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Hard Money Lending

Mortgage and Lending - All California Lending - BRE# 01458390

Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.

RECENT BLOG POSTS

QR Codes and Real Estate Marketing

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If you don't know what a QR code is, now is a great time to get familiar with what they are. QR codes are those box shaped jumbled up looking bar codes that you are likely starting to see in many places. I guess that is the best way to describe them! However they are described, though, knowing...

10/04/2011

Alternative Financing Options With Hard Money

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These days financing for real estate transactions can be a challenge. The banks have tightened their lending standards to the point where even quality borrowers may be unable to obtain the loans they need. This is compounded further among the smaller community banks, which make a lot of the loc...

08/09/2011

More Downside to Come in Housing?

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With all that has gone on over the past few years, one question many have is with regards to the housing market. When will it bounce back? Have we hit bottom yet? How far can things fall? I took a look at some very interesting numbers, and what they indicate to me is that we still have a ways...

07/05/2011

Real Estate Online Marketing - Using Linkedin for Greater Visibility

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I use the internet for a good portion of my marketing. There are many ways I do this, but today we're going to focus on one way to improve your visibility using Linkedin. Linkedin is a great resource. The fact that it went public recently only helps, as more and more people are aware of the s...

06/03/2011

Hard Money Rehab Loans

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For real estate investors just starting out, or for those looking for additional leverage, hard money rehab loans have a lot to offer. Typically, these hard money rehab loans are short term, maybe 12 months in length. For those able to obtain this type of financing and pair it with an equity pa...

05/26/2011

Owner Occupied Hard Money

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With recent changes being made in the lending industry, owner occupied hard money has become increasingly difficult to obtain. Many hard money lenders who had made these loans in the past have stopped, choosing to only make loans for investment or business purposes. Residential hard money can...

04/21/2011

Real Estate SEO

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Today I’m going to take a break from discussing loan related topics to focus on real estate SEO and some resources that can help get your site ranked in the search engines so potential clients can find you. According to the National Association of Realtors, 87% of recent home buyers in the Unite...

04/05/2011

Debt to Income Ratio Required for Hard Money Loans?

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It used to be that hard money did not take into account a borrowers debt to income ratio. With the recent changes to lending regulations, however, even hard money loans require a debt to income ratio, or DTI, calculation to be made to ensure a borrower has the ability to repay a loan. This is t...

03/08/2011

What is Hard Money?

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Due to the current financial conditions, credit is becoming increasingly hard to come by. Many individuals who used to be able to walk into any bank and get a loan to meet their needs are now finding that there may not be any banks willing to lend to them, despite excellent credit scores and st...

03/04/2011

Fix and Flip Loans

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Fix and flip loans are a great vehicle for real estate investors these days. With the number of foreclosures and bank owned properties still at or near all time highs in many locations throughout California, opportunity is there for investors to profit. Fix and flip loans are typically short te...

03/03/2011