Charles Dailey's (cdailey) Blog

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Mortgage and Lending - iLoan - NMLS ID#1947845 - NMLS 79048
A place that borrowers can come to learn more than the basics of mortgage lending. It's also a place where industry professionals can come to find content for their clients.

ARCHIVED BLOG POSTS

2010 

  Since mid 2007, the mortgage originator as we know it has ceased to be.  The requirements for technical knowledge, industry awareness and precision have skyrocketed to the extent that a modern day loan originator is more of an “Under-iginator.” He/she must be 50% loan officer, 15% customer serv...
05/30/2010
  I was going to write an article on this topic but Amy Jones of ReMax in Arizona did a fine job of summarizing it.  She asks a question at the end and I chimed in this way: "This will create new industries within an industry. 3rd party services for occupancy checks, QC policy review, loan auditi...
05/29/2010
I've written on this subject before but I want to be more thorough this time.  There have been too many articles put out lately that discourage people from contemplating a home purchase after doing a short sale.  These articles express cynicism about home sellers' financial habits and Realtors al...
05/29/2010
It is inevitable that FHA will play less and less of a role in the lending market.  As this unfolds, it's critical for loan officers, Realtors and borrowers alike to understand the many options in the improving private mortgage insurance market.  In the distant days when home values were increasi...
05/29/2010
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Charles Dailey

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A place that borrowers can come to learn more than the basics of mortgage lending. It's also a place where industry professionals can come to find content for their clients.