preapproved: Don't Let Knowledge and Fear Stop You from Getting Pre-Approved! - 01/13/16 10:34 PM
It isn't this way for many areas in the nation, but in our area I have noticed a decline in people wanting to be pre-approved.  They really want to go look at houses or property, but when the question is asked, "who is your lender"' or "what type of loan are you getting," etc. the response has been an overwhelming "Oh, I want to find the house (property) first, then I will find a lender."  
So, after several calls with this same answer, I decided to think about why someone wouldn't want to find a lender first.  After all, there are … (2 comments)

preapproved: Pre-Approved? I'll do That After I Find the House I Want. - 06/09/14 03:52 AM
I had a phone call the other day from a young lady who was interested in looking at a house.  I was happy to make an appointment for her, but wanted to ask a few questions just to get an idea of what her thoughts were on the home buying process.  I asked the basic questions like:  When do you wish to move in?  Do you have to sell the house you are in first? etc.  Then, I asked if she had met with a lender yet to find out how much she could qualify for...she answered:  I'll get pre-approved after … (1 comments)