mortgage tips: Lancaster PA Real state - Seller's tips - Mortgage Loans and more - 02/15/09 08:32 AM

Castellum Realty LLC - Lancaster PA Real Estate
This should lead it off quite nicely:)
Back in my early days of lending, I recall quite vividly the very first Rehab Loan I did.  While I did some legwork in actually knowing the ropes of that particular product before advertising the bejesus out of a very niche loan, I still was caught like a reindeer in some oncoming car's speeding headlights when trying to get them closed in a streamlined sort of fashion.  And then, I had it mastered.  As my particular luck would have it, most of those programs disappeared shortly thereafter.
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mortgage tips: Lancaster PA Luxury Real Estate - Mortgage Tips and your Lender - 12/25/08 06:20 AM
 

Castellum Realty llc - Lancaster PA Real Estate
Explore Loan Workout Solutions with Your Lender
First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not apply to your loan if it is not insured by FHA.
If your problem is temporary - call your lender to discuss these possibilities:
Reinstatement: Your lender is always willing to discuss accepting the total amount owed … (0 comments)

mortgage tips: Lancaster PA Real Estate - How to improve Your Credit Score - 12/23/08 01:26 AM
 

Castellum Realty llc - Lancaster PA Real Estate
Years ago you could get a loan from a local banker who knew you personally.  Your reputation and your relationship with your lender were often enough to get your loan approved.  Nowadays, your credit score is the factor that determines whether or not you can get credit.
Improving your credit score is the same as improving your credit. Don't fall for the easy promises of so-called credit repairers who advertise that for a fee they can make all your negative credit entries disappear.  However, here are several ways you can improve … (0 comments)

mortgage tips: Lancaster PA Real Estate - The Consumer Benefits of Solid Professional Relationships - 12/19/08 03:10 PM


Lancaster PA Real Estate - Castellum Realty llc
If you have been paying attention, mortgage rates are great right now.  Several days this week you could have locked a rate below 5%, depending on your scenario.  We haven't seen rates like this in several years. 
So who benefits from these low rates?  This article is not going to get into FICO scores and loan-to-values.  The people who benefit from low rates are primarily clients who have a solid working relationship with a mortgage professional.  Consider this scenario ...
9:45am: Ratesheets show great pricing on mortgage rates.  Loan officer (L.O.) calls clients that could benefit … (1 comments)

 

Everard Korthals

Mountain Realty

Lancaster, PA

More about me…

---Preferred Lifestyle Advisors---

Address: 2938 Columbia Ave , Suite 602, Lancaster, PA, 17603

Office: (717) 816-4685

Mobile: (717) 816-4685

Lancaster PA Luxury Real Estate information for homeowners in Lancaster County Pennsylvania and for those wishing to relocate to Lancaster PA. We offer downsizing services specifically for 55+ seniors looking to move into an Active Adult community in Lancaster PA or Hershey PA. This blog covers, green building practices, historic homes, market conditions and statistics, and general news and information about the real estate market in Lancaster, Lititz, Hershey and all neighboring communities. If you are looking to buy or sell a home in Lancaster PA, then Castellum Realty is your preferred Real Estate Agency of Choice. Castellum Realty strives to treat it's customers like Royalty.
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