strategic equity management: Equity Harvesting, Money Merge Accounts and the Benefits of Using Both - 08/30/07 05:56 AM
Yes, you heard me right, utilizing both as strategic tools can provide major benefits.  I am not talking about using the MMA software per se, but rather the special HELOCS allowing you to use them as a checking account to provide interest cancellation.  This strategy is not for everyone, but may provide huge benefits for those who decide to use it.
First off, strat yourself off correctly, lock in your acquisition indebtedness so you stop wasting money.  You can do this by utilizing an interest-only loan to stop the "bleeding".  Why?  Because home equity is not a good investment, so why not … (40 comments)

strategic equity management: Money Merge Accounts: Good Fairy or Demon? - 06/11/07 03:41 AM
Many of you know that I have talked about these before, and one of my posts even is ranked #2 on this subject.  As a proponent of proper mortgage planning, these violate many of the concepts that most Americans don't understand.  I will not go through those concepts here, as it will take away from the real intent of this post.
I was reading the Mortgage Professor's website, a well respected mortgage expert who started the Upfront Mortgage Broker concept and mostly looks out for the best interests of the borrower, and I came across his article about these.  That is where … (21 comments)