Quality of Life - a home provides stability and security for you and your loved ones. 2. Pride of Home Ownership - it's your personal haven. 3. Historically low interest rates - around 6.5 percent in the US. 4. Appreciation potential - your home investment can grow in value. 5. Equity buildup and debt pay down - homeowners enjoy an average net worth of approxiately $184,000 versus $4,000 for renters. 6. Leverage - where else can you buy an investement of this magnitude with 5-10 percent down? 7. Tax Deduction Advantages- property tax and mortgage interest write-offs. 8. Tax ememption - … (0 comments)
langhorne pa homes: Benefits of Owning Your Own Home
- 11/03/08 09:11 PM
There are many financial and personal reasons why you should own your own home rather than rent. The obvious reasons include pride of ownership, building your own equity instead of someone else's, no more landlords, and of course the tax benefits you reap. There are a multitude of other reasons why owning your own home can make your life better. One of the most overlooked reasons for owning a home is the freedom you get once you have achieved this major goal in life. Many first-time homebuyers find that once they have bought a house, many other aspects of their personal … (0 comments)
langhorne pa homes: How a Good Realtor Can Maximize Your Profits
- 11/02/08 10:43 PM
Most of us are not aware of the trends and fluctuations of the real estate market. Likewise we don't know the steps necessary to maximize profits on the sale of our home. We rely heavily on the real estate agent to lead us down the path of profits. Considering your home is typically the most valuable asset you possess, doesn't it make sense to list with someone who will be able to generate the most money in a sale? This report was designed to empower you with critical information necessary to evaluate an agent's qualifications and help you identify the professional … (0 comments)
langhorne pa homes: Learn What is On Your Credit Report
- 10/31/08 01:33 AM
Anyone who has ever had a bank account, mortgage, credit card, car loan, or account with a retail store will invariably have a credit rating. Most information in your credit rating comes from companies you have credit with, as well as from certain public records such as tax liens, bankruptcies, judgments and lawsuits. It is important to know and understand your credit rating, how the information is compiled, and how it affects your ability to acquire a loan for your new home. Credit reports are usually divided into five sections: 1. Your credit history. 2. Who has reviewed your credit history. … (0 comments)
langhorne pa homes: Easily Increase the Value of Your Home
- 10/29/08 10:41 PM
Whether you just want your house to look better or you are serious about getting your house ready for potential buyers to start viewing your house to purchase, Here are 38 valuable tips to get you on your way: EXTERIOR: 1. Paint the exterior of your home to make it look cleaner and years younger. If your home has been painted within the last few months, have the trim painted again. The fresh smell of paint to the buyer shows that the seller has put forth effort to prepare the home for sale. 2. Trim shrubs, especially around walkways. 3. Park extra cars down … (0 comments)
langhorne pa homes: Questions to Ask a Realtor When Selling - Part 1 of 2
- 10/21/08 10:33 PM
10 Questions to Ask Your Realtor about Selling a House - Part 1 of 21. Are you a full-time professional real estate agent? How long have you worked full time in real estate? How long have you been representing buyers? What professional designations do you have?Knowing whether or not your agent practices full time can help you determine potential scheduling conflicts and his or her commitment to your transaction. As with any profession, the number of years a person has been in the business does not necessarily reflect the level of service you can expect, but it is a good starting … (0 comments)
langhorne pa homes: After the Contract Is Signed
- 10/21/08 01:16 AM
Here is some information to think about: Home Warranty Plans Home warranty plans go a long way to alleviate some risks and concerns. For a modest price, the buyer can have a one-year warranty covering specified heating, plumbing, electrical, water heater or appliance breakdowns. Coverage under most plans commences at closing. In all cases, there are important limitations and exclusions (example: appliances/systems must be operative at commencement of coverage). InspectionsInspections and potential repairs are the number one reason sales don't close. Typically, buyers have a certain number of days in which to inspect the property and accept or reject the property … (0 comments)
SOLD IN 3 DAYS 
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