alabama refinance purchase rates calculator: Question to the realtors out there - 09/03/11 02:41 PM
Question to the realtors out there...
 
Does football season slow down your sales?  Just curious.
(4 comments)

alabama refinance purchase rates calculator: So you were a broker and want to get back in the business? - 08/30/11 08:58 AM
So you were a broker and want to get back in the business? I wanted to give you some brief information regarding changes that have occurred in the mortgage industry as we know it today.  I wanted to specifically target the Mortgage Originator: your requirements and responsibilities.
A Mortgage Originator is responsible for not only originating the application but also with gathering required supporting documents, submitting the application to the Investor through its system and following the approval requirements fully. In today’s market mortgage brokers are governed closely as to allowable income, points, etc.  
I want to address some changes in … (0 comments)

alabama refinance purchase rates calculator: Thank you Mortgage Gods! - 08/26/11 07:20 AM
Just a thought...Today's the last day to close on refinances! Usually I am ready to kill someone because I’m trying to get a file out the door.  But not today!  Usually we clear off about 1/3 of our active pipeline.  Today’s closing slate is slammed full.  But the great news is the amount of loans in the pipeline is about twice as full right now as it would be on a normal “start” of the month.  Basically, we clean house at the end of the month and usually have to reload, but not this month!  Thank you Mortgage Gods for the … (0 comments)

alabama refinance purchase rates calculator: Want to know what’s great about the mortgage and real estate business? - 08/22/11 10:59 AM
Want to know what’s great about the mortgage and real estate business?
 
Several people keep asking me “should I buy a house? Is this the right time to purchase?  Are the rates going up?  Can I get into a house with no money down?”
 
My answer is simple.  In regards to a purchase transaction – YES!  Go buy your dream house or move into a great bargain!  It’s practically impossible to find the “valley” of the housing market.  Every area and county is different.  I have noticed housing trends picking up.  If you follow simple economics, then the amount … (1 comments)

 
CHRIS CARTER (TJC Mortgage, Inc.)

CHRIS CARTER

Birmingham, AL

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TJC Mortgage, Inc.

Address: 3168 Cahaba Heights Road, Birmingham, AL, 35243

Office: (205) 776-8402

Mobile: (205) 792-7707

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